HOME LOAN APPLICATION

CIF No. ______________________

I. APPLICATION DETAILS
APPLICATION DATE (mm/dd/yyyy) AMOUNT APPLIED FOR PREFERRED RATE FIXING PERIOD REPAYMENT METHOD
PhP 1 Year Fixed PDC Auto-debit
Principal PREFERRED TERM 3 Year Fixed Bank Account No. __________
Co-Maker 5 Years 15 Years 5 Year Fixed BILLING REFERENCE
Individual 10 Years 20 Years Home Office
Corporate/ Business PURPOSE OF LOAN
1st Application Purchase of House and Lot Purchase of Vacant Lot Refinancing Other ________________
Repeat Application Purchase of Townhouse House Construction Reimbursement
Number of Repeats:__________ Purchase of Condominium Renovation/ Improvement Home Equity Loan
II. COLLATERAL INFORMATION
Collateral Address

Area (Sq.M.) TCT/ CCT Number Registered Owner

Developer (if applicable) Contact Person/ Number to Schedule Appraisal

III. PERSONAL INFORMATION

TITLE SURNAME GIVEN NAME MIDDLE NAME
Mr. Ms. Mrs.
CIVIL STATUS CITIZENSHIP GENDER DATE OF BIRTH (mm/dd/yyyy) PLACE OF BIRTH
Single Widowed Male Female
Married Annulled RESIDENTIAL STATUS Owned Rented Mortgaged
Legally Separated Company Provided With Family (Used free) Monthly Amortization ________________
PRESENT ADDRESS (Unit No., Subdivision/Building, Street No., Street, Barangay, City, Province, Country) ZIP CODE YEARS IN PRESENT
ADDRESS

PERMANENT ADDRESS (Unit No., Subdivision/Building, Street No., Street, Barangay, City, Province, Country) ZIP CODE YEARS IN
PERMANENT
ADDRESS

PREVIOUS RESIDENCE (Unit No., Subdivision/Building, Street No., Street, Barangay, City, Province, Country) ZIP CODE YEARS IN PREVIOUS
RESIDENCE

LANDLINE NUMBER MOBILE NUMBER MOBILE NUMBER TYPE FAX NUMBER EMAIL ADDRESS
Postpaid Prepaid
HIGHEST EDUCATIONAL ATTAINMENT DEPENDENTS
Graduate School Name Age Relationship
College / University
High School
Grade School
IV. WORK/ BUSINESS INFORMATION
EMPLOYMENT STATUS Employed - Private Employed - Government Self-employed OFW Licensed Professional Retired Others : ________
PRESENT EMPLOYER/ BUSINESS NAME PRESENT EMPLOYER INDUSTRY/ BUSINESS TYPE
Banking/ Finance IT/ BPO/ Communications
PRESENT EMPLOYER/ BUSINESS ADDRESS Real Estate Retail
Government Manufacturing
Transport/ Shipping Others : _______________
ZIP CODE LANDLINE FAX NUMBER POSITION - TITLE/ RANK Hotel/ Restaurant
Travel Related
BUSINESS EMAIL ADDRESS YRS. WITH PRESENT EMPLOYER/ TOTAL NO. OF YEARS WORKING AS AN EMPLOYEE
YRS. OPERATING BUSINESS
PREVIOUS EMPLOYER/ BUSINESS NAME YEARS WITH PREVIOUS EMPLOYER SSS NO./ GSIS NO. T.I.N.

V. SPOUSE INFORMATION
SURNAME GIVEN NAME MIDDLE NAME

CITIZENSHIP BIRTH DATE (mm/dd/yyyy) PLACE OF BIRTH

PRESENT ADDRESS (Unit No., Subdivision/Building, Street No., Street, Barangay, City, Province, Country) ZIP CODE YEARS IN PRESENT
ADDRESS

