-bkmf $ tyf cg;"rL-!

sf] efu-@ ;Fu ;DalGwt_

lj/f6gu/ dxfgu/kflnsf

:yfgLo /fhkq

v08M ! ;+VofM $ ldltM @)&%÷)#÷@)

efu–@
lj/f6gu/ dxfgu/kflnsf

gu/ sfo{kflnsfsf] ldlt @)&%.)#.)( df gu/ sfo{kflnsfaf6 :jLs[lt u/L hf/L gu/
;ef ;+rfng sfo{ljlw, @)&$Æ

1
 gu/ sfo{kflnsf -sfo{ ljefhg_ lgodfjnL, @)&$
g]kfnsf] ;+ljwfgsf] wf/f @!* n] lbPsf] clwsf/ k|of]u u/L lj/f6gu/ dxfgu/kflnsfsf]
gu/sfo{kflnsfn] cfˆgf] sfo{ ljefhgsf nflu ldlt @)&$.)$.@^ sf] lg0f{o cg';f/ b]xfosf
lgodx? agfPsf] 5 .
!= ;+lIfKt gfd / k|f/DeM -!_ o; lgodfjnLsf] gfd ægu/ sfo{kflnsf -sfo{ ljefhg_
lgodfjnL, @)&$Æ /x]sf] 5 .
-@_ of] lgodfjnL t'?Gt k|f/De x'g]5 .
@= kl/efiffMlaifo jf k|;Ën] csf]{ cy{ gnfu]df o; lgodfjnLdf–
-s_ æk|d'vÆ eGgfn] lj/f6gu/ dxfgu/ sfo{kflnsfsf]] k|d'v ;Demg'k5{ .
-v_ æpkk|d'vÆ eGgfn lj/f6gu/ dxfgu/ sfo{kflnsfsf] pkk|d'v ;Demg'k5{ .
-u_ æsfo{sf/L clws[tÆ eGgfn] lj/f6gu/ dxfgu/kflnsfsf] sfo{sf/L clws[t
;Demg'k5{ .
-3_ ægu/ sfo{kflnsfÆ eGgfn] lj/f6gu/ dxfgu/ sfo{kflnsf ;Demg'k5{ .
-ª_ ægu/kflnsfÆ eGgfn] lj/f6gu/ dxfgu/kflnsf ;Demg'k5{ .
-r_ ælaifout zfvfÆ eGgfn] lj/f6gu/ dxfgu/kflnsf, gu/ sfo{kflnsf
cGt/utsf] laifout ljefu jf dxfzfvf, zfvf, pkzfvf, sfof{no jf
OsfO{nfO{ ;Demg'k5{ . o; zAbn] ;+ljwfg adf]lhd gu/kflnsfnfO{ tf]lsPsf]
sfo{;Dkfbg ug{sf nflu gu/ sfo{kflnsf cGtu{t /xg] lzIff, :jf:Yo, s[lif,
jg, kz'ljsf;h:tf laifoIf]qut sfof{no jf OsfO{nfO{ ;d]t ;Demg'k5{ .
-5_ æj8f ;lrjÆ eGgfn] dxfgu/kflnsfsf] j8f sfof{nosf] k|zf;sLo k|d'vsf]
?kdf sfdsfh ug{ tf]lsPsf] j8f;lrj ;Demg'k5{ .
-h_ æj8f ;ldltÆ eGgfn] lj/f6gu/ dxfgu/kflnsfsf] j8f ;ldlt ;Demg' k5{ .
-em_æ;b:oÆ eGgfn] gu/ sfo{kflnsfsf]] ;b:o ;Demg'k5{ . ;f] zAbn] gu/
sfo{kflnsfsf] k|d'v, pkk|d'v / j8f cWoIf ;d]tnfO{ hgfpg]5 .
-`_ægu/ ;efÆ eGgfn] lj/f6gu/ dxfgu/kflnsfsf] gu/;efnfO{ ;Demg'k5{ .
2
#= sfo{ ;DkfbgM -!_ gu/ sfo{kflnsfsf] sfo{ ;Dkfbg gu/sfo{kflnsfsf] sfof{no, j8f
sfof{no Pj+ laifout zfvfaf6 x'g]5 .
-@_ gu/ sfo{kflnsf cGtu{t /xg] ljifout ljefu jf dxfzfvf, zfvf, sfof{no,
pkzfvf jf OsfO{sf] ljj/0f cg'';"rL— ! df pNn]v eP adf]lhd x'g]5 .
-#_ pklgod -@_ adf]lhdsf laifout zfvfx? / ltgLx?sf]sfo{ljj/0f gu/
sfo{kflnsfn] :jLs[t u/] adf]lhd x'g]5 .
$= sfo{ ljefhgM -!_ gu/ sfo{kflnsfsf] sfof{no / laifout zfvfaf6 ;Dkfbg x'g] sfo{
cg';"rL–@ adf]lhd x'g]5 .
-@_ gu/ sfo{kflnsfn] pklgod -!_ adf]lhdsf] ljifout zfvfsf] sfddf cfjZostf
cg';f/ x]/km]/ jf yk36 ug{ ;Sg]5 .
-#_ j8f ;ldltaf6 ;Dkfbg x'g] sfo{ cg';"rL– # adf]lhd x'g]5 .
-$_ k|d'v, pkk|d'v, j8f cWoIf / ;b:osf] sfd, st{Jo / clwsf/ cg';"rL– $
adf]lhd x'g]5 .
-%_ k|d'vn]] laifout If]qsf] sfo{sf] nflu sfo{kflnsfsf] s'g} ;b:onfO{ lghn] ug]{
sfo{sf] If]qflwsf/ ;d]t tf]sL lhDd]jf/L lbg ;Sg]5 .
-^_ sfo{kflnsfn] cfˆgf] sfo{;Dkfbgsf nflu cg';"rL —% adf]lhdsf] laifout
;ldlt u7g u/L s'g} ;b:osf] ;+of]hsTjdf To:tf] ;ldltsf] sfo{If]q tf]sL lhDd]jf/L lbg
;Sg]5 .

%= lhDd]jf/L tyf pQ/bfloTjM -!_ gu/ sfo{kflnsfaf6 ;Dkfbg ePsf sfdsf nflu k|d'v tyf
;b:ox? ;fd'lxs ?kdf gu/;efk|lt pQ/bfoL x'g]5g\ .
-@_ gu/ sfo{kflnsfsf ;b:ox? cfkm"nfO{ tf]lsPsf]sfo{sf nflu JolQmut ?kdf
sfo{kflnsf tyf k|d'vk|lt pQ/bfoL x'g]5g .
-#_ laifout ;ldltaf6 ;Dkfbg x'g] sfdsf nflu ;ldltsf ;+of]hs tyf ;b:ox?
;fd''lxs ?kdf sfo{kflnsfk|lt pQ/bfoL x'g]5g\ .

3
 -$_ j8f cWoIf cfkm"n] ug]{ sfdsf nflu sfo{kflnsf, k|d'v tyf j8f ;ldltk|lt /
j8f ;ldltaf6 ul/g] sfdsf nflu ;fd'lxs ?kdf sfo{kflnsf / ;efk|lt pQ/bfoL x'g]5 .

