Report Date: 18-08-2025

CHM Ref. No. : CCR250818CR334824786

Hey Rajiv Kumar

Here is your Credit Report for Aug, 2025

Your Score is

510
Your Credit Report is a detailed analysis of your credit score and your credit accounts.
 Report Date: 18-08-2025
CHM Ref. No. : CCR250818CR334824786

Address Details
This section shows addresses reported to Credit Bureau by Financial Institutions

Reported
Value
Date

VILL-BAYANA NEAR-MAIN ROAD KARNAL HARYANA 132001 132001 HR 04-03-2017

00 NAGAL 00 KARNAL SHIV MANDIR 132054 HR 07-08-2025

VILL NAGAL 106 132001 HR 30-11-2020

SO PREM CHAND STREET NO 106 VILL NAGAL NANGAL B.O KARNAL, HARYANA 132054 HR 31-07-2025

00 BIANA 00 INDRI HARYANA PINCODE 132054 132054 HR 30-11-2023

INDRI KARNAL NAGAL (106) VILLAGE NAGAL NANGAL HARYANA INDIA 132054 132054 HR 31-01-2024

SELF LUCKY COMNICTIOAN VPO BAIAN 132001 HR 30-11-2020

00 00, NAGAL SHIV MANDIR NANGAL B.O KARNAL 132054 HR 31-03-2025

NAGAL(106)KARNAL NEAR-SHIV MANDIR KARNAL HARYANA 132001 132001 HR 04-03-2017

00 00 BIANA INDRI BIANA B O KARNAL HARYANA 132054 132054 HR 30-09-2021

NULL, NAGAL (106), NULL, KARNAL, 132054 132054 HR 31-08-2023

00 NAGAL 00 INDRI HARYANA PINCODE 132054 132054 HR 30-11-2023

00 00, BIANA OBC BANK INDRI BIANA B.O KARNAL 132054 HR 28-02-2022

VILLAGE NAGAL S 0 NAGAL 106 KARNAL HARYANA INDRI BIANA B O KARNAL HARYANA 132054
31-07-2022
132054 HR

Phone Number Details

This section shows phone numbers reported to Credit Bureau by Financial Institutions

Value Reported Date

9992871008 31-07-2022

9053593000 31-07-2022

9856556585 31-01-2023
 Report Date: 18-08-2025
CHM Ref. No. : CCR250818CR334824786

Credit Enquiries
This section shows all the enquiries made by you

Inquiry Ownership
Member Name Purpose Amount Remark
Date Type

CHOLAMANDALAM INVESTMENT AND Auto Loan

29-10-2024 PRIMARY 10,000 -
FIN COMPANY LTD (Personal)
 Report Date: 18-08-2025
CHM Ref. No. : CCR250818CR334824786

Summary: All Accounts

This section displays summary of all your reported accounts

Primary Number Of Accounts 11

Primary Active Number Of Accounts 2

Primary Overdue Number Of Accounts 2

Primary Secured Number Of Accounts 4

Primary Unsecured Number Of Accounts 7

Primary Untagged Number Of Accounts -

Primary Current Balance 68,567

Primary Sanctioned Amount 1,28,800

Primary Disbursed Amount 1,28,800

 Report Date: 18-08-2025
CHM Ref. No. : CCR250818CR334824786

ASSET RECONSTRUCTION COMPANY L Other

Account Number XXXX-LOS | Account Type Other | Account Status Active

Account Details

Date Reported 07-08-2025 CREP-

Loan type Other Acct Number
00000213068-LOS

Disbursed Date 10-01-2022 Last Payment

Last Paid Amount - -
Date

Disbursed Amount 76,000 Repayment Tenure 0 Installment Amt -

Current Balance 15,767 Credit Grantor Credit Grantor

- -
Type Group

Overdue Amount 15,767 Matched Type PRIMARY Write Off Amt 0

Written Off_settled Account

Ownership Individual Status Purchased

Payment History

Paid on time Late Payment

2022 Sep Oct Nov Dec

- - - -
2023 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
- - - - - - - - - - - -
2024 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
- - - - - - - - - - - -
2025 Jan Feb Mar Apr May Jun Jul Aug
- - - -
 Report Date: 18-08-2025
CHM Ref. No. : CCR250818CR334824786