LANDLINE NUMBER MOBILE NUMBER MOBILE NUMBER TYPE EMAIL ADDRESS

Postpaid Prepaid
HIGHEST EDUCATIONAL ATTAINMENT Graduate School College/ University High School Grade School
EMPLOYMENT STATUS Employed - Private Employed - Government Self-employed Licensed Professional Retired
PRESENT EMPLOYER/ BUSINESS NAME PRESENT EMPLOYER INDUSTRY/ BUSINESS TYPE
Banking/ Finance IT/ BPO/ Communications
PRESENT EMPLOYER/ BUSINESS ADDRESS Real Estate Retail
Government Manufacturing
Transport/ Shipping Others : _______________
ZIP CODE LANDLINE FAX NUMBER POSITION - TITLE/ RANK Hotel/ Restaurant
Travel Related
BUSINESS EMAIL ADDRESS YRS. WITH PRESENT EMPLOYER/ TOTAL NO. OF YEARS WORKING AS AN EMPLOYEE
YRS. OPERATING BUSINESS

PREVIOUS EMPLOYER/ BUSINESS NAME YEARS WITH PREVIOUS EMPLOYER SSS NO./ GSIS NO. T.I.N.

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 VI. FINANCES
MONTHLY INCOME MONTHLY EXPENSES
Source of Income Principal Borrower Spouse Description of Expense Amount
Basic Income/ Salary Rental Expense
Allowances Household Expense
Commissions/ Bonuses Education/ Tuition Expenses
Other Sources (Pls. Specify) Loan & Credit Card Payments
Others (Pls. Specify)
TOTAL MONTHLY INCOME TOTAL MONTHLY EXPENSES
VII. EXISTING BANK OF COMMERCE ACCOUNTS
BRANCH TYPE OF ACCOUNT (CA/SA/TD) CURRENT BALANCE

VIII. BANK REFERENCE

BANK/ BRANCH TYPE OF ACCOUNT (CA/SA/TD) ACCOUNT NUMBER CURRENT BALANCE

IX. LOANS REFERENCE

ORIGINAL LOAN OUTSTANDING
BANK/ BRANCH TYPE OF LOAN MONTHLY AMORTIZATION CONTACT PERSON CONTACT NUMBER
AMOUNT BALANCE

X. CREDIT CARDS
CARD ISSUER CARD NUMBER CURRENT CREDIT LIMIT OUTSTANDING BALANCE PER LATEST STATEMENT

XI. REAL ESTATE PROPERTIES OWNED

TYPE TCT/CCT NO. AREA (SQ.M) ADDRESS (IF MORTGAGED)

XII. VEHICLES OWNED

TYPE SERIES BODY TYPE YEAR / MODEL BANK (IF MORTGAGED)

XIII. PERSONAL REFERENCES

NAME ADDRESS RELATIONSHIP LANDLINE/ MOBILE NUMBER

XIV.SOURCE OF PRODUCT INFORMATION

TV/ Radio/ Print Ad Brochure/ Flyer Direct Mail Poster/ Streamer Internet
Bank of Commerce Branch/ Bank of Commerce Bank of Commerce Client Others
Employee Accredited Developer
XV. RELATIONSHIP TO BANK OF COMMERCE (BOC), SAN MIGUEL CORPORATION (SMC) AND ALL ITS SUBSIDIARIES (or collectively, the “SMC GROUP OF
COMPANIES”) AND AFFILIATES (in compliance with BSP Circular 749)
Are you a Director, Officer, or Stockholder of BOC, the SMC Group of Companies, and/or If yes, please specify your company and position/ affiliation.
any of its affiliates? Yes No COMPANY POSITION/ AFFILIATION

Are you related to a Director, Officer, or Stockholder of BOC, the SMC Group of Companies, and/or any of its affiliates? Yes No
If yes, please specify the name/s and corresponding relationship/s, such as, but not limited to: (1) spouse, (2) relative by consanguinity (blood relationship) (e.g. children, parents,
sibling/s, grandparents, uncle, auntie, or cousin, etc.), (3) relative by affinity (relative by reason of marriage) (e.g. parents-in-law, brother-in-law, cousin-in-law, etc.), or (4) others (e.g.
general partner, co-owner of collateral, etc.). Please use a separate sheet if necessary.
NAME Relationship to Director, Officer, or Stockholder COMPANY POSITION/ AFFILIATION

