DATA INPUT SHEET

Preference for sponsoring agency of the project : (mark √ )

Unit Location (As per revenue record) : (mark √ )
KVIC √ KVIB DIC COIR Board
1.1 Name of the Applicant/Institution
RAKESH KUMAR
1.2
S/O KEDAR PRASAD GANDHI MELA GOVINDPUR
2 Gender Male √ Female Transgender
3 Address of the Proposed location of Unit: Rural √ Urban

5 Whether the applicant belongs to (mark √)

Ex- Service Aspirational
SC ST OBC PHC Minority Hill Border Area General
man Districts
√

Whether the project

√
Manufacturing
6 Service Unit
(mark √) Unit
8 Name of the project / business activity proposed :
M/S KOMAL MASALA (KACHHI GANI)-OIL,FLOUR,MASALA GRINDING UNIT

Legal Status:

Land

BUILDING DETAILS
Particulars Area Rate/Sq.ft Amount in Rs.
HOUSE CUM BUSINESS PLACE 800 0.00 0.00
0.00
0.00
0.00
0.00
0.00
0.00

MACHINERY DETAILS
Particulars Qty. Rate Amount in Rs.
Kachhi Ghani grinding full set 1 300000.00 300000.00
Flour Mill Ful set 1 150000.00 150000.00
Masala Grinding 1 200000.00 200000.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total 650000.00

d. Preliminary & Pre-operative Cost : 5000.00

e. Furniture & Fixtures : 5000.00

f. Contingency/Others/Miscellaneous :

Working Capital : 10000.00

 Means of Financing

Own Contribution : 5%
Bank Finance : 95%
Margin Money (Govt. Subsidy) : 35%

DETAILS OF SALES
Rate/ Qantity Amount in Rs.
Particulars of Products
Unit
Oil Musterd &Others 180.00 8000 1440000.00
Flour 42.00 10000 420000.00
Masala 130.00 8000 1040000.00
0.00
0.00
0.00
0.00
0.00
Total 2900000.00

RAW MATERIALS
Particulars Unit Rate/Unit Reqd. Unit Amount In Rs.
Musterd 80.00 8000 640000.00
Wheat 28.00 10000 280000.00
Masala 80.00 8000 640000.00
0.00
0.00
0.00
0.00
0.00
0.00
Total 1560000.00

WAGES
No. of Wages Per Month Amount in Rs.
Particulars
Worker Total Month 12
Labor 7 6000.00 504000.00
0.00
0.00
0.00
0.00
0.00
0.00
Total 7 504000.00

SALARY DETAILS
No. of Wages Per Month Amount in Rs.
Particulars
Staff Total Month 12
0.00
0.00
0.00
0.00
0.00
Total 0 0.00

WORKING CAPITAL ESTIMATE

Element of Working Capital No. of Days

Stock in process 20

Finished goods 14

Receivable by 15

POWER ESTIMATE
Power Requirement 2Kv

Repair and Maintanance Rs. 5000.00

Power and Fuel Rs. 10000.00

Other Overhead Expenses Rs. 1000.00

Telephone Expenses Rs. 800.00

Stationery & Postage Rs. 500.00

Advertisement & Publicity Rs. 300.00

Building Rent Rs.

Other Miscelleneous Expenditure Rs. 600.00

Rate of Interest 10.50%

Depreciation
On Building 10.00%
On Machinery 15.00%

INTRODUCTION
The proposed unit of Kachhi Ghani(Oil),Masala,Flour are the essential items for the society the demand of
this FMCG product is well known to every one.Govindpur is well populated area of the city the new colonies
grow very fast.The growing demand of this essential products are very suitable for the market and this project
is viable for the market.
The proposed unit of Kachhi Ghani(Oil),Masala,Flour are the essential items for the society the demand of
this FMCG product is well known to every one.Govindpur is well populated area of the city the new colonies
grow very fast.The growing demand of this essential products are very suitable for the market and this project
is viable for the market.