^= clwsf/ k|Tofof]hgM -!_ gu/ sfo{kflnsfn] cfkm'nfO{ k|fKt clwsf/dWo] s]xL clwsf/ k|d'v,
pkk|d'v, j8fcWoIf, ;b:o tyf dftxtsf ;ldlt, pk;ldlt jf sfo{sf/L clws[tnfO{
k|Tofof]hg ug{ ;Sg]5 .
-@_ k|d'vn] cfkm'nfO{ k|fKt clwsf/dWo] s]xL clwsf/ s'g} ;b:o jf sfo{sf/L
clws[tnfO{ k|Tofof]hg ug{ ;Sg]5 .
-#_ j8f ;ldlt jf j8f cWoIfn] cfkm'nfO{ k|fKt clwsf/dWo] s]xL clwsf/ j8f
;ldltsf s'g} ;b:o jf j8f ;lrjnfO{ k|Tofof]hg ug{ ;Sg]5.
&= yk36, x]/km]/ jf ;+zf]wgM -!_ sfo{kflnsfn] o; lgodfjnLnfO{ cfjZostf cg';f/ yk36
jf x]/km]/ jf ;+zf]wg ug{ ;Sg]5 .
-@_ sfo{kflnsfn] pklgod -!_ adf]lhd cg';"rLdf yk36 jf x]/km]/ jf ;+zf]wg u/]sf]
ljifosf] ;"rgf ;j{;fwf/0fsf] hfgsf/Lsf] nflu k|sfzg ug{' kg]{5 .

*= afwf c8\sfp km'sfpm M of] lgodfjnLsf] sfof{Gjog ;DaGwdf s'g} afwf c8\sfp k/]df o;
lgodfjnLsf] efjgfsf] k|lts"n gx'g] u/L sfo{kflnsfn] To:tf] afwf c8\sfp k'msfpg
cfjZos Joj:yf ug{ ;Sg]5 .
(= o;} adf]lhd eP u/]sf] dflgg]Mof] lgodfjnL :jLs[t x'g'k"j{ gu/ sfo{kflnsfaf6 ;Dkfbg
ePsf sfo{x? o;} lgodfjnL cg'?k eP u/]sf] dflgg]5 .

4
 cg';"rL – !
-lgod # sf] pklgod -@_ ;+u ;DalGwt_
gu/sfo{kflnsfdf /xg] ljifout zfvf -ljefu jf dxfzfvf, zfvf, sfof{no, pkzfvf, OsfO{_
sf] ljj/0f
-dxfgu/ sfo{kflnsfsf] cfˆgf] /fhZjsf] Ifdtf, vr{sf] cfjZostf, ;]jf pknAw u/fpg' kg]{ hg;+Vof tyf ljsf;sf
d'Vo d'Vo k|fyldstf cg'?k ;+u7g tyf Joj:yfkg ;e]{If0fsf cfwf/df laifout ljefu jf dxfzfvf, zfvf, sfof{no,
pkzfvf jf OsfO{ lgwf{/0f ug{ ;Sg]5 . hgzlQmsf] pknAwtf tyf k|zf;lgs vr{nfO{ Wofg lbO{ Pp6f laifout zfvf
cGtu{tsf] s'g} sfof{no, pkzfvf jf OsfO{n] ldNbf] cGo laifoIf]qsf] sfo{;d]t ;Dkfbg ug{ ;Sg]5 ._
!= ;fdfGo k|zf;g dxfzfvf
-s_ :yfgLo ;]jf tyf hgzlQm ljsf; zfvf
-v_ ;fj{hlgs v/Lb tyf ;DklQ Joj:yfkg zfvf
-u_ :yfgLo tx, k|b]z / ;+3;Fusf] ;DjGw / ;dGjo tyf j8f;Fusf] ;dGjozfvf
-3_ a}7s Joj:yfkg pkzfvf
-ª_ ahf/ cg'udg, u'0f:t/, gfktf}n, vfB ;'/Iff / pkef]Qmf lxt ;+/If0f zfvf
-r_ cfGtl/s n]vfk/LIf0f zfvf
-5_ ljbf, pT;j, pbL{, hfqf, kj{, pkflw tyf lje"if0f OsfO{
@= /fhZj tyf cfly{s k|zf;gdxfzfvf
-s_ /fhZj gLlt tyf k|zf;gzfvf
-v_ cfly{s k|zf;gzfvf
#= zx/L k"jf{wf/ ljsf; dxfzfvf
-s_ ;8s tyf oftfoft Joj:yfzfvf
-v_ hnljB't, phf{, ;8s jlQ zfvf
-u_ l;+rfO{ tyf hnpTkGg k|sf]k lgoGq0fzfvf
-3_ ;fj{hlgs lghL ;fem]bf/L OsfO{
$= vfg]kfgL tyf kmf]x/d}nf Joj:yfkg dxfzfvf
-s_ vfg]kfgL Joj:yfkg zfvf
-v_ kmf]xf]/d}nf Joj:yfkg zfvf
%= cfly{s ljsf; dxfzfvf
-s_ s[lif, kz'kG5L tyf ;xsf/L sfof{no
-v_ pBf]u tyf pBdlzntf ljsf; zfvf
-u_ ;]jf, /f]huf/ k|a4{g tyf ul/aL Go"gLs/0f zfvf

^=;fdflhs ljsf; dxfzfvf

-s_ cfwf/e"t tyf dfWolds lzIff sfof{no
5
 -v_ v]ns'b tyf cltl/Qm lqmofsnfk OsfO{
-u_ cfwf/e"t :jf:Yo tyf ;/;kmfO{ sfof{no
-3_ n}l+ us ;dfgtf tyf ;fdflhs ;'/Iff zfvf
• n}+lus ;dfgtf OsfO{
• jfnjflnsf, lszf]/ lszf]/L tyf o'jf OsfO{
• ckf+utf ePsf JolQm tyf h]i7 gful/s OsfO{
-ª_ ;+:s[lt, ;Dkbf, nlntsnf tyf ko{6g k|a4{g OsfO{
-r_ u}/;/sf/L ;+:yf kl/rfng, ;dGjo tyf lgodg OsfO{
-5_ ;fdflhs ;'/Iff sfo{qmd pkzfvf
-h_ JolQmut 36gf btf{ OsfO{
&=jftfj/0f tyf ljkb\ Joj:yfkgdxfzfvf
-s_ jg tyf jGohGt'zfvf
-v_ jftfj/0f, kof{j/0f,e"—;+/If0f Pj+ hnfwf/If]q ;+/If0f zfvf
-u_ ljkb\ Joj:yfkg
-3_ af?0foGq, PDj'n]G; tyf oGq pks/0f kl/rfngzfvf
*= e"ld Joj:yfkg tyf ejg lgodg dxfzfvf
-s_ e"—pkof]u tyf j:tL ljsf; zfvf
-v_ hUuf gfkL tyf gS;f, 3/hUuf wgL k'hf{ zfvf
-u_ ejg tyf ejg ;+lxtf Pj+ lgdf{0f Ohfht -l8hfOg ;d]t_ zfvf
(= Gofo, sfg"g tyf dfgj clwsf/ k|j4{g dxfzfvf
-s_ gu/ k|x/L Joj:yfkgzfvf
-v_ Gofo, sfg"g tyf dfgj clwsf/ k|j4{g zfvf
-u_ ljwfog zfvf
!)= of]hgf, cg'udg tyf d"Nof+sg dxfzfvf
-s_ of]hgf th'{df tyf sfof{Gjog ;xhLs/0f zfvf
-v_ cg'udg tyf d"Nof+sgzfvf
!!= ;"rgf, ;+rf/tyf tYof+s Joj:yfkg dxfzfvf
-s_ ;"rgf k|ljlw ljsf; tyf lj:tf/ -OG6/g]6, 6]nL;]G6/_zfvf
-v_ tYof+s Joj:yfkgzfvf

