Strictly for internal circulation only. Should not be further circulated/ used for presentation to a prospect / general public.

Contest Eligibility & Routes

Reward Program Contest Duration Eligibility

Advisors Logins: August 01 to August 31, 2025 All Products

Issuance: August 01 to September 30, 2025

Number of Policies track with extra payout of

Volume Route
Rs. 500 on every 3G+2P (incl Future Perfect) policy

OR

Value Route Payout (%) on BWRP achievement

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 Enhanced payout on 3G+2P policies & BWRP achievement

Volume Route Value Route

Monthly slab
(Number of Policies)
Total
Payout (Rs.)
OR Monthly BWRP
Non-
Payout (%) on BWRP ach

slab (Rs.) MDRT 2 MDRT COT TOT

MDRT

2,000 + 500 extra 5L - 9.99L 1.25% 1.38% 1.44% 1.50% 1.56%

2 NOP on every 3G+2P
10L - 19.99L 1.50% 1.65% 1.73% 1.80% 1.88%
policy
20L - 29.99L 2.00% 2.20% 2.30% 2.40% 2.50%
4,500 + 500 extra
30L - 49.99L 2.25% 2.48% 2.59% 2.70% 2.81%
3 NOP on every 3G+2P
policy 50L - 79.99L 2.50% 2.75% 2.88% 3.00% 3.13%

80L - 1.09 Cr 2.75% 3.03% 3.16% 3.30% 3.44%

6,000 + 500 extra
4 NOP & above on every 3G+2P 1.1Cr – 1.49Cr 3.00% 3.30% 3.45% 3.60% 3.75%
policy 1.50 Cr & above 3.25% 3.58% 3.74% 3.90% 4.06%

Important Note - An advisor will be offered highest payout from either Volume or Value Route and not both.
Strictly for internal circulation only. Should not be further circulated/ used for presentation to a prospect / general public.
 BWRP Credit
Rider Rider
Product / Category BWRP Credit Product / Category BWRP Credit
attachment* attachment*
Linked PPT 5 & 6 PPT 7/8/9 PPT 10+ Par PPT 5 & 6 PPT 7/8/9 PPT 10+
Protect N Gain - Life & Life Alpha 200% 250% with Rider 175% 250%
Protect N Gain - Growth Advantage 200% 150% GOLD
without Rider 150% 225%
Protect N Gain - Growth 125% 150%
Signature Assure & Premium < Rs. 1.5 lakhs 100% 125% with Rider 150% 175% 225%
Future Perfect
Smart Kid Assure Premium >= Rs. 1.5 lakhs 100% without Rider 125% 150% 200%
Smart Goal Assure & Saving Suraksha &
Premium >= Rs. 1 lakh 125% 100% 125% 150%
Smart Kid Goal Assure Sukh Samruddhi
Premium < Rs. 10 lakhs No Credit Gold Pension Savings (GPS) 125% 150%
Signature Online
Premium >= Rs. 10 lakhs 50% GPS Short PPT version (2 / 3 / 4) No Credit
Term booster/WOP 125% Non-Par PPT 5 & 6 PPT 7/8/9 PPT 10+
Platinum, Platinum:
Accidental Death
Signature (Offline), Premium <= Rs. 5 lakhs 110% GIFT Select 125% 200% 250%
with 3X Cover
Signature Pension,
PPT 2 - 50% &
LifeTime Classic & All other ULIPs: ADD 100% GIFT Select (Short PPT)
PPT 3 & 4 - 80%
all other ULIPs All Premium Bands
without rider 75% GIFT Lumpsum 100% 125% 200%
Premium > Rs. 5 lakhs 50% ASIP 100% 125% 200%
Platinum
Single Premium 10%
with Rider 125% 150% 300%
Product / Category BWRP Credit GIFT Pro
All Single Premium products including Annuity & Top-ups 10% (above Rs. 1 lakh Premium)
without Rider 100% 250%
Product / Category BWRP Credit
Annuity (Regular Premium) PPT 5 & 6 PPT 7/8/9 PPT 10+ GIFT Pro with Rider 100% 125% 200%
GPP Flexi (RP) 150% 200% 250% (below Rs. 1 lakh Premium) without Rider 100% 150%
GPP Flexi (Benefit Enhancer) 50% GIFT Income/ GIFT Long-Term with Rider 150% 200% 300%
Product / Category BWRP Credit (above Rs. 1 lakh Premium) without Rider 125% 175% 250%
Protection & Health RP & LP RP & LP (with rider) GIFT Income/ GIFT Long-Term with Rider 100% 150% 200%
All Products 400% 500% (below Rs. 1 lakh Premium) without Rider 100% 125% 150%

