D193190685 Comprehensive Policy
D193190685 Comprehensive Policy
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YOUR DETAILS PARTNER DETAILS
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Name: HARSH MANOJKUMAR GANDHI Partner Name: ANAND RAJENDRA JADAV
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G0 Registration Number: GJ05RQ3843
2876 Partner Code : 1094904
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10 Policy Number: D193190685 / 03072025
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Partner Mobile Number: 9879666466
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Mobile Number: xxxxxxxxx6939
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Partner Email : [email protected]
Email: [email protected]
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AGE
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25 YOUR POLICY DETAILS
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Policy Issue Date 03-Jul-2025
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Period of Policy for
From 03-Jul-2025 12:11:07 N
NCB % (Current Policy) 35%
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Period of Policy for From 03-Jul-2025 12:11:07 Voluntary Deductible (`) 0.00
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From
Period of Policy for
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PA Owner-Driver
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To -- --
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CG Invoice No. IA170983638 Invoice Date 03-Jul-2025 10
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A 6708
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Address D/201 , AAKASH EAST POINT ALTHAN , BHIMRAD CANAL ROAD SURAT GUJARAT, 395017,Surat-395017
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Digit Private Car Consumable Cover Cover 1 claim per year IRDAN158RP0005V01201718/A0008V01201718
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721. Digit Private Car Engine and Gear Box Protect Maximum of one claim would be payable IRDAN158RP0005V01201718/A0010V01201718
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Digit Private Car Parts Depreciation Protect Cover 1 claim per year IRDAN158RP0005V01201718/A0009V01201718
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72 Digit Private Car Loss of Personal Belongings Cover Only 1 Claims Per Year/Max SI-30000 IRDAN158RP0005V01201718/A0069V01202021
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Digit Private Car Key & Lock Protect Cover Only 1 Claims Per Year/Max SI-30000 IRDAN158RP0005V01201718/A0068V01202021
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Type)
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Year of Regn./
Seating Capacity 5 Fuel Type Petrol 2022/0001-01-01
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Manufacturing
4906
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FASTag
Odometer NA Financier Details
Number.
The Policy has been issued subject to your affirmative declaration that a valid FASTag has been affixed on the insured vehicle.
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Call us at 1800-258-5956 to update your contact details. This will help us give you a smooth claim process.
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YOUR VEHICLE IDV
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Non-Electrical Electrical CNG/LPG Trailer Total PA Owner
Year
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Vehicle IDV (`)
Accessories IDV (`) Accessories IDV (`) IDV (`) IDV (`) IDV (`) Driver
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Year 1 630630 -- -- -- -- 630630.00 --
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Year 2 0 0 0 0 0 0 --
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Year 3 0 0 0 0 0 0 --
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OWN DAMAGE PREMIUM [A] (`) LIABILITY PREMIUM [B] (`)
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Total Basic Own Damage Premium (`) 19165.00 Basic Third-Party Liability (`) 2094.00
NCB Discount Amount (`)
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-6708.00 PA cover for Owner-Driver (`) --
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Own Damage Premium (`) 4347.65 Legal Liability to Paid Driver (`) --
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1340 2094
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For any 24X7 on-the-spot help/support that you require while on road, please call us on 1800-258-5956.
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Note: The above total OD premium is inclusive of all applicable loading / discounts viz (automobile association memberships, voluntary excess, anti-theft
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handicap person, driver tuition, fiber glass, CNG/ LPG unit, geographical extension, imported vehicle etc., wherever applicable). GDD
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In case of an accident to your vehicle, please intimate us immediately for SPOT SURVEY. Failure to intimate in time could prejudice your claim. In case of Total
Loss and/or Theft claim, applicable subsidy amount availed as per government policy will be reduced from IDV for claim settlement.
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If the “Own Damage Cover” under your policy is cancelled during the policy period, then your policy shall be governed by the standard terms and conditions of
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“Act only” policy for the Third Party Cover during the remaining period of policy .
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ENDORSEMENT
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Invoice Number Invoice Date Net Premium Igst Cgst Sgst Utgst Cess Gross Premium
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OTHER DETAILS
Previous Insurer Go Digit General Insurance Limited
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Previous Policy No. D139634671 Previous Policy Expiry Date 29-Jun-2025
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IMT - Endorsements IMT-22
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GSTIN/UIN No. Unregistered State Code 24
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Payment Mode Online Cheque/Transation No 74_dp-DI5852F745835B-3
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Bank Name IFSC/MICR No
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Premium Payment Details Receipt Number RA214948554 Receipt Date 03-Jul-2025
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Nominee Details --
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Other Details --
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Details of Existing Damages Excluding existing damages; Rear Bumper-Minor Scratch;Front Bumper-Minor Scratch;
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Follow these rules like you follow the rules of the road.