6
 cg';"rL – @
-lgod $ sf] pklgod -!_;Fu ;DalGwt_
laifout zfvfsf] sfo{ ljefhg
!= ;fdfGo k|zf;g dxfzfvf
-s_ :yfgLo ;]jf tyf hgzlQm ljsf;zfvf
▪ :yfgLo ;]jfsf] Joj:yfkg ;DaGwL gLlt, dfkb08, ;]jf zt{, of]hgf, sfof{Gjog / lgodg
▪ ;+ljwfgsf] wf/f #)@ adf]lhd ;dfof]hg eO{ cfpg] sd{rf/Lsf] Joj:yfkg
▪ :yfgLo ;]jfsf] Joj:yfkg ;DaGwL cGo sfo{
▪ dxfgu/kflnsfsf] ;+u7g ljsf;, ;Ë7g ;+/rgf tyf b/aGbL lgwf{/0f, hgzlQm Joj:yfkg /
j[lQ ljsf;
▪ :yfgLo ;]jfsf] Joj:yfkgdf ;"rgf tyf ;~rf/ k|ljlwsf] pkof]u, k|a¢{g / lgodg
▪ dfgj ;+;fwg ljsf;sf nflu cNksfnLg tyf bL3{sfnLg of]hgf th'{df tyf Ifdtf ljsf;
▪ dxfgu/kflnsfdf ;fj{hlgs ljbf, pT;j, hfqf, pbL{ cflbsf] Joj:yfkg
▪ :yfgLo zflGt ;ldlt ;DaGwL sfo{x? .
-v_ ;fj{hlgs v/Lb tyf ;DklQ Joj:yfkgzfvf
▪ dxfgu/kflnsfsf] nflu ;fj{hlgs v/Lb tyf cGo aGbf]a:tLsf ;fdfg ;DaGwL ljifo
▪ dxfgu/kflnsfleqsf] ;fj{hlgs tyf ;/sf/L ;DklQ, ;fd'bflos ;DklQ tyf cfˆgf]
:jfldTjdf /x]sf] ejg, ;8s, k;n, Joj;fo, k"af{wf/, pBf]u, vfgL tyf vgLh, jgh:tf
k|fs[lts ;|f]t cflbsf] PsLs[t ljj/0f;lxtsf] cBfjlws clen]v
▪ ;]jf tyf lgdf{0f Joj;fosf] ;~rfng tyf Joj:yfkg .
-u_ :yfgLo tx, k|b]z / ;+3;Fusf] ;DjGw / ;dGjo tyf j8f;Fusf] ;dGjozfvf
▪ ;+3 tyf k|b]z txdf ;+ljwfg tyf sfg'g adf]lhdsf] ;xeflutf tyf k|ltlglwTj
▪ lhNnf ;dGjo ;ldlt;Fusf] ;dGjo
▪ j8f tx;Fusf] ;Dks{ / ;dGjo
▪ kqfrf/, ;ef, ;df/f]x, lzi6frf/
-3_ a}7sJoj:yfkg pkzfvf
▪ sfo{kflnsf tyf ;efsf] a}7s Joj:yfkg
▪ sfo{kflnsfsf] lg0f{ox?sf] ljB'lto dfWodaf6 clen]vLs/0f tyf k|sfzg
▪ sfo{kflnsfsf ljleGg ;ldlt, pk;ldlt, sfo{bnsf] a}7s Joj:yfkg

-ª_ ahf/ cg'udg, u'0f:t/, gfktf}n, vfB ;'/Iff / pkef]Qmf lxt ;+/If0f zfvf
▪ :yfgLo Jofkf/, jfl0fHo, j:t'sf] dfu, cfk"lt{ Joa:yfkg tyf cg'udg
7
 ▪ ahf/ tyf xf6 ahf/ Joj:yfkg
▪ pkef]Qmf clwsf/ tyf lxt ;DaGwL gLlt, sfg"g, dfkb08, sfof{Gjog / lgodg
▪ :yfgLo j:t'x¿sf] pTkfbg, cfk"lt{ tyf lgsf;L k|If]k0f, d"No lgwf{/0f / cg'udg
▪ :yfgLo Jofkf/ / jfl0fHo ;DaGwL k"jf{wf/ lgdf{0f,
▪ :yfgLo j:t' / ;]jf Jofkf/sf] d"No tyf u'0f:t/sf] cg'udg / lgodg,
▪ pkef]Qmf ;r]tgf, nlIft pkef]Qmfsf] nut Joj:yfkg / :yfgLo j:t' tyf ;]jfsf] u'0f:t/
k/LIf0f,
▪ vfB kbfy{sf] u'0f:t/ lgoGq0f,
▪ vfg]kfgLsf] u'0f:t/ lgoGq0f,
▪ :yfgLo Jofkf/ k|j¢{g ;xhLs/0f / lgodg,
▪ :yfgLo af}l4s ;DklQsf] ;+/If0f, k|j¢{g / clen]vfÍg .
-r_ cfGtl/s n]vfk/LIf0f zfvf
▪ cfGtl/s tyf k"j{ n]vfk/LIf0f
▪ n]vfk/LIf0f ljj/0f -a]?h"sf] nut ;d]t_sf] clen]v Joj:yfkg
▪ clGtd n]vfk/LIf0f sfo{df ;xof]u, ;dGjo / ;xhLs/0f
▪ n]vfkfng;DjGwL Ifdtf ljsf; sfo{
-5_ ljbf, pT;j, pbL{, hfqf, kj{, pkfwL, lje'if0f OsfO{
▪ :yfgLo rf8kj{, ;fj{hlgs ljbf, pT;j, hfqf, pbL{ cflbsf] Joj:yfkg
▪ pkfwL tyf lje'if0f ;DjGwL l;kmfl/z, clen]v