ABOUT THE BENEFICIARY

The proposed unit is viable in market as well as the proprietor is hard working honest man having very good
reputation in society.The proprieter is well aquire the knowledge about the proposed unit.Hence the rate of
success is 100%.He promised to the bank to be return all the installments timely if the bank provided the
desired loan amount.
 PROJECT AT A GLANCE - TOP SHEET
1 Name of the Beneficiary RAKESH KUMAR

2 Constitution (legal Status) Individual :

3 Father's/Spouce's Name S/O KEDAR PRASAD GANDHI MELA GOVINDPUR

4 Unit Address : 0
0
Taluk/Block: 0
District : 0
Pin: 0 State: 0
E-Mail : 0
Mobile 0
5 Product and By Product

6 Cost of Project : Rs. 9,99,946

Name of the project / business
M/S KOMAL MASALA (KACHHI GANI)-OIL,FLOUR,MASALA GRINDING UNIT
activity proposed :
7 Means of Finance
Term Loan Rs. 9,49,949.00
KVIC Margin Money Rs. 3,49,981.00
Own Capital Rs. 49997.00

8 Debt Service :
Coverage Ratio

9 Pay Back Period : 5 Years

10 Project : 0 Months
Implementation
Period

11 Break Even Point :

12 Employment : 7

13 Power Requirement : 2Kv

14 Major Raw materials : Musterd,Wheat,Masala

15 Estimated Annual : Rs. 2900000.00

Sales Turnover

PMEGP Project Report Page 6

 DETAILED PROJECT REPORT
1 INTRODUCTION :

The proposed unit of Kachhi Ghani(Oil),Masala,Flour are the essential items for the society the demand of this FMCG product i
one.Govindpur is well populated area of the city the new colonies grow very fast.The growing demand of this essential product
the market and this project is viable for the market.

2 ABOUT THE BENEFICIARY :

The proposed unit is viable in market as well as the proprietor is hard working honest man having very good reputation in so
well aquire the knowledge about the proposed unit.Hence the rate of success is 100%.He promised to the bank to be retu
timely if the bank provided the desired loan amount.

3 COST OF PROJECT
A. Fixed Capital Investment
a. Land : 0 Own

b. Workshed Area Sq.ft Rate in Rs. Amt. In Rs.

HOUSE CUM BUSINESS PLACE 800 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
Total 0.00
#REF!
C. Machinery Qty. Rate Amount in Rs.
Kachhi Ghani grinding full set 1 300000.00 300000.00
Flour Mill Ful set 1 150000.00 150000.00
Masala Grinding 1 200000.00 200000.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
Total 650000.00

PMEGP Project Report Page 7

 d. Preliminary & Pre-operative Cost : Rs. 5000.00

e. Furniture & Fixtures : Rs. 5000.00

f. Contingency/Others/Miscellaneous : Rs. 0.00

Total Capital Expenditure : Rs. 660000.00

Working Capital : Rs. 339946.00

Total Cost Project : Rs. 999946.00

3.1 Means of Financing :

Own Contribution 5% Rs. 49997.00

Bank Finance : 95%

Term Loan Rs. 627000.00
Working Capital Rs. 322949.00

Total Rs. 949949.00

Margin Money (Govt. Subsidy) From KVIC 35% Rs. 349981.00

Margin Money Subsidy received From KVIC will be kept in term deposit as per norms of
PMEGP in the name of Beneficiary for three years in the financing branch.

3.2 STATEMENT SHOWING THE REPAYMENT OF TERM LOAN & WORKING CAPITAL :
TERM LOAN

Interest @
Year Opening Balance Installment Closing Balance
10.50%
1st 627000 0 627000 65835
2nd 627000 125400 501600 65835
3rd 501600 125400 376200 52668
4th 376200 125400 250800 39501
5th 250800 125400 125400 26334
6th 125400 125400 0 13167
7th 0 0 0 0
8th 0 0 0 0

WORKING CAPITAL

Interest @
Year Opening Balance Installment Closing Balance
10.50%
1st 322949 0 322949 33910
2nd 322949 64590 258359 33910
3rd 258359 64590 193769 27128
4th 193769 64590 129180 20346
5th 129180 64590 64590 13564
6th 64590 64590 0 6782
7th 0 64590 0 0
8th 0 0 0 0