* Rider attachment wherever applicable as per the rider boundary conditions defined.
NOP eligibility:
▪ Savings & Annuity: Minimum premium cheque value of ₹ 24,000
▪ Protection & Health: Minimum premium cheque value of ₹ 10,000
▪ Single Premium: Minimum premium cheque value of ₹ 2,50,000
▪ Monthly mode: Minimum monthly premium cheque value of ₹ 10,000
Strictly for internal circulation only. Should not be further circulated/ used for presentation to a prospect / general public.
Special Payout for MDRT 2025 Early Achievers

Qualification Criteria (Jan 01, 2025 – August 31, 2025)

2
TOT COT MDRT MDRT

25% 20% 15% 10%

EXTRA EXTRA EXTRA EXTRA

Strictly for internal circulation only. Should not be further circulated/ used for presentation to a prospect / general public.
 Illustration

August Total Payout (%) Payout MDRT Status Special Payout Final MIP payout
Scenario
BWRP ach on BWRP ach (A) (August 2025) for MDRT (B) C = (A * B)

Advisor A 15,000,000 3.25% 487,500 TOT 25% 609,375

Advisor B 11,000,000 3.00% 330,000 COT 20% 396,000
Advisor C 8,000,000 2.75% 220,000 2 MDRT 15% 253,000
Advisor D 3,000,000 2.25% 67,500 MDRT 10% 74,250
Advisor E 1,000,000 1.50% 15,000 Non MDRT - 15,000

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Renewal Linked Reward Payout

Renewal linked Reward payout

for GIFT Select!

GIFT Select Payout schedule

Contest No upfront payout

Rewards 100% payout on 1st renewal collection

Disclaimer:
Rewards are offered at the discretion of ICICI Prudential Life Insurance Company. The company
has the right to withdraw or change the benefits, criteria, or rewards levels, in whole or in part, at
any time. The Company may claw back or discontinue accrued / future rewards where the
Company believes that its financial outcomes from the insurance agent/intermediary are not in line
with the expected results.

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 Terms & Conditions
A) 13M Persistency:
90% persistency of April 01, 2024 to September 30, 2024 issued 13M Persistency Band Payout Value
business measured as on October 31, 2025.
In case of 13M persistency is between 80% - 90%, following grid will be <80% No payout
applicable for total payout. 80% - 84.99% 70% of total payout
B) 25M Persistency: 85% - 89.99% 80% of total payout
80% persistency of April 01, 2023 to September 30, 2023 issued business
measured as on October 31, 2025. >=90% 100% of total payout
Both 13th & 25th month persistency will be applicable.
However, in absence of 25th month book, 13th month persistency will be evaluated.

Reward clawback
1st policy 1st 2nd
Policy level renewals
year Renewal Renewal
Clawback of proportionate reward paid for the policy 100% 100% 90%

Standard terms & conditions apply.

• Only in-force policies at the time of computation of final result will be considered.
• Splitting of policies is not allowed and if done for whatever reason, it will be excluded from NOP calculation.
• Policy twisting norms apply.
• All 1st year modals will be considered of the current and previous financial year.
• The company reserves the right to modify product credit or introduce additional qualification criteria anytime during contest
duration.
Strictly for internal circulation only. Should not be further circulated/ used for presentation to a prospect / general public.