@= /fhZj tyf cfly{s k|zf;gdxfzfvf

-s_ /fhZj gLlt tyf k|zf;gzfvf
▪ /fhZj ;DaGwL gLlt, sfg"g th"{df, sfof{Gjog / lgodg -/fh:j r'xfj6 lgoGq0f ;d]t_
▪ ;DklQ s/, 3/axfn s/, 3/ hUuf /lhi6«]zg z'Ns, ;jf/L ;fwg s/, ;]jf z'Ns b:t'/, ko{6g
z'Ns, lj1fkg s/, Joj;fo s/, e"lds/ -dfnkf]t_, b08 hl/jfgf, dgf]/~hg s/, axfnlj6f}/L
s/, 3/hUuf s/, d[t jf dfl/Psf] hLjhGt'sf] xf8, l;+u, KjfFv, 5fnfdf s/, k|fs[lts ;|f]t
;fwg, Joj;flos s/ ;DaGwL gLlt, sfg"g, dfkb08, sfof{Gjog, afF8kmfF8, ;+sng / lgodg,
cGo cfo Joj:yfkg
▪ ;fj{hlgs vr{ tyf k|fs[lts ;|f]taf6 k|fKt x'g] /f]oN6L ;DaGwL gLlt, sfg"g, dfkb08 tyf
lgodg / ;f]sf] ;Íng tyf afF8kmfF8
▪ cfkm\gf] If]qleq /fh:jsf b/ cGo z'Ns lgwf{/0f, ;+3Lo / k|b]z sfg"g adf]lhd k|fs[lts >f]t
;fwg / ;]jf z'Ns h:tf /f]oN6L ;Íng, ;dGjo / lgodg
▪ :yfgLo k"jf{wf/ ;]jf / pkof]udf ;]jf z'Ns tyf b:t'/ -gLlt, sfg'g, dfkb08, lgodg, z'Ns
lgwf{/0f, ;+sng tyf Joj:yfkg_
8
 ▪ dfnkf]t ;+sng
▪ sfg'g adf]lhd 9'+uf, lu6\6L, jfn'jf, df6f],:n]6, kmfo/Sn],g'gh:tf vfgL vgLh kbfy{sf] ;j]{If0f,
cGj]if0f, pTvgg\/ ;f] ;DaGwL /f]oN6L ;Íng
▪ 6«]lsË, sfoflsË, Sofgf]lgË, a~hL hlDkË, lhkˆnfo/, ¥oflˆ6Ë z'Ns
▪ ;fd'bflos jgsf] ;~rfng / Joj:yfkgaf6 k|fKt /f]oN6L ;Íng
▪ kfgL3§, s"nf], k}gL h:tf ;]jf ;~rfngaf6 k|fKt /f]oN6L ;Íng
▪ k|fs[lts ;|f]tsf] pkof]u ;DaGwL gLlt lgwf{/0f / sfof{Gjog tyf k|b]z / ;+3Lo dfkb08
kfngf
▪ k|rlnt sfg'g adf]lhd b08 hl/jfgf
▪ afFsL aSof}tf /sdsf] nut / c;'n pk/
▪ s/bftf lzIff tyf s/bftf ljj/0f cBfjlws
▪ ljQLo ;|f]t ;fwgsf] ;dtfd"ns afF8kmfF8
▪ cfly{s ;fwgsf] dxQd pkof]u tyf kl/rfng
▪ /fhZj k/fdz{ ;ldlt ;DaGwL ljifo
▪ :yfgLo /fh:j k|j¢{gsf nflu k|f]T;fxg,
▪ /fhZjsf] ;DefJotf cWoog
▪ /fh:j ;"rgf tyf tYofÍsf] cfbfg k|bfg
▪ ;+3Lo tyf k|b]z sfg"g adf]lhd ah]6 3f6fk"lt{sf] ;|f]t Joj:yf
-v_ cfly{s k|zf;gzfvf
▪ cfly{s -sfo{ljwL_ gLlt, sfg'g, dfkb08, sfof{Gjog / lgodg, cfly{s k|zf;g / Joj:yfkg
▪ ;l~rt sf]if tyf cfsl:ds sf]ifsf] Joj:yfkg
▪ ah]6 ;Ldf lgwf{/0f, ah]6 th"{df, sfof{Gjog / lgodg
▪ n]vf Joj:yfkg, vr{, /fhZj, w/f}6L, sfo{;+rfng sf]if tyf cGo ;/sf/L sf]if tyf ;+klQsf]
PsLs[t ljj/0f
▪ ;dli6ut cfly{s cj:yfsf] ljZn]if0f
▪ C0f tyf cg'bfgsf] Joj:yfkg / lgodg
▪ nufgL k|If]k0f -;/sf/L, ;xsf/L tyf lghL_ / ljQLo Joj:yfkg
▪ nufgL / nfef+zsf] Joa:yfkg -hg;xfelutf tyf ;fd'bflos nufgLsf] clen]v ;d]t_
▪ sf/f]af/sf] n]vf+sg, lgoGq0f tyf Joj:yfkg
▪ /fhZj tyf Joosf] cg'dfg
▪ a]?h" km5\of}{6
▪ cfly{s k|zf;g / Joa:yfkg ;DaGwL cGo ljifo .
9
#= zx/L k"af{wf/ ljsf; dxfzfvf
-s_ ;8s tyf oftfoft Joj:yfzfvf
▪ :yfgLo ;8s, u|fdL0f ;8s, s[lif ;8s tyf oftfoft ;DaGwL gLlt, sfg"g, dfkb08 tyf
lgodg
▪ :yfgLo ;8s, u|fdL0f ;8s, s[lif ;8s, emf]n'Ë] k'n, k'n];f / t6aGwg ;DaGwL u'?of]hgfsf]
th{'df, sfof{Gjog / :t/f]Ggltsf cfof]hgfsf] klxrfg, cWoog, sfof{Gjog, dd{t, ;Def/
▪ oftfoft ;'/Iff Joj:yfkg / lgodg
▪ :yfgLo ;fj{hlgs oftfoftsf] ?6 lgwf{/0f, cg'dlt, gjLs/0f, vf/]hL, ;]jfsf] u'0f:t/, ef8f
b/ lgwf{/0f / lgodg
▪ 6\ofS;L ;]jf cg'dtL, Joa:yfkg / lgodg
▪ 6«nL a;, 6«fdh:tf dWod Ifdtfsf df; 6«flGh6 k|0ffnLsf] gLlt, of]hgf, dfkb08, sfof{Gjog,
lgodg
▪ jftfj/0fd}qL, hnjfo' kl/jt{g cg's"ng, ckfËtf / n}lËud}qL oftfoft k|0ffnLsf] k|j4{g
▪ cfwf/e"t oftfoft ;DaGwdf k|b]z ;/sf/;+u ;dGjo
▪ oftfoft If]qdf nufgL clea[l4
▪ oftfoft ;'ljwfdf gful/ssf] ;/n, ;xh / ;dfg kx'Fr
▪ oftfoft If]qdf jftfa/0fd}qL k|ljlwnfO{ k|f]T;fxg
▪ lghL oftfoft lgodg Joj:yfkg
-v_ hnljB't, phf{, ;8s jQLzfvf
▪ ;fgf hnljB't cfof]hgf, gjLs/0fLo phf{ tyf j}slNks pmhf{ ;DjGwL ;DaGwL gLlt, sfg"g,
dfkb08, of]hgf, sfof{Gjog / lgodg
▪ j}slNks pmhf{ ;DaGwL k|ljlw ljsf; / x:tfGt/0f, Ifdtf clej[l4÷k|a¢{g,
▪ ljB't ljt/0f k|0ffnL / ;]jfsf] Joj:yfkg, ;~rfng / lgodg
▪ hg;xeflutfdf cfwfl/t :jb]zL nufgLnfO{ k|fyldstf lbb} hn;|f]tsf] ax'pkof]uL ljsf;
sfo{qmdsf] th'{df / sfof{Gjog
▪ :yfgLo ljB't ljt/0f k|0ffnL / ;]jfsf] Joj:yfkg, ;~rfng / lgodg
▪ ;8s jQLsf] Joj:yf
-u_ l;+rfO{ tyf hnpTkGg k|sf]k lgoGq0fzfvf
▪ l;FrfO{ ;DaGwL gLlt, sfg"g, dfkb08 lgwf{/0f / lgodg
▪ l;FrfO{ ;DaGwL u'?of]hgfsf] th{'df, sfof{Gjog / :t/f]Ggltsf cfof]hgfsf] klxrfg, cWoog,
sfof{Gjog, dd{t, ;Def/ / lgodg,
▪ :yfgLo ;fgf, ;tx tyf e"ldut l;rfO{ k|0ffnLsf] ;~rfng lgdf{0f, ;'wf/, dd{t ;Def/ tyf
;]jf z'Nssf] lgwf{/0f / ;Íng Joj:yfkg
10
 ▪ hnpTkGg k|sf]k lgoGq0f ;DjGwL :yfgLo
▪ t6aGw, gbL lgoGq0f tyf gbL] Joj:yfkg / lgodg
▪ ;fgf hn pkof]u ;DaGwL cfof]hgf th{'df, sfof{Gjog / cg'udg .
-3_ ;fj{hlgs lghL ;fem]bf/L zfvf
▪ :yfgLo ;fj{hlgs—lghL ;fem]bf/L ;DjGwL :yfgLo gLlt, of]hgf lgdf{0f
▪ :yfgLo ;fj{hlgs—lghL ;fem]bf/Lsf cfof]hgf 5gf}6 tyf sfof{Gjog
▪ ;fj{hlgs ;fd'bflos ;fem]bf/L
▪ :yfgLo ljsf;df lghL If]qsf] k|a4{g
$= vfg]kfgL tyf kmf]x/d}nf Joj:yfkg dxfzfvf
-s_ vfg]kfgL Joj:yfkgzfvf
▪ :yfgLo vfg]kfgL ;DaGwL gLlt, sfg"g, dfkb08, of]hgf, sfof{Gjog / lgodg
▪ vfg]kfgL dx;'n lgwf{/0f / vfg]kfgL ;]jf Joj:yfkg
▪ ;fj{hlgs :yndf lkpg] kfgL Joj:yfkg
▪ kfgL d'xfgsf] ;+/If0f
▪ :jR5 vfg]kfgL cfk"lt{ ;DaGwL cGo ljifo .
-v_ kmf]x/d}nf Joj:yfkgzfvf
▪ kmf]x/d}nf ;Íng, k'gM pkof]u, k|zf]wg, lj;h{g / ;f]sf] ;]jf z'Ns lgwf{/0f / lgodg
▪ Nof08lkmn ;fO{6 Joj:yfkg
▪ 9n lgsf; Joj:yfkg
▪ ;/;kmfO{ tyf :jf:YohGo kmf]xf]/d}nfsf] Joj:yfkg
▪ ;fj{hlgs zf}rfno Joj:yfkg

