DG 4wag Schedulehc D204702859 D204702859 1748245617215
DG 4wag Schedulehc D204702859 D204702859 1748245617215
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Email: [email protected] PAN (POSP) : IQSPK8077D
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YOUR POLICY DETAILS
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Policy Issue Date 26-May-2025 Invoice No. IA180624197 Invoice Date 26-May-2025
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From 29-May-2025 00:00:01 NCB % (Current Policy) 25%
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Period of Policy for
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To 28-May-2026 23:59:59 Additional Excess (`) --
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A From 29-May-2025 00:00:01 Voluntary Deductible (`) 0.00
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PA Owner-Driver
To 28-May-2026 23:59:59
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Digit Private Car Parts Depreciation Protect Cover Unlimited Claims IRDAN158RP0005V01201718/A0009V01201718
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A Digit Private Car Loss of Personal Belongings Cover Only 1 Claims Per Year/Max SI-30000 IRDAN158RP0005V01201718/A0069V01202021
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EN
Digit Private Car Key & Lock Protect Cover Only 1 Claims Per Year/Max SI-30000 IRDAN158RP0005V01201718/A0068V01202021
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999
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IU RTO Location Jalor,RAJASTHAN Make RENAULT Model/Vehicle Variant (Sub- KWID/RXT 1.0 Sce.
1003 Type)
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Year of Regn./
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FASTag
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The Policy has been issued subject to your affirmative declaration that a valid FASTag has been affixed on the insured vehicle.
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Call us at 1800-258-5956 to update your contact details. This will help us give you a smooth claim process.
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Year 2 -- -- -- -- -- -- --
Year 3 -- -- -- -- -- -- --
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OWN DAMAGE PREMIUM [A] (`)
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LIABILITY PREMIUM [B] (`)
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Total Basic Own Damage Premium (`) 6180.00 Basic Third-Party Liability (`) 2094.00
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NCB Discount Amount (`) -1545.00 PA cover for Owner-Driver (`) 330.00
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Others (`) -1390.33 Legal Liability to Employees (`)
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Own Damage Premium (`) 3244.67 Legal Liability to Paid Driver (`) 50.00
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Add-Ons Premium 2691.00 PA cover for 5 passengers 0 (`) --
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CNG/LPG Premium (`)
PA cover for Paid Driver (`)ig
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1513.74
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1081.56
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Note: The above total OD premium is inclusive of all applicable loading / discounts viz (automobile association memberships, voluntary excess, anti-theft
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handicap person, driver tuition, fiber glass, CNG/ LPG unit, geographical extension, imported vehicle etc., wherever applicable). GDD - Subject to successful
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vehicle inspection
In case of an accident to your vehicle, please intimate us immediately for SPOT SURVEY. Failure to intimate in time could prejudice your claim. In case of Total
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Loss and/or Theft claim, applicable subsidy amount availed as per government policy will be reduced from IDV for claim settlement.
If the “Own Damage Cover” under your policy is cancelled during the policy period, then your policy shall be governed by the standard terms and conditions of
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“Act only” policy for the Third Party Cover during the remaining period of policy .
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ENDORSEMENT
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Invoice Number Invoice Date Net Premium Igst Cgst Sgst Utgst Cess Gross Premium
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OTHER DETAILS
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Nominee Details --
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Other Details --
Details of Existing Damages --
Follow these rules like you follow the rules of the road.
Geographical Area: Any accidental loss, damage and/or liability caused, sustained or incurred within India shall be covered subject to Policy Terms and Conditions, unless specifically agreed and endorsed.. Limitation as to
use The policy covers use of the vehicle for any purpose other than hire or reward, racing, pace making, reliability trial, speed testing and use for any purpose in connection with the Motor Trade. Person or Class of persons
entitled to drive: Any person including the insured 1) Provided that a person driving holds a valid & effective driving license at the time of the accident and is not disqualified from holding or obtaining such a license. 2)
Provided also that the person holding a valid & effective Learner’s License may also drive the vehicle and that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989 and any subsequent
amendment as applicable. Limits of Liability: 1) Under Section I of the policy _ IDV as shown in the schedule. 2) Under Section II - 1 (i)of the policy: Death of or bodily injury _ Such amount as is necessary to meet the
requirements of the Motor Vehicles Act, 1988. 3) Under Section II _ 1 (ii)of the policy: Damage to Third Party Property _ `750000 4) P.A. Cover for Owner Driver under Section III (CSI) - `1500000
NCB Declaration: The premium has been charged and policy has been issued subject to NCB declared by you as an insured. In the event of NCB found wrongly declared at any point of time during policy period, all benefits
and coverages under the Policy in respect of section I of the Policy will stand forfeited. If there is any disagreement, write to us within 7 days from the date of issuance of policy or before the start date of period of insurance
whichever is earlier.PUC Declaration: The Policy has been issued subject to valid Pollution Under Control (PUC) Certificate disclosed by you as an insured on or before the date of commencement of the Policy . Cheque
dishonor / Non-receipt of payment premium paid through Cheque, the policy is void ab-initio in case of dishonor of Cheque or non-receipt of payment. Violation of Motor Vehicle Act: This policy is issued in accordance with the
provision of Chapter X and Chapter XI of MV act, 1988 and any subsequent amendment as applicable. Any violation will forfeit all benefits and coverages under the Policy. The insured is not indemnified if the vehicle is used
or driven otherwise than in accordance with this Schedule. Any payment made by the Company by reason of wider terms appearing in Certificate in order to comply with the Motor Vehicle Act, 1988 is recoverable from the
insured. See the Clause headed (Avoidance Of Certain Terms And Right Of Recovery) in the policy. Pre-existing Damages: All types of pre-existing damages or cost of repair of such damage will be excluded at the time of
claim settlement,as per the attached images. Important Notice: The company may cancel the policy by sending 7 days notice in case of fraud, misrepresentation, non disclosure of material fact or non co-operation of the
insured. This policy is subject to the standard policy wordings, warranties and conditions applicable for this product in addition to Indian Motor Tariff. Break in Insurance: In case of a break-in, the company may conduct pre-
inspection of the vehicle and in such a case, Own Damage cover (Section -I) of the policy would not commence unless the pre-inspection of the vehicle has been done and the acceptance of risk is subject to evaluation of the
vehicle inspection report. In case of any adverse findings in the report, the Company, at its discretion, may cancel the Policy as per the Motor Tariff.
Note: The policy is issued in utmost good faith, relying on the information shared by insured at the time of obtaining the policy. The terms and conditions detailed in this policy schedule as well as the policy document sent by
Digit shall prevail in case of any dispute.
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For & On Behalf of Go Digit General Insurance Ltd.
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Wish to go through your detailed policy wordings, click here.
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In case of claim or any other query, please contact our 24-hour
Call Centre at 1800-258-5956 or email us at Praveen Bhat
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[email protected] or visit our website Digit Insurance: Car, Senior Vice President - Customer Experience
Bike, Health & Travel Insurance Online .
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For instant resolution, you can ping us “Hi” on WhatsApp at Authorized Signatory
702 606 1234 Printed, Signed, and Executed at Bengaluru
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For Claims Notification and Procedure click here. Consolidated Stamp Duty has been paid as per
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This is the end of the document and the beginning of a wonderful relationship. D
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We hope that you do not get in a situation when you have to file a claim. However, if that happens, we are always there for
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process.
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• Complete cashless facility • 6 Months warranty on repairs • Complimentary Pick-up & Drop
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*Facilities mentioned above are offered by the garages. List of garages is subject to change in future. Please
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