CLIENT STATEMENT For the Period January 1- March 31, 2024

STATEMENT FOR: Beginning Total Value (as of 1/1/24) $7,841.33

SUKHESH KUMAR M Ending Total Value (as of 3/31/24) $9,305.45
Includes Accrued Interest

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SUKHESH KUMAR M
107 JSONS FELICIA APT 2ND A CR
AECS LAYOUT A BLK SINGASANDRA
BANGALORE 560068 INDIA

INVESTMENTS AND INSURANCE PRODUCTS: NOT FDIC INSURED • NOT A BANK DEPOSIT •
NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT BANK GUARANTEED •
MAY LOSE VALUE • UNLESS SPECIFICALLY NOTED, ALL VALUES ARE DISPLAYED IN USD
133 - 169142 - 203 - 4 - 1
CLIENT STATEMENT For the Period January 1- March 31, 2024 Page 2 of 8

Standard Disclosures
The following Disclosures are applicable to the enclosed statement(s). exchange for pledging assets in your accounts as collateral for any printed in heat-sensitive ink on the back of every page. When exposed
Expanded Disclosures are attached to your most recent June and outstanding margin loan. The amount you may borrow is based on the to warmth, the color will disappear, and then reappear.
December statement (or your first Statement if you have not received a value of the eligible securities in your margin accounts. If a security has SIPC Protection
statement for those months). The Expanded Disclosures are also eligible shares, the number of shares pledged as collateral will be We are a member of Securities Investor Protection Corporation (SIPC),
available online or by contacting us by using the contact information on indicated below the position. which protects securities of its customers up to $500,000 (including
the statement cover page. Margin Interest Charges $250,000 for claims for cash). An explanatory brochure is available
Questions? We calculate interest charges on margin loans as follows: (1) multiply upon request or at www.sipc.org. Losses due to market fluctuation are
Questions regarding your account may be directed to us by using the the applicable margin interest rate by the daily close of business net not protected by SIPC and assets not held with us may not be covered
contact information on the statement cover page. settled debit balance, and (2) divide by 360 (days). Margin interest by SIPC protection. To obtain information about SIPC, including an
Errors and Inquiries accrues daily throughout the month and is added to your debit balance explanatory SIPC brochure, contact SIPC at 1-202-371-8300 or visit
Be sure to review your statement promptly, and immediately address at month-end. The month-end interest charge is the sum of the daily www.sipc.org.
any concerns regarding entries that you do not understand or believe accrued interest calculations for the month. We add the accrued Transaction Dates and Conditions
were made in error by contacting us by using the contact information interest to your debit balance and start a new calculation each time the Upon written request, we will furnish the date and time of a transaction
on your statement cover page. Oral communications regarding any applicable interest rate changes and at the close of every statement and the name of the other party to a transaction. We and/or our
inaccuracy or discrepancy in this statement should be re-confirmed in month. For interest rate information, log into your account online and affiliates may accept benefits that constitute payment for order flow.
writing to further protect your rights, including rights under the select your account with a Margin agreement to view more information. Details regarding these benefits and the source and amount of any
Securities Investor Protection Act (SIPA). Your statement will be Information Regarding Special Memorandum Account other remuneration received or to be received by us in connection with
deemed correct unless we receive a written inquiry of a suspected If you have a Margin Account, this is a combined statement of your any transaction will be furnished upon written request.
error. See your account documentation for special rules regarding your Margin Account and Special Memorandum Account maintained for you Equity Research Ratings Definitions and Global Investment Manager
rights and responsibilities with respect to erroneous electronic fund under Section 220.5 of Regulation T issued by the Board of Governors Analysis Status
transfers, including a description of the transfers covered. For concerns of the Federal Reserve System. The permanent record of the Special Some equity securities may have research ratings from Morgan Stanley
or complaints, contact us. Memorandum Account as required by Regulation T is available for your & Co. LLC or Morningstar, Inc. Research ratings are the research
Senior Investor Helpline inspection at your request. providers' opinions and not representations or guarantees of
Senior Investor clients or those acting on their behalf have a convenient Important Information About Auction Rate Securities performance. For more information about each research provider's
way to communicate with our Firm by calling us at (800) 280-4534 For certain Auction Rate Securities there is no or limited liquidity. rating system, see the Research Ratings on your most recent June or
Monday-Friday 9am-7pm Eastern Time. Therefore, the price(s) for these Auction Rate Securities are indicated December statement (or your first statement if you have not received a
Availability of Free Credit Balances and Financial Statements by N/A (not available). There can be no assurance that a successful statement for those months), go online or refer to the research
Under the customer protection rules of the SEC [17 CFR auction will occur or that a secondary market exists or will develop for provider's research report. Research reports contain more complete
§240.15c3-3], we may use funds comprising free credit balances a particular security. information concerning the analyst's views and you should read the
carried for customer accounts here, provided that these funds are Structured Investments Risks and Considerations entire research report and not infer its contents from the rating alone. If
payable to customers on demand (i.e., are free of a lien or right of Structured Investments (Structured Products) are complex products and your account contains an advisory component or is an advisory
set-off in our favor or on behalf of some third party to whom you have may be subject to special risks. Investors should consider the account, a GIMA status will apply.
given control). A financial statement of this organization is available for concentration risk of owning the related security and their total Credit Ratings from Moody's Investors Service and Standard & Poor's
your personal inspection at its offices, or a copy will be mailed to you exposure to any underlying asset. Structured Investments, which may The credit rating from Moody's Investors Service and Standard & Poor's
upon your written request. appear in various statement product categories and are identified on may be shown for certain securities. All credit ratings represent the
Listed Options the Position Description Details line as "Asset Class: Struct Inv," may opinions of the provider and are not representations or guarantees of
Information with respect to commissions and other charges related to not perform in a manner consistent with the statement product performance. Please contact us if you need further information or
the execution of options transactions has been included in category where they appear and therefore may not satisfy portfolio assistance in interpreting these credit ratings.
confirmations of such transactions previously furnished to you and such asset allocation needs for that category. For information on the risks
information will be made available to you promptly at your request. and conflicts of interest related to Structured Investments generally, log Revised 11/2022
Promptly advise us of any material change in your investment in to Morgan Stanley Online and go to
objectives or financial situation. www.morganstanley.com/structuredproductsrisksandconflicts.
Important Information if You are a Margin Customer(not available for Security Measures
certain retirement accounts) This statement features several embedded security elements to
If you have margin privileges, you may borrow money from us in safeguard its authenticity. One is a unique blue security rectangle,
CLIENT STATEMENT For the Period January 1- March 31, 2024 Page 3 of 8