%= cfly{s ljsf;dxfzfvf
-s_ s[lif, kz'kG5L tyf ;xsf/Lzfvf
s[lif
▪ s[lif, s[lif k|;f/, s[lif pTkfbg Joj:yfkg;DaGwL :yfgLo gLlt, sfg"g, dfkb08, of]hgf,
sfof{Gjog / lgodg
▪ s[lif ahf/ ;"rgf, s[lif ahf/ tyf xf6ahf/sf] k"jf{wf/ lgdf{0f, ;fgf l;FrfO{ lgdf{0f, tflnd,
k|ljlw k|;f/, k|fljlws 6]jf, s[lif ;fdfu|L cfk"lt{ / s[ifs Ifdtf ljsf; sfo{qmdsf] ;~rfng
▪ s[lifhGo k|fs[lts k|sf]k tyf dxfdf/L /f]usf] lgoGq0f
▪ s[lif jftfj/0f ;+/If0f tyf h}ljs ljljwtfsf] ;+/If0f / k|j¢{g
▪ s[lif k|;f/ tyf hgzlQmsf] k|If]k0f, Joj:yfkg / kl/rfng
11
▪ pRr d"Noo'Qm s[lifhGo j:t'sf] k|j¢{g, ljsf; tyf ahf/Ls/0f
▪ s[lif;DjGwL jLdf / shf{ ;xhLs/0f
▪ zLt e08f/0fsf] Joj:yfkg
▪ s[ifsx¿sf] Ifdtf clej[l4, k|fljlws ;]jf, 6]jf, ;Lk ljsf; / ;zQmLs/0f
▪ s[lif aLpljhg, gZn, dnvfb / /;fog tyf cf}iflwx¿sf] cfk"lt{, pkof]u / lgodg
▪ s[ifs ;d"x, s[lif ;xsf/L / s[lif ;DaGwL :yfgLo ;ª\3 ;+:yfx¿sf] ;dGjo, Joj:yfkg /
lgodg
▪ s[lif ;DaGwL k|ljlwsf] ;+/If0f / x:tfGt/0f
▪ s[lif tYofÍsf] Joj:yfkg / ;"rgf k|0ffnL tyf s[lif ;DaGwL ;"rgfsf] k|rf/k|;f/
▪ s[lif ;|f]t s]Gb|sf] :yfkgf / Joj:yfkg
kz'kG5L
▪ kz'kfng / kz' :jf:Yo ;DaGwL :yfgLo gLlt, sfg"g, dfkb08, of]hgf, sfof{Gjog / lgodg
▪ kz'kG5L ahf/ ;"rgf, xf6ahf/sf] k"jf{wf/ lgdf{0f, tflnd, k|fljlws 6]jf, s[ifs Ifdtf ljsf;
sfo{qmdsf] ;~rfng / lgodg
▪ kz'kG5LhGo k|fs[lts k|sf]k tyf dxfdf/L /f]usf] lgoGq0f
▪ kz'kG5L lrlsT;f ;]jfsf] Joj:yfkg,
▪ kz'gZn ;'wf/ k4lt ljsf; / Joa:yfkg
▪ kz'kG5L ;DaGwL aLdf / shf{ ;xhLs/0f
▪ :yfgLo r/g tyf vs{ ljsf; / Joj:yfkg
▪ kz' cfxf/sf] u'0f:t/ lgodg
▪ :yfgLo:t/df kz'kG5L ;DaGwL tYofÍsf] Joj:yfkg / ;"rgf k|0ffnL
▪ kz' awzfnf / zLt e08f/0fsf] Joj:yfkg / lgodg
▪ kz'kfng tyf kz' :jf:Yo ;DaGwL cGo sfo{ .
;xsf/L
▪ ;xsf/L ;+:yf ;DaGwL :yfgLo gLlt, sfg"g, dfkb08sf] lgdf{0f, sfof{Gjog / lgodg
▪ :yfgLo ;xsf/L ;+:yfsf] btf{, cg'dlt, vf/]hL / lj36g
▪ ;xsf/L jrt tyf C0f kl/rfng ;DaGwL :yfgLo dfkb08 lgwf{/0f / lgodg
▪ ;xsf/L ;DaGwL /fli6«o, s]G›Lo, ljifout, k|fb]lzs / :yfgLo ;+3 ;+:yf;Fu ;dGjo / ;xsfo{
▪ ;xsf/L ;DaGwL :yfgLo tYofÍ Joj:yfkg / cWoog cg';Gwfg
▪ :yfgLo ;xsf/Lsf] Ifdtf clej[l4
▪ :yfgLo;xsf/L If]qsf] k|j¢{g, ljsf; / kl/rfng .

12
-u_pBf]u tyf pBdlzntf ljsf; / vfgL tyf vlgh kbfy{sf] ;+/If0fzfvf
pBf]u
▪ n3', 3/]n' tyf ;fgf pBf]usf] btf{, gjLs/0f, vf/]hL / lgodg
▪ n3', 3/]n' tyf ;fgf pBf]usf] ljsf; / k|j4{g
▪ pBdlzntf k|j4{g
▪ Jofkfl/s kmd{, k;nsf] btf{, cg'dlt, gjLs/0f, vf/]hL / lgodg
▪ ;Lk ljsf; ;DaGwL sfo{sf] k|a4{g .
vfgL tyf vlgh
▪ vfgL tyf vlgh kbfy{sf] ;+/If0f ;DaGwL :yfgLo gLlt, sfg"g, dfkb08 tyf of]hgfsf]
sfof{Gjog / lgodg,
▪ 9'Ëf, lu6L, afn'jf, df6f], g'g, :n]6, v/L9'Ëf, kmfo/Sn]h:tf vfgLhGo j:t' ;j]{If0f, cGj]if0f,
pTvgg\
▪ 9'Ëf, lu§L, afn'jf, g'g, df6f], v/L9'Ëf, kmfo/ Sn] tyf :n]6 cflb vfgLhGo j:t'sf] ;+/If0f,
ljsf;, pTvgg\ / pkof]u ;DaGwL btf{, cg'dlt, gjLs/0f, vf/]hL / Joj:yfkg
▪ vfgL tyf vlgh kbfy{ ;DaGwL ;"rgf tyf tYofÍ ;Íng, clen]vg tyf Joa:yfkg
▪ ef}ule{s gS;f k|sfzg .