PMEGP Project Report Page 8

 3.3 STATEMENT SHOWING THE DEPRECIATION ON FIXED ASSETS:
WORKSHED @ 10.00%
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Opening Balance 0 0 0 0 0
Depreciation 0 0 0 0 0
Closing Balance 0 0 0 0 0
MACHINERY @ 15.00%
Opening Balance 650000 552500 469625 399181 339304
Depreciation 97500 82875 70444 59877 50896
Closing Balance 552500 469625 399181 339304 288408
TOTAL DEPRECIATION
Workshed 0 0 0 0 0
Machinery 97500 82875 70444 59877 50896
Total 97500 82875 70444 59877 50896

4 Schedule of Sales Realization :

4.1 Details of Sales
Rate/ No. of Amount in Rs.
Particulars of Product
Pair/Unit Pair/Unit
0
Oil Musterd &Others 180.00 8000 1440000.00
Flour 42.00 10000 420000.00
Masala 130.00 8000 1040000.00
0 0.00 0 0.00
0 0.00 0 0.00
0 0.00 0 0.00
0 0.00 0 0.00
Total 2900000.00

4.2 Capacity Utilization of Sales

Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year

Capacity Utilization 70% 80% 90% 90% 90%

Sales / Receipts 2030000 2320000 2610000 2610000 2610000

5 Rawmaterials :
Particulars Unit Rate/unit Reqd.Unit Amount in Rs.
Musterd 0 80.00 8000 640000.00
Wheat 0 28.00 10000 280000.00
Masala 0 80.00 8000 640000.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
Total 1560000.00
5.1 Wages :
No. of Wages Amount in Rs.
Particulars
Worker Per Month (Per Annum)
Labor 7 6000.00 504000.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
Total 7 504000.00

5.2 Repairs and Maintenance : Rs. 5000.00

PMEGP Project Report Page 9

 5.3 Power and Fuel : Rs. 10000.00

5.4 Other Overhead Expenses : Rs. 1000.00

6 Administrative Expenses :
6.1 Salary
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0.00 0.00
0 0.00 0.00
Total 0 0.00

6.2 Telephone Expenses 800.00

6.4 Stationery & Postage 500.00

6.5 Advertisement & Publicity 300.00

6.6 Workshed Rent 0.00

6.7 Other Miscellaneous Expenses 600.00

Total 2200.00
7 Capacity Utilization of Manufacturing & Administrative Expenses :
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Capacity Utilization 70% 80% 90% 90% 90%
Manufacturing Expenses
Raw materials 1092000 1248000 1404000 1404000 1404000
Wages 352800 403200 453600 453600 453600
Repairs & Maintenance 3500 4000 4500 4500 4500
Power & Fuel 7000 8000 9000 9000 9000
Other Overhead Expenses 700 800 900 900 900
Administrative Expenses
Salary 0 0 0 0 0
Postage Telephone Expenses 560 640 720 720 720
Stationery & Postage 350 400 450 450 450
Advertisement & Publicity 210 240 270 270 270
Workshed Rent 0 0 0 0 0
Other Miscellaneous Expenses 420 480 540 540 540
Total: 1457540 1665760 1873980 1873980 1873980
8 Assessment of Working Capital :
Particulars Amount in Rs.
Sale 2900000.00

Manufacturing Expenses
Raw Material 1560000.00
Wages 504000.00
Repair & Maintenance 5000.00
Power & Fuel 10000.00
Other Overhead Expenses 1000.00

Production Cost 2080000.00

Administrative Cost 2200.00
Manufacturing Cost 2082200.00

PMEGP Project Report Page 10

 Working Capital Estimate :
Element of Working Capital No of Days Basis Amount in Rs.
0 0 Material Cost 0.00