MUTHOOT FINANCE LIMITED Other

Account Number XXXX8477 | Account Type Other | Account Status Active

Account Details

Date Reported 31-07-2025 Loan type Other Acct Number 3950MUL00008477

Disbursed Date 24-05-2025 Last Paid Amount - Last Payment Date -

Disbursed Amount 52,800 Repayment Tenure 12 Installment Amt -

Current Balance 52,800 Credit Grantor Type - Credit Grantor Group -

Overdue Amount 0 Matched Type PRIMARY Write Off Amt 0

Ownership Individual Interest Rate 24.0%

Payment History

Paid on time Late Payment

2025 Jun Jul

 Report Date: 18-08-2025
CHM Ref. No. : CCR250818CR334824786

MUTHOOT FINANCE LIMITED Gold Loan

Account Number XXXX6605 | Account Type Gold Loan | Account Status Closed

Account Details

Date Reported 15-06-2025 Loan type Gold Loan Acct Number 3950MUL00006605

Disbursed Date 02-07-2024 Last Paid Amount - Last Payment Date 24-05-2025

Disbursed Amount 42,300 Repayment Tenure 12 Installment Amt -

Current Balance 0 Credit Grantor Type - Credit Grantor Group -

Overdue Amount 0 Matched Type PRIMARY Closed Date 24-05-2025

Ownership Individual Write Off Amt 0 Interest Rate 24.0%

Payment History

Paid on time Late Payment

2024 Aug Sep Oct Nov Dec

2025 Jan Feb Mar Apr May

 Report Date: 18-08-2025
CHM Ref. No. : CCR250818CR334824786

CHOLAMANDALAM INVESTMENT AND FIN COMPANY Personal

LTD Loan

Account Number XXXX3309 | Account Type Personal Loan | Account Status Closed

Account Details

Date Reported 05-07-2024 Personal

Loan type Acct Number SSPLGURG000007233309
Loan

Disbursed Date 12-11-2023 Last Paid Last Payment

- -
Amount Date

Disbursed Amount 12,744 Repayment

0 Installment Amt -
Tenure

Current Balance 0
Credit Grantor Credit Grantor
- -
Type Group
Overdue Amount 0
Matched Type PRIMARY Closed Date 05-07-2024

Ownership Individual Write Off Amt 0

Payment History

Paid on time Late Payment

2023 Dec

2024 Jan Feb Mar Apr May Jun Jul

- - - - -
 Report Date: 18-08-2025
CHM Ref. No. : CCR250818CR334824786

MUTHOOT FINANCE LIMITED Gold Loan

Account Number XXXX4715 | Account Type Gold Loan | Account Status Closed

Account Details

Date Reported 31-07-2024 Loan type Gold Loan Acct Number 3950MUL00004715

Disbursed Date 01-02-2023 Last Paid Amount - Last Payment Date 02-07-2024

Disbursed Amount 46,000 Repayment Tenure 12 Installment Amt -

Current Balance 0 Credit Grantor Type - Credit Grantor Group -

Overdue Amount 0 Matched Type PRIMARY Closed Date 02-07-2024

Ownership Individual Write Off Amt 0 Interest Rate 24.0%

Payment History

Paid on time Late Payment

2023 Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2024 Jan Feb Mar Apr May Jun Jul

 Report Date: 18-08-2025
CHM Ref. No. : CCR250818CR334824786

INDUSIND BANK Business Loan Unsecured

Account Number XXXX9854 | Account Business Loan Unsecured Account Status Closed
Type |

Account Details

Date Reported 31-08-2023 Business Loan

Loan type Acct Number 6115957001719854
Unsecured

Disbursed Date 19-08-2022 Last Paid Last Payment

- 25-06-2023
Amount Date

Disbursed Amount 30,000 Repayment

11 Installment Amt 675/Weekly
Tenure

Current Balance 0
Credit Grantor Credit Grantor
- -
Type Group
Overdue Amount 0
Matched Type PRIMARY Closed Date 25-06-2023

Ownership Individual Write Off Amt 0

Payment History

Paid on time Late Payment

2022 Sep Oct Nov Dec

2023 Jan Feb Mar Apr May Jun

-
 Report Date: 18-08-2025
CHM Ref. No. : CCR250818CR334824786

AYE FINANCE LIMITED Business Loan Unsecured

Account Number XXXX-LOS | Account Business Loan Unsecured Account Status Closed
Type |

Account Details

Business Loan CREP-

Date Reported 31-03-2025 Loan type Acct Number
Unsecured 00000213068-LOS

Last Paid Last Payment

- -
Disbursed Date 10-01-2022 Amount Date

Repayment
30 Installment Amt 3,551/Monthly
Tenure
Disbursed Amount 76,000
Credit Grantor Credit Grantor
- -
Type Group
Current Balance 0
Matched Type PRIMARY Closed Date 28-02-2025