-3_ /f]huf/ k|a4{g tyf ul/aL Go"gLs/0fzfvf

▪ ul/aL lgjf/0f ;DaGwL :yfgLo gLlt, sfg"g, dfkb08, lgodg / cWoog cg';Gwfg
▪ ul/aL lgjf/0fsf] :yfgLo /0fgLlt th"{df
▪ ul/a 3/kl/jf/ klxrfg;DaGwL :yfgLo ;j]{If0f, ;"rgf Joj:yfkg / lgodg
▪ ul/aL lgjf/0f ;DaGwL /fli6«o, k|fb]lzs / :yfgLo ;+:yf;Fu ;Dks{, ;dGjo / ;xsfo{
▪ /f]huf/ tyf a]/f]huf/sf] tYofÍ ;Íng, k|zf]wg / ;"rgf k|0ffnLsf] :yfkgf
▪ :yfgLo:t/df /x]sf ljb]zL >ldssf] nut ;Íng tyf ;"rgf Joj:yfkg
▪ klxrfg ePsf ul/a 3/kl/jf/ Pj+ nlIft ;d"x ;DaGwL :yfgLo of]hgf, sfo{qmd, ;|f]t
kl/rfng / Joj:yfkg
▪ :yfgLo txdf ;'s'Daf;Lsf] klxrfg / clen]v Joj:yfkg
▪ ;'s'Daf;L ;DaGwL hLljsf]kfh{g / a;f]af; Joj:yfkg
▪ /f]huf/Lsf cj;/ l;h{gf ;DjGwL

^= ;fdflhs ljsf; dxfzfvf

-s_ cfwf/e"t tyf dfWolds lzIff zfvf

13
 ▪ k|f/lDes afn lzIff tyf ljBfno lzIff, cgf}krfl/s lzIff, v'nf tyf j}slNks lzIff -u'?s'n,
db/;f, u'Daf cflb_, lg/Gt/ l;sfO tyf ljz]if lzIff ;DaGwL gLlt, sfg"g, dfkb08, of]hgfsf]
lgdf{0f, sfof{Gjog / lgodg
▪ k|fljlws lzIff tyf Jofj;flos tflndsf] of]hgf th{'df, ;~rfng, cg'dlt / lgodg
▪ kf7\oqmd / kf7\o;fdu|Lsf] ljt/0f tyf sfof{Gjog
▪ ljBfno lzIfs tyf sd{rf/L Joj:yfkg
▪ ljBfnosf] gS;fÍg, cg'dlt, :jLs[lt, ;dfof]hg tyf lgodg
▪ z}lIfs k"jf{wf/ lgdf{0f / dd{t ;Def/
▪ cfwf/e"t tx -sIff *_ sf] k/LIff Joj:yfkg
▪ ljBfyL{ l;sfO pknAwLsf] k/LIf0f / Joj:yfkg
▪ ljBfyL{ k|f]T;fxg tyf 5fqj[lQsf] Joj:yfkg
▪ z}lIfs k/fdz{ ;]jfsf] cg'dlt tyf lgodg
▪ :yfgLo:t/sf] z}lIfs 1fg, ;Lk / k|ljlwsf] ;+/If0f, k|j4{g / :t/Ls/0f
▪ dfWolds tx;Ddsf] z}lIfs sfo{qmdsf] ;dGjo / lgodg
▪ k':tsfno Pj+ kqklqsf
▪ :yfgLo k':tsfno, jfrgfno tyf ;fd'bflos cWoog s]Gb| ;~rfng tyf Joj:yfkg .
-v_ v]ns'b tyf cltl/Qm lqmofsnfkpkzfvf
▪ :yfgLo:t/df v]ns"b k|zf;g tyf ;ª\3 ;+:yfsf] lgodg / ;dGjo
▪ v]ns'bsf] ;+/rgfsf] k"jf{wf/ lgdf{0f, ;~rfng tyf ljsf;
▪ v]ns"bsf] ljsf; / k|j¢{g
▪ v]ns"b k|ltof]uLtf cfof]hgf / ;xefuLtf
▪ cltl/Qm lqmofsnfk ;DaGwL ljifo .
-u_ cfwf/e"t :jf:Yo tyf ;/;kmfO{ sfof{no
▪ cfwf/e"t :jf:Yo / ;/;kmfO{ ;DaGwL gLlt, sfg"g, dfkb08, of]hgfsf] lgdf{0f, sfof{Gjog tyf
lgodg
▪ /fli6«o tyf k|b]z:t/Lo nIo / dfkb08 adf]lhd :yfgLo:t/sf] :jf:Yo ;DaGwL nIo /
u'0f:t/ lgwf{/0f
▪ /fli6«o / k|fb]lzs dfkb08 cg'?k hg/n c:ktfn, gl;{Ë xf]d, lgbfg s]G› tyf cGo :jf:Yo
;+:yfx¿sf] lSnlgs btf{, ;~rfng cg'dlt / lgodg
▪ cfwf/e"t :jf:Yo ;]jfsf] ;~rfng / k|a¢{g
▪ c:ktfn / cGo :jf:Yo ;+:yfsf] :yfkgf tyf ;~rfng
▪ :jf:Yo ;]jf ;DaGwL ef}lts k"jf{wf/ ljsf; tyf Joj:yfkg

14
 ▪ ;/;kmfO{ ;r]tgfsf] clej[l4
▪ /Qm;~rf/ tyf zx/L :jf:Yo ;]jf
▪ cf}iflw k;n ;~rfng / lgodg
▪ cf}iflwhGo jg:klt, h6La'6L / cGo cf}iflwhGo j:t'sf] pTkfbg, k|zf]wg / ljt/0f
▪ :jf:Yo aLdf nufotsf ;fdflhs ;'/Iff sfo{qmdsf] Joj:yfkg
▪ cf}iflw tyf cGo d]l8sn pTkfbgx¿sf] Go"gtd d"No lgwf{/0f / lgodg
▪ cf}iflwsf] plrt k|of]u / ;"IdhLj lg/f]ws k|lt/f]w Go"gLs/0f
▪ cf}iflw / :jf:Yo pks/0fsf] v/Lb, e08f0f / ljt/0f
▪ :jf:Yo ;"rgf k|0ffnLsf] Joj:yfkg
▪ hg:jf:Yo lgu/fgL -klAns x]Ny ;e]{n]G;_
▪ k|j¢{gfTds, k|ltsf/fTds, pkrf/fTds, k'g:yf{kgfTds / KoflnPl6e :jf:Yo ;]jfsf] ;~rfng
▪ :j:y hLjgz}nL, kf]if0f, zf/Ll/s Aofofd, of]u cEof;, :jf:Yo j[Qsf] kfngf, k~rsd{
nufotsf hg:jf:Yo ;]jfsf] k|j4{g
▪ h'gf]l6s / sL6hGo /f]usf] lgoGq0f tyf Joj:yfkg
▪ ;'lt{, dlb/f / nfu" kbfy{hGo j:t'sf] k|of]u lgoGq0f tyf ;r]tgf clej[l4
▪ cfo'j]{lbs, o'gfgL, cfDrL, xf]ldof]Koflys, k|fs[lts lrlsT;f nufotsf k/Dk/fut :jf:Yo
pkrf/ ;]jfsf] Joj:yfkg
▪ hg:jf:Yo, cfkTsfnLg :jf:Yo tyf dxfdf/Lsf] lgoGq0f of]hgf / sfof{Gjog
▪ ;?jf tyf g;g]{ /f]usf] lgoGq0f tyf /f]syfd
▪ cfsl:ds :jf:Yo ;]jf k|jfx .
-3_n}+lus ;dfgtf tyf ;fdflhs ;'/Iff zfvf
n}+lus ;dfgtf OsfO{
▪ dlxnf xs ;DaGwL gLlt, of]hgf sfof{Gjog, ;dGjo / lgodg
▪ dlxnfsf] cfly{s, ;fdflhs, /fhgLlts ;zlQms/0f, Ifdtf ljsf;
▪ n}lus lx+;f lgjf/0fsf nflu lg/f]wfTds, k|j4{gfTds, ;+/If0ffTds pkfo / k'gM:yfkgf
▪ n}+lus pQ/bfoL ah]6
jfnjflnsf, lszf]/ lszf]/L tyf o'jf OsfO{
▪ afnaflnsfsf] xsxLt ;+/If0f ;DaGwL :yfgLo gLlt, sfg"g, dfkb08, of]hgf, sfof{Gjog /
lgodg
▪ afnaflnsfsf] xsxLt ;+/If0f
▪ afnd}qL zf;sLo k|jGw, afn Sna, afn ;+/If0f ;ldlt tyf afn ;~hfn

