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2025 New Hire Benefits Guide

The document outlines various health insurance options, including the Samaritan Fund Program, which provides financial assistance for medical expenses to eligible participants. It also discusses telemedicine services available through Recuro for convenient healthcare access and highlights the importance of understanding insurance policies and benefits. Additionally, it emphasizes the significance of health advocacy and wellness programs for employees and their families.

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elliotasagba97
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0% found this document useful (0 votes)
44 views37 pages

2025 New Hire Benefits Guide

The document outlines various health insurance options, including the Samaritan Fund Program, which provides financial assistance for medical expenses to eligible participants. It also discusses telemedicine services available through Recuro for convenient healthcare access and highlights the importance of understanding insurance policies and benefits. Additionally, it emphasizes the significance of health advocacy and wellness programs for employees and their families.

Uploaded by

elliotasagba97
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
You are on page 1/ 37

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Know who you can cover

• Get your ducks in a Row




Can I make changes after I elect?







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Deductible

Coinsurance

Out-of-Pocket Maximum

Preventive Care

PRESCRIPTION REMINDERS



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Deductible

Coinsurance

Out-of-Pocket Maximum

Preventive Care

PRESCRIPTION REMINDERS


• • •



• • •

• • • •

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ID cards



Finding a Provider
A serious medical diagnosis brings
worry and anxiety. Unfortunately,
much of that anxiety s te ms from the
high c o s t of quality medical care. The
Samaritan Fund Program sources
funds from Samaritan Sponsors to pay
C o m p l e t e a n d e l e c t r o n i c a l l y s u b m i t a short for all medical expenses. Without the
c o n f i d e n t ia l M e d i c a l Information R e l e a s e financial burden of medical bills, our
form.
participants c a n find the Peace of
A r e p r e s e n t a t i v e f r o m t h e S a m a r i t a n Fund
Mind to Heal.
P r o g r a m r e a c h e s out to e x p l a i n the
p r o g r a m , a n s w e r q u e s t i on s, a n d c o l l e c t your
i n f o r m a t i o n a n d story .

If e l i g i b l e , w e e x p l o r e y o u r m e d i c a l
i n s u r a n c e o p t i o n s a n d w h a t a m o u n t of
funds would satisfy your o u t - o f - p o c k e t “The Samaritan Fund is absolutely a light
cost. of hope when illness ha s become the
center of life. When we couldn't s e e any
If y ou wish to p r o c e e d , w e will h e l p you
way to pay the medical bills and continue
subm it a c u s t o m i z e d a p p l i c a t i o n to
with the ne c e s s a ry treatment and
p a r t i c i p a t e in t h e S a m a r i t a n F u n d P r o g r a m .
surgeries to get life back together, this
If a c c e p t e d , w e w a l k y o u t h r o u g h s e t t i n g organization came and said they would
up S a m a r i t a n Fund P r o g r a m , issue a help. Not just for what wa s owed but for
S a m a r i t a n F u n d P r o g r a m D e b i t C a r d to the future. I c a n recover without worrying
t a k e c a r e o f t h e e x p e n s e s a s s o c i a t e d with
your m e d i c a l c a r e . about what's to come.”

T h e p r o g r a m is e v a l u a t e d a n n u a l l y for - - S F P Participant
e l i g i b i lit y .

Scan to learn more!

Don't need a Samaritan? B e a Samaritan!


People in need a r e reaching out for your help. The Samaritan
866-764-9290 Fund Foundation has the means to bring your generosity
s a m a r i t a n f u n d p r o g r a m .c o m directly to the people that need it most. Your contribution may
help a fellow employee. Find out how you c a n b e a Samaritan
[email protected] a t O p e n Enrollment, or visit us a t samaritanfundfoundation.com
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Telemedicine is a great option for care when


your own doctor isn’t available and more
convenient than a trip to urgent care. Doctors
can answer questions, make a diagnosis, and
even prescribe basic medications when
needed.

Through Recuro, you have access to virtual


primary care, virtual urgent care, and virtual
behavioral health for only $35 a visit.

844.979.0313 | www.recurohealth.com| Scan QR Code


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What can I use my HSA funds for?











2025 HSA Reward Schedule

2025 IRS Maximum Contributions


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Bi-Weekly Cost for Medical Coverage





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Plus up your 20

health
Get ready to take your
health and wellness to
the next level

Features

Your personal well-being


• A personal health advocate, to help
you navigate your benefits for the best
healthcare experience

program • Access to personalized, expert-driven


articles, resources, videos and more
Sharecare is available to all employees, their spouses, and dependents • Tools to help you establish or reinforce
(18 years and over). Managing your health is complicated enough as it healthy habits
is. Sharecare does it all – bringing all of your benefits information in • Easy to use platform features that
one place, and a health advocate to help you find exactly what you provide access to health care resources
you need, when you need it
need, when you need it.
• Securely store all your health
You can receive personalized insights, information, daily tracking, information in one place
innovative programs, and one-of-a-kind tools to help you live a
healthier life, no matter where you are in your health journey.
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For more information, call 888-546-4202.


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• •
• •


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*All amounts above the Guarantee Issue must be approved by Unum. You are also required to submit Evidence of insurability if you apply for coverage
outside your initial eligibility period. It is your responsibility to complete the required forms.





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Voluntary Short-Term Disability


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consecutive



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IMPORTANT: This is a fixed indemnity policy,


NOT health insurance

This fixed indemnity policy may pay you a limited dollar amount if you’re sick or
hospitalized. You’re still responsible for paying the cost of your care.

• The payment you get isn’t based on the size of your medical bill.
• There might be a limit on how much this policy will pay each year.
• This policy isn’t a substitute for comprehensive health insurance.
• Since this policy isn’t health insurance, it doesn’t have to include most
Federal consumer protections that apply to health insurance.

Looking for comprehensive health insurance?


• Visit HealthCare.gov online or call 1-800-318-2596 (TTY: 1-855-889-
4325) to find health coverage options.
• To find out if you can get health insurance through your job, or a family
member’s job, contact the employer.

Questions about this policy?


• For questions or complaints about this policy, contact your State Department of
Insurance. Find their number on the National Association of Insurance
Commissioners’ website (naic.org) under “Insurance Departments.”
• If you have this policy through your job, or a family member’s job, contact the
employer.
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Key Features


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Key Features


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RETIREMENT BENEFITS




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Qualifications Reimbursement

• •



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recurohealth.com


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