Principal Write
Overdue Amount 0 Write Off Amt 14,204 13,409
Off Amt

Written
Written Off and
Ownership Individual Off_settled Interest Rate 28.0%
Account Sold
Status

Payment History

Paid on time Late Payment

2022 Mar Apr May Jun Jul Aug Sep Oct Nov Dec
-
2023 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2024 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2025 Jan Feb

 Report Date: 18-08-2025
CHM Ref. No. : CCR250818CR334824786

AYE FINANCE LIMITED Business Loan Unsecured

Account Number XXXX-LOS | Account Business Loan Unsecured Account Status Closed
Type |

Account Details

Date Reported 31-07-2022 Business Loan CREP-

Loan type Acct Number
Unsecured 00000005737-LOS

Disbursed Date 22-10-2020 Last Paid Last Payment

- -
Amount Date

Disbursed Amount 55,000 Repayment

0 Installment Amt 3,723/Monthly
Tenure

Current Balance 0
Credit Grantor Credit Grantor
- -
Type Group
Overdue Amount 0
Matched Type PRIMARY Closed Date 10-01-2022

Ownership Individual Write Off Amt 0 Interest Rate 26.0%

Payment History

Paid on time Late Payment

2020 Nov Dec

-
2021 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2022 Jan
 Report Date: 18-08-2025
CHM Ref. No. : CCR250818CR334824786

AYE FINANCE LIMITED Business Loan Unsecured

Account Number XXXX3225 | Account Business Loan Unsecured Account Status Closed
Type |

Account Details

Business Loan
Date Reported 30-11-2023 Loan type Acct Number 1200003225
Unsecured

Last Payment
Disbursed Date 30-05-2019 Last Paid Amount - -
Date

Repayment Tenure 0 Installment Amt 3,434/Monthly

Disbursed Amount 50,000

Credit Grantor Credit Grantor

- -
Type Group
Current Balance 0

Matched Type PRIMARY Closed Date 22-10-2020

Overdue Amount 0
Write Off Amt 0 Settlement Amt 0

Principal Write Off

Ownership Individual 0 Interest Rate 28.0%
Amt

Payment History

Paid on time Late Payment

2019 Jun Jul Aug Sep Oct Nov Dec

- - - - - - -
2020 Jan Feb Mar Apr May Jun Jul Aug Sep Oct
- - - - - - - - - -
 Report Date: 18-08-2025
CHM Ref. No. : CCR250818CR334824786

HDFC BANK LTD Two-Wheeler Loan

Account Number XXXX0184 | Account Type Two-Wheeler Loan | Account Status Closed

Account Details

Two-Wheeler
Date Reported 30-11-2020 Loan type Acct Number 54940184
Loan

26-11-
Disbursed Date 19-02-2018 Last Paid Amount - Last Payment Date
2020

Repayment Tenure 0 Installment Amt -

Disbursed Amount 38,524

Credit Grantor Type - Credit Grantor Group -

Current Balance 0
26-11-
Matched Type PRIMARY Closed Date
2020

Overdue Amount 0
Write Off Amt 3,086 Settlement Amt 4,000

Principal Write Off Written Off_settled

Ownership Individual 0 Settled
Amt Status

Payment History

Paid on time Late Payment

2018 Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2019 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

2020 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov
 Report Date: 18-08-2025
CHM Ref. No. : CCR250818CR334824786

HERO FINCORP LIMITED Two-Wheeler Loan

Account Number XXXX6233 | Account Type Two-Wheeler Loan | Account Status Closed

Account Details

Two-Wheeler
Date Reported 04-03-2017 Loan type Acct Number LADTWL00100000406233
Loan

Last Paid Last Payment

- 08-02-2017
Disbursed Date 11-08-2015 Amount Date

Repayment
18 Installment Amt 2,059/Monthly
Tenure
Disbursed Amount 30,721

Credit Grantor Credit Grantor

- -
Type Group
Current Balance 0
Matched Type PRIMARY Closed Date 18-02-2017

Overdue Amount - Suit

Write Off Amt 0 filed/willful No Suit filed
default

Ownership Individual
Interest Rate 24.88%

Payment History

Paid on time Late Payment

2015 Sep Oct Nov Dec

2016 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
-
2017 Jan Feb