15
 ▪ afnaflnsfsf] xsxLt ;+/If0f ;DaGwdf ;+3, k|b]z tyf cGo lgsfo;Fu ;Dks{, ;dGjo tyf
;xsfo{,
▪ afnaflnsf kl/jf/ ;xof]u
▪ a}slNks :ofxf/ k4ltsf] sfof{Gjog
▪ afn Gofo
▪ afn u[x, k'gM:yfkgf s]Gb|, lzz' :ofxf/ s]Gb| / afn ljsf; s]Gb| Joj:yfkg
▪ c;xfo afnaflnsfsf, ;8s afnaflnsf Joj:yfkg
▪ afn lx+;f lgoGq0f
▪ afn;'wf/ tyf k'gM:yfkgf s]Gb| :yfkgf, ;+rfng cg'dtL / lgodg
▪ cfkTsfnLg afn p4f/ sf]if :yfkgf / Joj:yfkg
▪ o'jf hfu/0f, ;zlQms/0f / kl/rfng
▪ o'jf ;Lk, pBdlzntf tyf g]t[Tj ljsf;
ckf+utf ePsf JolQm tyf h]i7 gful/s OsfO{
▪ h]i7 gful/ssf] nut, kl/rokq, ;Ddfg, :jf:Yo ;'ljwf, ;fdflhs ;'/Iff ;DaGwL sfo{
▪ h]i7 gful/s Snj, lbjf ;]jf s]G›, e]63f6:yn, cf>o s]G›sf] ;~rfng tyf Joj:yfkg
▪ ;ª\3 tyf k|b]z;Fusf] ;dGjodf ckfËtf k'gM:yfkgf s]G› tyf c;Qm :ofxf/ s]G›sf] ;~rfng
/ Joj:yfkg
▪ ckfËtf ePsf JolQm tyf c;xfosf] nut cBfjlws, kl/rokq ljt/0f, ;fdflhs ;'/Iff tyf
;'ljwfsf] Joj:yfkg tyf ljt/0f
▪ ckfFutf ePsf JolQmd}qL k"jf{wf/ lgdf{0f tyf ;~rfng
▪ ckfËtf ePsf JolQm / c;Qmx¿sf] Joj:yfkg ;DjGwL cGo sfo{ .
▪ Psn dlxnf ;DjGwL sfo{
-r_u}/;/sf/L ;+:yfkl/rfng, ;dGjo tyf lgodgzfvf
▪ :yfgLo:t/df ;dfhsNof0f ;DjGwL ;+3;+:yf -u}/;/sf/L, ;fdflhs tyf ;fd'bflos ;+3;+:yf_
sf] btf{, gjLs/0f tyf lgodg
▪ u'7L, sf]if tyf cGo 6«i6x?sf] Joj:yfkg
▪ lghL tyf u}/;/sf/L If]q;Fu ;dGjo / ;xsfo{
▪ ;dGjo / kl/rfng
▪ ;fdflhs ;+3;+:yf ;DaGwL cGo ljifo .
-5_ ;fdflhs ;'/Iff sfo{qmd zfvf
▪ ;fdflhs ;'/Iff ;DaGwL :yfgLo gLlt, sfg"g, dfkb08, lgodg / cWoog cg';Gwfg

16
 ▪ ;ª\3 tyf k|b]zn] lgwf{/0f u/]sf] dfkb08 adf]lhd ;fdflhs ;'/Iff ;DaGwL sfo{qmd
sfof{Gjog
▪ ;fdflhs ;'/Iffsf] sfof{Gjogsf] nflu ;ª\3, k|b]z / :yfgLo ;ª\3 ;+:yf;Fu ;Dks{, ;dGjo /
;xsfo{
▪ :yfgLo ;fdflhs ;'/Iff of]hgf / Joj:yfkg tyf cfjZos tYof+s ;+sng Pj+ Joj:yfkg .
-h_ JolQmut 36gf btf{ zfvf
▪ cfw'lgs k|lalwdfkm{t JolQmut 36gf btf{ -hGd, d[To', ljjfx, a;fO{;/fO{, ;DjGw ljR5]b /
wd{k'q wd{k'qL_,
▪ JolQmut 36gf ;DjGwL clen]v Joj:yfkg tyf k|ltj]bg

-em_ ;+:s[lt, ;Dkbf, nlntsnf tyf ko{6g k|a4{gzfvf

▪ efiff, ;+:s[lt / nlntsnfsf] ;+/If0f / ljsf; ;DaGwL :yfgLo:t/sf] gLlt, sfg"g, dfkb08,
of]hgf, sfof{Gjog / lgodg
▪ k'/ftTj, k|frLg :df/s tyf ;Ë|xfnosf] ;+/If0f, ;Def/, k|a¢{g / ljsf;
▪ k/Dk/fut ?kdf rlncfPsf hfqf tyf kj{sf] ;~rfng / Joj:yfkg
▪ :yfgLo dxTjsf wfld{s tyf ;f+:s[lts ;Dkbfsf] Joa:yfkg
▪ ko{6sLo dxTjsf :yn tyf ;Dkbfsf] klxrfg, ;+/If0f / k|j4{g
▪ ko{6g k"jf{wf/ ljsf; tyf k|f]T;fxg
▪ k'/ftflTjs, wfld{s dxTjsf ;Dkbfx?sf] ;+/If0f tyf ;Da4{g
▪ efiff, ;+:s[lt, hfqf, kj{ / nlntsnfsf] ;+/If0f, k|a4{g / ljsf; .