• I/We hereby certify that the information I/we provided herein are true, accurate and complete, and I/we agree to notify/update the Bank of Commerce (the “Bank”) any
change in the information that I/we supplied in this loan application form.
• I/We hereby authorize the Bank, its affiliate(s) and duly authorized representative(s) to: (1) verify any information in this application form and/or the submitted documents;
(2) obtain additional information about me/us from other sources, including but not limited to my/our present and/or previous credit transactions/dealings with other
institutions/ individuals; (3) conduct an appraisal of the property(ies) to be used as collateral through its duly authorized and accredited appraisers and to directly receive
the appraisal results for its exclusive use; and (4) facilitate the processing of my/our loan application.
• I/We hereby acknowledge that the Bank obtained/verified information relative to my/our application from its sources whether institutions/individuals, and I/we have no
objection to, and I/we are ratifying the acts of disclosure of these sources in providing the necessary data or information that would help facilitate the processing of
my/our application.
• I/We agree that this application form and the submitted documents are now the Bank’s property and the same will be used to evaluate whether or not to grant my/our
loan application.
• I/We hereby acknowledge and authorize: (1) the regular submission and disclosure of my basic credit data as well as any updates or corrections thereof (as defined
under Republic Act No. 9510 and its implementing Rules and Regulations) to the Credit Information Corporation (CIC); and (2) the sharing of my basic credit data with
other lenders authorized by the CIC and credit reporting agencies duly accredited by the CIC.
• I/We hereby waive my rights to the confidentiality of the information provided herein, including without limitation, the provisions of Republic Act No. 1405 (The Law on
Secrecy of Bank Deposits), Republic Act No. 9510 (Credit Information Systems Act), and Section 55.1b of Republic Act No. 8791 (General Banking Law) and
any law relating to the said information which is necessary and relevant to the evaluation of my loan application and to avail of the other products, services and facilities
of the Bank.
• Upon acceptance of my/our application, I/we undertake to execute all agreements for the loan and bind myself/ourselves to the terms and conditions of such agreement.
Furthermore, I/we agree to be jointly and severally liable for all the charges, fees and expenses incurred or will be incurred by the Bank.
• I/We agree and undertake to comply and submit all the loan requirements in accordance with the Bangko Sentral ng Pilipinas (BSP) circulars, rules, regulations as well
as the Bank’s policies. In the event of future delinquency, I/we hereby authorize to the Bank to report and/or include my/our name/s in the negative listing of any credit
bureau or institution.
• I/We authorize the Bank to send me/us updates on my/our loan application via SMS/text, email, mail and/or other available means of communication.
• I/We fully understand that any misrepresentation or failure to disclose any information as required herein may be a reason for disapproval or cancellation of my/our loan
application. In case my/our loan application is disapproved, I/we hereby understand that Bank of Commerce is not obliged to disclose the reason(s) for such disapproval.
• I/We acknowledge and give my/our consent to, receive notifications, alerts, updates and promotional offers of the Bank’s products, services and facilities that I/we availed
or which may be offered to me/us through the residence address, mobile number and email address that I/we provided herein or which I/we may provide in the future.