Stock in process 20 Production Cost 138667.00

Finished goods 14 Manufacturing Cost 97169.00

Receivable by 15 Manufacturing Cost 104110.00

Total Working Capital Requirement Per Cycle 339946.00

9 Financial Analysis
9.1 Projected Profit & Loss Account :
Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Sales / Receipts 2030000 2320000 2610000 2610000
2030000 2320000 2610000 2610000
Manufacturing Expenses
Raw materials 1092000 1248000 1404000 1404000
Wages 352800 403200 453600 453600
Repairs & Maintenance 3500 4000 4500 4500
Power & Fuel 7000 8000 9000 9000
Other Overhead Expenses 700 800 900 900
Depreciation 97500 82875 70444 59877
Production Cost 1553500 1746875 1942444 1931877
Administrative Expenses
Salary 0 0 0 0
Postage Telephone Expenses 560 640 720 720
Stationery & Postage 350 400 450 450
Advertisement & Publicity 210 240 270 270
Workshed Rent 0 0 0 0
Other Miscellaneous Expenses 420 480 540 540
Administrative Cost 1540 1760 1980 1980
Interest on Bank credit @ 10.5%
Term Loan 65835 65835 52668 39501
Working Capital Loan 33910 33910 27128 20346
Cost of Sale 1654785 1848380 2024219 1993704
Net Profit Before Tax 375215 471620 585781 616296
Less Tax 0.00 0.00 0.00 0.00
Net Profit 375215 471620 585781 616296

9.2 CALCULATION OF DEBT SERVICE CREDIT RATIO (D.S.C.R) :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Net Profit 375215 471620 585781 616296
Add :
Depreciation 97500 82875 70444 59877
TOTAL - A 472715 554495 656224 676173
Payments :
On Term Loan :
Interest 65835 65835 52668 39501
Installment 0 125400 125400 125400
On Working Capital
Interest 33910 33910 27128 20346
TOTAL - B 99745 225145 205196 185247
D.S.C.R = A/B
4.74 2.46 3.20 3.65
Average D.S.C.R

PMEGP Project Report Page 11

 9.3 PROJECTED BALANCE SHEET :
Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
LIABILITIES :
Beneficiary's Capital 49997 49997 49997 49997
Profit 375215 471620 585781 616296
Term Loan 627000 627000 501600 376200
Working Capital Loan 322949 322949 258359 193769
Current Liabilities 0 0 0 0
Sundry Creditors 0 0 0 0
1375161 1471566 1395737 1236262
ASSETS :
Gross Fixed Assets : 655000 557500 474625 404181
Less : Depreciation 97500 82875 70444 59877
Net Fixed Assets 557500 474625 404181 344304
Preliminary & Pre-Op. Expenses 5000 3750 2813 2109
Current Assets 322949 322949 258359 193769
Cash in Bank/Hand 494712 673992 733196 698189
Total 1375161 1471566 1395737 1236262

9.4 CASH FLOW STATEMENT :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Net Profit 375215 471620 585781 616296
Add : Depreciation 97500 82875 70444 59877
Term Loan 627000 627000 501600 376200
Working Capital Loan 322949 322949 258359 193769
Beneficiary's Capital 49997 0 0 0
Total 1472661 1504444 1416183 1246143

Total Fixed Capital Invested 660000

Repayment of Term Loan 0 125400 125400 125400

Repayment of WC Loan 0 64590 64590 64590
Current Assets 322949 322949 258359 193769
Total 322949 512939 448349 383759

Opening Balance 0 1149712 2141218 3109052

Surplus 1149712 991506 967834 862383
Closing Balance 1149712 2141218 3109052 3971436

9.5 BREAK EVEN POINT AND RATIO ANALYSIS :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Fixed Cost 164875 150470 125092 101358
Variable Cost 1587410 1780785 1969571 1952223
Total Cost 1752285 1931255 2094663 2053581

Sales 2030000 2320000 2610000 2610000

Contribution (Sales-VC) 442590 539215 640429 657777

B.E.P in % 37.25% 27.91% 19.53% 15.41%

Break Even Sales in Rs. 756221 647404 509798 402180

Break Even Units 4201 3597 2832 2234

Current Ratio 3.24 1.11 0.96 0.78

Net Profit Ratio 18.48% 20.33% 22.44% 23.61%

PMEGP Project Report Page 12

 This Project Report has been prepared based on the data furnished by the beneficiary whose details are
given in the application.
Place :
Date:
Prepared by :
Full Name : RAKESH KUMAR

Signature of the Beneficiary

PMEGP Project Report Page 13

PMEGP Project Report Page 14
 DETAILED PROJECT REPORT

our are the essential items for the society the demand of this FMCG product is well known to every
the new colonies grow very fast.The growing demand of this essential products are very suitable for
et.

the proprietor is hard working honest man having very good reputation in society.The proprieter is
unit.Hence the rate of success is 100%.He promised to the bank to be return all the installments
unt.

PMEGP Project Report Page 15

 TRUE

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