Morgan Stanley at Work Self-Directed Account SUKHESH KUMAR M

Account Summary 133-169142-203

CHANGE IN VALUE OF YOUR ACCOUNT (includes accrued interest) MARKET VALUE OVER TIME
This Period This Year The below chart displays the most recent thirteen months of Market Value.
(1/1/24-3/31/24) (1/1/24-3/31/24)
9.8 11.7%
TOTAL BEGINNING VALUE $7,841.33 $7,841.33 1.9%
10.2%
9.3

($) Thousands
Credits — —
Debits — — 8.8 -12.5%
5.7%
Security Transfers — — 8.3
-16.9%
Net Credits/Debits/Transfers — —
7.8
Change in Value 1,464.12 1,464.12
7.3
TOTAL ENDING VALUE $9,305.45 $9,305.45 SEP OCT NOV DEC JAN FEB MAR
2023 2024

The percentages above represent the change in dollar value from the prior period. They do not represent
account investment performance, as they do not consider the impact of contributions and withdrawals,
nor other factors that may have affected performance calculations. No percentage will be displayed
when the previous month reflected no value.

ASSET ALLOCATION (includes accrued interest) Cash

Market Value Percentage
Cash $27.58 0.30
Equities 9,277.87 99.70
TOTAL VALUE $9,305.45 100.00%

FDIC rules apply and Bank Deposits are eligible for FDIC insurance but are not covered by SIPC. Cash
and securities (including MMFs) are eligible for SIPC coverage. See Expanded Disclosures.
Values may include assets externally held, as a courtesy, and may not be covered by SIPC. Foreign
Exchange (FX) is neither FDIC nor SIPC insured. For additional information, refer to the corresponding
section of this statement.