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Geographical Area: Any accidental loss, damage and/or liability caused, sustained or incurred within India shall be covered subject to Policy Terms and Conditions, unless specifically agreed and endorsed.. Limitation as to
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use The policy covers use of the vehicle for any purpose other than hire or reward, racing, pace making, reliability trial, speed testing and use for any purpose in connection with the Motor Trade. Person or Class of persons
entitled to drive: Any person including the insured 1) Provided that a person driving holds a valid & effective driving license at the time of the accident and is not disqualified from holding or obtaining such a license. 2)
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Provided also that the person holding a valid & effective Learner’s License may also drive the vehicle and that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989 and any subsequent
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amendment as applicable. Limits of Liability: 1) Under Section I of the policy _ IDV as shown in the schedule. 2) Under Section II - 1 (i)of the policy: Death of or bodily injury _ Such amount as is necessary to meet the
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requirements of the Motor Vehicles Act, 1988. 3) Under Section II _ 1 (ii)of the policy: Damage to Third Party Property _ `750000 4) P.A. Cover for Owner Driver under Section III (CSI) - `
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NCB Declaration: The premium has been charged and policy has been issued subject to NCB declared by you as an insured. In the event of NCB found wrongly declared at any point of time during policy period, all benefits
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and coverages under the Policy in respect of section I of the Policy will stand forfeited. If there is any disagreement, write to us within 7 days from the date of issuance of policy or before the start date of period of insurance
whichever is earlier.PUC Declaration: The Policy has been issued subject to valid Pollution Under Control (PUC) Certificate disclosed by you as an insured on or before the date of commencement of the Policy . Cheque
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dishonor / Non-receipt of payment premium paid through Cheque, the policy is void ab-initio in case of dishonor of Cheque or non-receipt of payment. Violation of Motor Vehicle Act: This policy is issued in accordance with the
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provision of Chapter X and Chapter XI of MV act, 1988 and any subsequent amendment as applicable. Any violation will forfeit all benefits and coverages under the Policy. The insured is not indemnified if the vehicle is used
or driven otherwise than in accordance with this Schedule. Any payment made by the Company by reason of wider terms appearing in Certificate in order to comply with the Motor Vehicle Act, 1988 is recoverable from the
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insured. See the Clause headed (Avoidance Of Certain Terms And Right Of Recovery) in the policy. Pre-existing Damages: All types of pre-existing damages or cost of repair of such damage will be excluded at the time of
claim settlement,as per the attached images. Important Notice: The company may cancel the policy by sending 7 days notice in case of fraud, misrepresentation, non disclosure of material fact or non co-operation of the
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insured. This policy is subject to the standard policy wordings, warranties and conditions applicable for this product in addition to Indian Motor Tariff. Break in Insurance: In case of a break-in, the company may conduct pre-
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inspection of the vehicle and in such a case, Own Damage cover (Section -I) of the policy would not commence unless the pre-inspection of the vehicle has been done and the acceptance of risk is subject to evaluation of the
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vehicle inspection report. In case of any adverse findings in the report, the Company, at its discretion, may cancel the Policy as per the Motor Tariff.
Note: The policy is issued in utmost good faith, relying on the information shared by insured at the time of obtaining the policy. The terms and conditions detailed in this policy schedule as well as the policy document sent by
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The Policy has been issued without Compulsory Personal Accident Cover to Owner Driver on the basis of your declaration that you do not hold a valid Driving License on or before the date of commencement of this Policy /
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or visit our website Digit Insurance: Car, Bike, Health & Travel Praveen Bhat
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For Claims Notification and Procedure click here. Printed, Signed, and Executed at Bengaluru
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1. Images of photographs of Insured Vehicle, RTO Registration Certificate (RC) and any other document submitted by you during pre-inspection are reproduced
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below.
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2. Pre-existing Damages: All types of pre-existing damages or cost of repair of such damage shall be excluded at the time of claim settlement.
3. Please note that the Company reserves the right to deny a claim as well as cancel the policy in case of fraud, misrepresentation, non-disclosure of material
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fact as per policy terms and conditions.
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4. In case you have any queries or note any discrepancies in the photographs/RC/any other document, please reach out to us at 1800-258-5956 within 7 days
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from Policy Issue Date.
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Wind Shield
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Front Side
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Back Side Back Right Corner
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Back Left Corner Front Left Corner
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Engine Chamber
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This is the end of the document and the beginning of a wonderful relationship.
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We hope that you do not get in a situation when you have to file a claim. However, if that happens, we are always there for
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You can take your car to any of the listed network garages in case anything happens, and we assure you a hassle-free claim
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process.
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• Complete cashless facility • 6 Months warranty on repairs • Complimentary Pick-up & Drop
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*Facilities mentioned above are offered by the garages. List of garages is subject to change in future. Please
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