Signature ot Borrower/ Co-Maker Date Signature of Spouse Date

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 HOME LOAN APPLICATION
XVI.DATA PRIVACY CONSENT
• Acknowledging and exercising my rights under Republic Act No. 10173 otherwise known as the Data Privacy Act and its Implementing Rules and
Regulations, I hereby give my consent to Bank of Commerce and/or its branches, units, agents, authorized representatives, representative offices, affiliates,
subsidiaries, and accredited third-party partners, counterparties, correspondent banks and service providers to process, use and share among themselves the
personal information written on the application for home loan as well as the information obtained in the course of my transactions with Bank of Commerce, its
branches or units in relation to my home loan, or obtained from third parties for purposes of client identification, client risk profiling/assessment, product
development and improvement, market research, communications relevant to the life cycle or usage of my home loan, compliance with BSP rules and
regulations, anti-money laundering laws, rules and regulations, FATCA, and such other purposes as may be allowed or required by law.
• I also acknowledge that my Personal Data (refers to ALL types of personal information – personal, sensitive and privileged as defined under the Data Privacy
Act and its Implementing Rules and Regulations) shall be retained for a period of not less than five (5) years from the time home loan is cancelled or
terminated as required or allowed under applicable laws, rules and regulations, unless a longer period is necessary in view an investigation is being
conducted, or a criminal, civil, or administrative case has been filed in a competent judicial or administrative body where I or my account is involved or
impleaded as a party to the case or investigation, in which cases, to the extent necessary, my Personal Data shall be preserved beyond the five (5) year period
until such time that a final judgment has been reached by the judicial or administrative body.
• I likewise hereby give my consent to Bank of Commerce and/or its branches, units, agents, authorized representatives, representative offices, affiliates,
subsidiaries, and accredited third-party partners, counterparties, correspondent banks and service providers to offer especially selected products and services
to me through mail, email, fax, SMS, or by telephone to ensure that I will have the opportunity to avail of the a wide range of products, services and facilities of
Bank of Commerce, its subsidiaries and affiliates, third party partners, counterparties, correspondent banks and service providers.
• The foregoing constitutes my written, express, specific and informed consent for any transfer or disclosure of my name, address, contact details, account
balances and numbers and other relevant information by and among Bank of Commerce and/or its branches, units, agents, authorized representatives,
representative offices, affiliates, subsidiaries, and accredited third-party partners, counterparties, correspondent banks, service providers, and any government
entity exercising executive, legislative, judicial, quasi-judicial, regulatory or administrative functions, such as but not limited to the Bureau of Internal Revenue,
the Social Security System and other similar government agencies.

Signature ot Borrower/ Co-Maker Date Signature of Spouse Date

DATE REFERRED REFERRER NAME REFERRER POSITION BRANCH/ DEPARTMENT/ DEVELOPER SOURCE/ AGENT
CODE

XVII.DOCUMENTARY REQUIREMENTS
GENERAL REQUIREMENTS INCOME REQUIREMENTS
2 x 2 Pictures of Client and Spouse (if Employed Overseas Filipino Workers
applicable)
2 Valid IDs (at least 1 government issued Certificate of Employment and Compensation (COEC) indicating Certificate of Employment and Compensation (COEC) indicating
ID) - Photocopies / Specimen employment status, length of service, compensation details. (Issued not employment status, length of service, compensation details.
Latest 6 months Bank Statements or more than 6 months from date of submission of the same to the Bank) – (Issued not more than 6 months from date of submission of the
Passbooks - Photocopies Original / Photocopy same to the Bank) – Original / Photocopy
Marriage Contract (if applicable) - Photocopy Bureau of Internal Revenue (BIR) Form 2316 (Certificate of Job Contract indicating commencement date, contract expiration
Compensation Payment/ Tax Withheld for Compensation Payment with date, and compensation details (Contract must not be expired for
Proof of Billing Address (i.e. utility bill, or without Tax Withheld) / Income Tax Return (ITR) for the previous land based OFWs and must be the latest contact for sea based
postpaid phone bill) calendar year – Original/ Photocopy OFWs) – Original/ Photocopy
Payslips or equivalent (for the last 3 months preceding the date of the Proof of Remittance/ Allotment Slips - Photocopy/ Latest 3
ADDITIONAL REQUIREMENTS
loan application) – Photocopy months
TCT / CCT (with Master Deed of Restriction) Proof of other Income Sources (if applicable)
Payslips or equivalent - Photocopies/ Latest 1 month
- Photocopy
Tax Declaration (including lot and
Proof of Other Income Sources (if applicable)
improvement) - Photocopy
Real Estate Tax Receipt - Photocopy/
Self-Employed
Current year
Real Estate Tax Clearance - Photocopy/ Audited and In-House (if applicable) Financial Statements - Photocopy/
Company Profile – Original copy
Current year Latest 2 years
Lot Plan (with vicinity map) - Original/ Income Tax Return (with BIR/ bank stamp) – Photocopy/ Latest 2 years
List of Major Suppliers/ Customers – Original copy
Certified by Licensed Geodetic Engineer
For House Construction: For Sole Proprietorships For Partnership For Corporation
Building Plan/ Floor Plan - Original Business Registration Certificate issued by Articles of Partnership, By Laws and Articles of Incorporation, By Laws and
Bills of Materials/ Construction Cost DTI Certificate of Filing issued by the SEC Certificate of Filing issued by the SEC
Estimates/ Building Specifications - Application for Registration of Business Partnership Resolution to borrow Board Resolution or Secretary’s Certificate
Original Name and Mayor’s Permit to borrow
Building Permits - Photocopy Legend: (√) – Submitted, (x) – To be submitted GIS
RECEIVED BY DATE REMARKS