Equities

This asset allocation represents holdings on a trade date basis, and projected settled Cash/BDP and
MMF balances. These classifications do not constitute a recommendation and may differ from the
classification of instruments for regulatory or tax purposes.
CLIENT STATEMENT For the Period January 1- March 31, 2024 Page 4 of 8

Morgan Stanley at Work Self-Directed Account SUKHESH KUMAR M

Account Summary 133-169142-203

BALANCE SHEET (^ includes accrued interest) CASH FLOW

Last Period This Period This Period This Year
(as of 12/31/23) (as of 3/31/24) (1/1/24-3/31/24) (1/1/24-3/31/24)
Cash, BDP, MMFs $27.58 $27.58 OPENING CASH, BDP, MMFs $27.58 $27.58
Stocks 7,813.75 9,277.87 Total Investment Related Activity — —
Total Assets $7,841.33 $9,305.45
Total Cash Related Activity — —
Total Liabilities (outstanding balance) — —
Total Card/Check Activity — —
TOTAL VALUE $7,841.33 $9,305.45 CLOSING CASH, BDP, MMFs $27.58 $27.58

INCOME AND DISTRIBUTION SUMMARY GAIN/(LOSS) SUMMARY

This Period This Year Unrealized
(1/1/24-3/31/24) (1/1/24-3/31/24) Realized This Period Realized This Year Inception to Date
(1/1/24-3/31/24) (1/1/24-3/31/24) (as of 3/31/24)
Income And Distributions — —
Short-Term Gain — — $9,277.87
Tax-Exempt Income — —
The Gain/(Loss) Summary, which may be subsequently adjusted, is provided for informational purposes
TOTAL INCOME AND DISTRIBUTIONS — — and should not be used for tax preparation. For additional detail, please visit www.etrade.com.
Taxable and tax exempt income classifications are based on the characteristics of the underlying
securities and not the taxable status of the account.
CLIENT STATEMENT For the Period January 1- March 31, 2024 Page 5 of 8

Morgan Stanley at Work Self-Directed Account SUKHESH KUMAR M

Account Detail 133-169142-203

Investment Objectives (in order of priority): Not Provided Brokerage Account

Inform us if your investment objectives, as defined in the Expanded Disclosures, change.

HOLDINGS
This section reflects positions purchased/sold on a trade date basis. "Market Value" and "Unrealized Gain/(Loss)" may not reflect the value that could be obtained in the market. Your actual investment return
may differ from the unrealized gain/(loss) displayed. Fixed Income securities are sorted by maturity or pre-refunding date, and alphabetically within date. Estimated Annual Income a) is calculated on a pre-tax
basis, b) does not include any reduction for applicable non-US withholding taxes, c) may include return of principal or capital gains which could overstate such estimates, and d) for holdings that have a defined
maturity date within the next 12 months, is reflected only through maturity date. Actual income or yield may be lower or higher than the estimates. Current Yield is an estimate for informational purposes only. It
reflects the income generated by an investment, and is calculated by dividing the total estimated annual income by the current market value of the entire position. It does not reflect changes in its price.
Structured Investments, identified on the Position Description Details line as "Asset Class: Struct Inv," may appear in various statement product categories. When displayed, the accrued interest, annual income
and current yield for those with a contingent income feature (e.g., Range Accrual Notes or Contingent Income Notes) are estimates and assume specified accrual conditions are met during the relevant period
and payment in full of all contingent interest. For Floating Rate Securities, the accrued interest, annual income and current yield are estimates based on the current floating coupon rate and may not reflect
historic rates within the accrual period.

For additional information related to Unrealized and Realized Gain/(Loss) and tax lot details, including cost basis, please visit www.etrade.com. The information presented on the statement should not be used
for tax purposes.

CASH, BANK DEPOSIT PROGRAM AND MONEY MARKET FUNDS

Cash, Bank Deposit Program, and Money Market Funds are generally displayed on a settlement date basis. You have the right to instruct us to liquidate your bank deposit balance(s) or shares of any money market
fund balance(s) at any time and have the proceeds of such liquidation remitted to you. Estimated Annual Income, Accrued Interest, and APY% will only be displayed for fully settled positions. Under the Bank
Deposit Program, free credit balances held in an account(s) at Morgan Stanley Smith Barney LLC are automatically deposited into an interest-bearing deposit account(s), at Morgan Stanley Bank, N.A. and/or
Morgan Stanley Private Bank, National Association, each a national bank, FDIC member and an affiliate of Morgan Stanley. For more information regarding the Bank Deposit Program, go to
www.etrade.com/bdpdisclosure. Interest from required Pattern Day Trader minimum equity amounts retained in Cash Balance Program.
7-Day
Description Market Value Current Yield % Est Ann Income APY %
MORGAN STANLEY PRIVATE BANK NA $27.58 — — 0.010

Percentage
of Holdings Market Value Est Ann Income
CASH, BDP, AND MMFs 0.30% $27.58 —
CLIENT STATEMENT For the Period January 1- March 31, 2024 Page 6 of 8

Morgan Stanley at Work Self-Directed Account SUKHESH KUMAR M

Account Detail 133-169142-203

STOCKS
COMMON STOCKS
Morgan Stanley & Co. LLC (Morgan Stanley) and Morningstar, Inc.'s equity research ratings are shown for certain securities. These ratings represent the opinions of the research provider and are not
representations or guarantees of performance. The applicable research report contains more information regarding the analyst's opinions, analysis, and rating, and you should read the entire research report and
not infer its contents. For ease of comparison, Morgan Stanley and Morningstar, Inc.'s equity research ratings have been normalized to a 1 (Buy), 2 (Hold), and 3 (Sell). Refer to your June or December statement
for a summary guide describing the ratings. We do not take responsibility for, nor guarantee the accuracy, completeness, or timeliness of research prepared for Morningstar, Inc.
Unrealized Current
Security Description Quantity Share Price Total Cost Market Value Gain/(Loss) Est Ann Income Yield %
BROADCOM INC (AVGO) 7.000 $1,325.410 $0.00 $9,277.87 $9,277.87 $147.00 1.58
Rating: Morningstar: 3; Next Dividend Payable 06/2024; 7.000 shs from Stock Plan; Asset Class: Equities

Percentage Unrealized Current

of Holdings Total Cost Market Value Gain/(Loss) Est Ann Income Yield %
STOCKS 99.70% $0.00 $9,277.87 $9,277.87 $147.00 1.58%

Percentage Unrealized Est Ann Income Current

of Holdings Total Cost Market Value Gain/(Loss) Accrued Interest Yield %

TOTAL VALUE 100.00% $0.00 $9,305.45 $9,277.87 $147.00 1.58%

—

Unrealized Gain/(Loss) totals only reflect positions that have both cost basis and market value information available. Cash, MMF, Deposits and positions stating 'Please Provide' or 'Pending Corporate Actions' are not
included.

ALLOCATION OF ASSETS
Fixed Income & Structured
Cash Equities Preferred Securities Alternatives Investments Other
Cash, BDP, MMFs $27.58 — — — — —
Stocks — $9,277.87 — — — —
TOTAL ALLOCATION OF ASSETS $27.58 $9,277.87 — — — —
CLIENT STATEMENT For the Period January 1- March 31, 2024 Page 7 of 8

Morgan Stanley at Work Self-Directed Account SUKHESH KUMAR M

Account Detail 133-169142-203

ACTIVITY
MONEY MARKET FUND (MMF) AND BANK DEPOSIT PROGRAM ACTIVITY
Activity
Date Activity Type Description Credits/(Debits)
1/2 Automatic Investment BANK DEPOSIT PROGRAM $27.56