CLD-HLD 11 - 06 (R 04/19) The corporate logo of San Miguel Corporation is a registered trademark of San Miguel Corporation, and is used under license. Bank's Copy 3 of 3

DOCUMENTARY REQUIREMENTS
APPLICANT’S NAME (SURNAME, GIVEN NAME, MIDDLE NAME)

GENERAL REQUIREMENTS INCOME REQUIREMENTS

2 x 2 Pictures of Client and Spouse (if
Employed Overseas Filipino Workers
applicable)
2 Valid IDs (at least 1 government issued Certificate of Employment and Compensation (COEC) indicating Certificate of Employment and Compensation (COEC) indicating
ID) - Photocopies / Specimen employment status, length of service, compensation details. (Issued not employment status, length of service, compensation details.
Latest 6 months Bank Statements or more than 6 months from date of submission of the same to the Bank) – (Issued not more than 6 months from date of submission of the
Passbooks - Photocopies Original / Photocopy same to the Bank) – Original / Photocopy
Marriage Contract (if applicable) - Photocopy Bureau of Internal Revenue (BIR) Form 2316 (Certificate of Job Contract indicating commencement date, contract expiration
Compensation Payment/ Tax Withheld for Compensation Payment with date, and compensation details (Contract must not be expired for
Proof of Billing Address (i.e. utility bill, or without Tax Withheld) / Income Tax Return (ITR) for the previous land based OFWs and must be the latest contact for sea based
postpaid phone bill) calendar year – Original/ Photocopy OFWs) – Original/ Photocopy
Payslips or equivalent (for the last 3 months presiding the date of the Proof of Remittance/ Allotment Slips - Photocopy/ Latest 3
ADDITIONAL REQUIREMENTS
loan application) – Photocopy months
TCT / CCT (with Master Deed of Restriction) Proof of other Income Sources (if applicable)
Payslips or equivalent - Photocopies/ Latest 1 month
- Photocopy
Tax Declaration (including lot and
Proof of Other Income Sources (if applicable)
improvement) - Photocopy
Real Estate Tax Receipt - Photocopy/ Self-Employed
Current year
Real Estate Tax Clearance - Photocopy/ Audited and In-House (if applicable) Financial Statements - Photocopy/
Company Profile – Original copy
Current year Latest 2 years
Lot Plan (with vicinity map) - Original/ Income Tax Return (with BIR/ bank stamp) – Photocopy/ Latest 2 years
List of Major Suppliers/ Customers – Original copy
Certified by Licensed Geodetic Engineer
For House Construction: For Sole Proprietorships For Partnership For Corporation
Building Plan/ Floor Plan - Original Business Registration Certificate issued by Articles of Partnership, By Laws and Articles of Incorporation, By Laws and
Bills of Materials/ Construction Cost DTI Certificate of Filing issued by the SEC Certificate of Filing issued by the SEC
Estimates/ Building Specifications - Application for Registration of Business Partnership Resolution to borrow Board Resolution or Secretary’s Certificate
Original Name and Mayor’s Permit to borrow
Building Permits - Photocopy Legend: (√) – Submitted, (x) – To be submitted GIS
RECEIVED BY DATE REMARKS

Client's Copy