MESSAGES
Financial Disclosure Statement (in millions of dollars):
At January 31, 2024 Morgan Stanley Smith Barney LLC had net capital of $4,627 which exceeded the Securities and Exchange Commission's minimum requirement by $4,139. A copy of the Morgan Stanley Smith
Barney LLC Consolidated Statement of Financial Condition at December 31, 2023 can be viewed online at: https://www.morganstanley.com/about-us-ir/subsidiaries, or may be mailed to you at no cost by calling 1
(833) 445-2492, after March 15, 2024.
Senior Investor Helpline
For any inquiries or potential concerns, senior investors or someone acting on their behalf may contact our Firm by calling (800) 280-4534.
FINRA BrokerCheck
FINRA has established the public disclosure program, known as BrokerCheck, to provide certain information regarding the disciplinary history of FINRA members and their associated persons. The BrokerCheck Hotline
Number is 1-800-289-9999. The FINRA website address is www.finra.org. An investor brochure that includes information describing FINRA BrokerCheck may be obtained from FINRA.
Tips on Protecting Yourself from Fraudulent Account Activity
The protection of client data is of the utmost importance to us. Scams are on the rise, and they have become more sophisticated. Please remember to never share your personal information including account
verification codes, account numbers, passwords or social security numbers with anyone you do not personally know.
Please be cautious opening attachments, clicking on links, or allowing external access to your computer. Scammers will be aggressive and create a sense of urgency. Scammers will promise unbelievable returns using
crypto currency investing or sweepstakes/lottery. Scammers will use social media apps to build trust and then make sudden requests for money due to a hardship or emergency.
If you have any questions regarding scams or believe that you are a victim of a scam, please contact us or call 888-454-3965 to report online fraud or security concerns.
For United Kingdom and non-European Economic Area (EEA) Investors:
Key Investor Information Documents for UCITS Mutual Funds and UCITS Exchange-Traded Funds
A Key Investor Information Document (KIID) is available for funds offered by an investment company that are established in an EEA state as an Undertaking for Collective Investments in Transferable Securities in
accordance with Directive 2009/65/EC (UCITS). The KIID contains essential information and key facts about the UCITS fund, so as to help investors make informed decisions as to whether a particular fund meets their
investment needs. We have provided access to the KIID via a website, portal or other durable medium (other than paper) for all investors who have made transactions in UCITS mutual funds and UCITS
exchange-traded funds. Investors may request a paper copy of the KIID free of charge. Any KIID provided to investors by means of a website/portal, including any updates, is available at
https://www.morganstanley.com/disclaimers/KID-KIIDrepository for UCITS mutual funds and UCITS exchange-traded funds. You agree to review the KIID, including any updates, in good time before being bound by any
contract or offer relating to any UCITS mutual fund transactions or UCITS exchange-traded funds, on a trade-by-trade basis.
For EEA Investors:
Key Information Documents for UCITS Mutual Funds and UCITS Exchange-Traded Funds
In respect of any transactions in mutual funds and exchange-traded funds that are offered by an investment company established in an EEA state as an Undertaking for Collective Investments in Transferable Securities
in accordance with Directive 2009/65/EC (UCITS), you agree that you are provided with a Key Information Document produced in accordance with EU Regulation No. 1286/2014 (KID) by means of a website portal
or any other durable medium other than paper, and that you have been made aware of your right to request a paper copy of the KID free of charge. You agree that any KID, including any updates, can be provided to
you by means of a website/portal and made available at the following web location: https://www.morganstanley.com/disclaimers/KID-KIIDrepository. The KID contains essential information and key facts about the
UCITS fund, so as to help investors make informed decisions as to whether a particular fund meets their investment needs. You agree to review the KID, including any updates, in good time before being bound by any
contract or offer relating to any investment companies, including UCITS mutual funds and UCITS exchange-traded funds on a trade-by-trade basis.
CLIENT STATEMENT For the Period January 1- March 31, 2024 Page 8 of 8

Morgan Stanley at Work Self-Directed Account SUKHESH KUMAR M

Account Detail 133-169142-203

Notice of T+1 Settlement Cycle Transition

Effective May 28, 2024, Securities and Exchange Commission (SEC) rules will require that most U.S. securities transactions settle on or before the next business day following the trade date (a settlement date of
T+1).
Generally, the settlement date is when an investor must pay for the security purchased or deliver the security sold in negotiable form. Please note, final tax lot selection will be subject to the shortened T+1 settlement
timeline and must be submitted by 4:00 p.m. ET on the settlement date.
For additional details about T+1 settlement and eligible securities, please visit the Depository Trust & Clearing Corporation (DTCC) website at www.dtcc.com/ust1. You can also view the full text of the final rules on the
SEC website at www.sec.gov.
Handling Fee for Paper Statements
As a reminder, E*TRADE from Morgan Stanley charges a $2.00 handling fee for each paper statement mailed to certain accounts (see www.etrade.com/pricing for more information). The fee is billed quarterly to cover
any statements mailed during the previous three months.
While you may not have been charged this fee after the transfer of your account(s) to Morgan Stanley in 2023, we wanted to make you aware that the fee resumed effective January 2024.
Please note: There is no handing fee for statements that are emailed to you. To enroll in email delivery, go to www.etrade.com/paperless.
Important Changes to the Bank Deposit Program
Currently, in the Bank Deposit Program (BDP), available cash balances held in accounts at Morgan Stanley Smith Barney LLC (MSSB) are automatically deposited into interest-bearing deposit accounts at Morgan
Stanley Bank, N.A., and Morgan Stanley Private Bank, National Association, each a national bank, FDIC member, and affiliate of Morgan Stanley. Under certain circumstances, deposits may be held at certain
non-affiliated banks (Program Banks), each an FDIC member.
Effective June 2024, your account will become eligible to have deposits sent to Program Bank(s), if selected based on eligibility and subject to certain limitations. If your deposits are selected for Program Bank(s), you
may benefit by receiving FDIC insurance on deposit amounts that would otherwise have been uninsured. Please note, however, that certain account types are ineligible for sweeping to Program Banks.
For more information, see the section of the BDP Disclosure Statement titled “Eligibility and Computation for Deposits to Be Sent to Program Banks” at www.etrade.com/bdpdisclosure.
The list of Program Banks may change periodically and can be found at www.etrade.com/programbanks. If you wish to exclude any Program Banks from receiving your deposits in BDP, please call us at
1-800-387-2331.