&= jftfj/0f tyf ljkb\ Joj:yfkgdxfzfvf

-s_ jg, jGohGt', e"—;+/If0f tyf h}ljs ljljwtf ;+/If0f zfvf
▪ jg, hËn, jGohGt', r/fr'?ËL, hn pkof]u, jftfj/0f, kof{j/0f tyf h}ljs ljljwtf ;DaGwL
:yfgLo gLlt, sfg"g, dfkb08, of]hgf, sfof{Gjog / lgodg
▪ ;fd'bflos, u|fdL0f tyf zx/L, wfld{s, sj'lnotL jgsf] ;+/If0f, ;Dj4{g, pkof]u / lgodg
▪ jg pkef]Qmf ;d"xsf] Joj:yfkg
▪ dWojtL{ If]qsf] ;fd'bflos, wfld{s / sa'lnotL jgsf] Joj:yfkg
▪ gbL lsgf/, bxQ/, jxQ/, gbL psf;, gx/ lsgf/ tyf ;8s lsgf/df j[Iff/f]k0f Joj:yfkg
▪ lghL tyf Joj;flos jgsf] k|a¢{g / lgodg
▪ ;fj{hlgs vfnL hUuf, kfvf jf If]qdf j[Iff/f]k0f, ;Def/, pkof]u / Joj:yfkg
▪ h8La'6L tyf cGo u}/sfi7 jg k}bfjf/ ;DaGwL, ;e]{If0f, pTkfbg, ;Íng, k|a¢{g, k|zf]wg, /
ahf/ Joj:yfkg
17
 ▪ jgaLpm au}Frf :yfkgf, Joj:yfkg / k|j¢{g
▪ g;{/L :yfkgf, la?jf pTkfbg, ljt/0f, a[Iff/f]k0f/ k|j4{g
▪ jGohGt' / r/fr'?ËLsf] ;+/If0f, Joj;flos kfng, pkof]u / cg'udg
▪ jGohGt'af6 :yfgLo ;d'bfodf kg]{ k|efj /f]syfd, Joj:yfkg
▪ :yfgLo k|f0fL pBfg -lrl8ofvfgf_ sf] :yfkgf / ;~rfng
▪ :yfgLo jGohGt' ko{6g / cfocfh{g
▪ :yfgLo:t/df cfv]6f]kxf/sf] Joj:yfkg
▪ jg, jGohGt' tyf r/fr'?ËLsf] clen]vfÍg / cWoog cg';Gwfg
▪ /}yfg] k|hfltsf] ;+/If0f / k|jb{\wg
▪ ldrfxf k|hfltsf] lgoGq0f
▪ h}ljs ljljwtfsf] clen]v
▪ ;fd'bflos e";+/If0f / ;f]df cfwfl/t cfo cfh{g sfo{qmd
▪ e";+/If0f / hnfwf/ Joj:yfkghGo ;fd'bflos cg's"ng
▪ hnjfo" kl/jt{g cg's'ng sfo{
▪ cfo cfh{gdf cfwfl/t h8La'6Lsf] ;+/If0f, k|a4{g, Joj:yfkg
-v_ jftfj/0f, kof{j/0f Pj+ hnfwf/If]q ;+/If0f pkzfvf
▪ :jR5 tyf :j:y jftfj/0f / hnfwf/ tyf jGoohGt'sf] ;+/If0f Joj:yfkg ;DaGwL gLlt,
sfg"g, sfo{qmd th"{df, sfof{Gjog / lgodg
▪ xl/ofnL tyf xl/t If]qsf] k|j{4g
▪ jfo' tyf WjgLsf] k|b"if0f lgoGq0f
▪ xflgsf/s kbfy{x¿sf] lgodg tyf lgoGq0f
▪ jftfj/0fLo hf]lvd Go"gLs/0f
▪ Go"g sfj{gd'vL tyf jftfj/0fd}qL ljsf; cjnDag
▪ jftfj/0f ;+/If0f If]q lgwf{/0f / Joj:yfkg
▪ klx/f] lgoGq0f
▪ hnjfo' kl/jt{g cg's'ng sfo{qmd
-u_ ljkb\ Joj:yfkg, af?0f oGq, PDj'n]G; pkzfvf
▪ ljkb\ Joj:yfkg ;DaGwL gLlt, sfg"g, dfkb08 tyf :yfgLo:t/sf cfof]hgfsf] sfof{Gjog /
lgodg
▪ ljkb\ k"j{ tof/L tyf k|ltsfo{ of]hgf, hf]lvd Go"gLs/0f sfo{ of]hgf
▪ ljkb\ k"j{ tof/L, vf]h tyf p4f/, /fxt ;fdu|Lsf] k"j{ e08f/0f, ljt/0f / ;dGjo

18
 ▪ ljkb\ hf]lvd If]qsf] gS;fÍg tyf a:tLx¿sf] klxrfg / :yfgfGt/0f
▪ ljkb\ Joj:yfkgdf ;ª\3, k|b]z / :yfgLo ;d'bfo, ;+3 ;+:yf, lghLIf]q;Fu ;xof]u, ;dGjo /
;xsfo{
▪ ljkb\ sf]ifsf] :yfkgf tyf ;~rfng / ;|f]t ;fwgsf] kl/rfng
▪ ljkb\ kZrft\ :yfgLo:t/sf] k'g:yf{kgf / k'glg{df{0f
▪ ljkb\ ;DaGwL tYofÍ Joj:yfkg / cWoog cg';Gwfg
▪ k|fs[lts k|sf]ksf] /f]syfd / k"j{tof/L
▪ ljkb\ hf]lvd Go"gLs/0fsf nflu k"j{ ;"rgf k|0ffnL ;DaGwL sfo{qmdsf] th'[{df / sfof{Gjog,
▪ af?0f oGq tyf PDa'n]G;sf] ;~rfng tyf Joj:yfkg
▪ :yfgLo cfktsfnLg sfo{ ;~rfng k|0ffnL

*= e"ld Joj:yfkg tyf ejg lgodg dxfzfvf

-s_ e"—pkof]u tyf j:tL ljsf; pkzfvf
▪ zx/Ls/0f, a:tL ljsf; ;DaGwL gLlt, sfg"g, dfkb08 tyf ;f] ;DjGwL of]hgf th{'df,
cfof]hgf klxrfg, cWoog, sfof{Gjog / lgodg
▪ cfwf/e"t cfjf;sf of]hgf th'{df / sfof{Gjog
▪ gu/kflnsfdf cJojl:yt a;f]af; Joj:yfkg sfo{qmdsf] th'{df / sfof{Gjog
▪ cfwf/e"t a;f]jf; ;DaGwdf k|b]z ;/sf/;Fu ;dGjo
▪ of]hgfa4 / Joal:yt j:tL ljsf;sf sfo{qmdsf] th'{df sfof{Gjog
▪ PsLs[t a:tL ljsf;sf nflu hUufsf] PsLs/0f tyf hUuf ljsf; / Joa:yfkg
▪ cfˆgf] If]qsf] e"pkof]u gLlt, of]hgf, sfo{qmd th{'df / sfof{Gjog
▪ Jojl:yt a:tL ljsf;sf sfo{qmdsf] th{'df / sfof{Gjog
▪ ;+3Lo / k|b]z sfg'g adf]lhd :yfgLo txdf ;'s'Djf;L klxrfg / clen]v Joj:yf
▪ :yfgLo:t/df ;'s'Djf;L ;DjGwL hLljsf]kfh{g / j;f]jf; Joj:yf
▪ PsLs[t j:tL ljsf;sf nflu hUufsf] PsLs/0f tyf hUuf ljsf; / Joj:yfkg .
-v_ hUuf gfkL tyf gS;f, 3/hUuf wgL k'hf{ pkzfvf
▪ 3/hUuf wgL btf{ k|df0fk'hf{ ljt/0f tyf nut Joj:yfkg
▪ e"ldsf] juL{s/0f cg';f/sf] nut
▪ hUufsf] lsQfsf6 / e"dL nut -gSzf, ;|]:tf_ lgdf{0f / ;+/If0f
▪ ;/sf/L k|of]hgsf nflu hUuf k|flKt, d'cfAhf lgwf{/0f tyf ljt/0fdf ;dGjo / ;xhLs/0f
▪ hUuf ljjfb ;dfwfgdf d]nldnfk / dWo:ytf

19
 ▪ ljZj ;Dkbf ;"rLdf k/]sf :df/s / k'/ftflTjs dxTj nufot jg, ;Ld;f/ If]q, t6jtL{
If]qsf hUuf ;DaGwL nut
-u_ ejg tyf ejg ;+lxtf Pj+ lgdf{0f Ohfht -l8hfOg ;d]t_ pkzfvf
▪ ejg ;DaGwL gLlt, sfg"g, dfkb08 tyf ;f] ;DjGwL of]hgf th{'df, cfof]hgf klxrfg,
cWoog, sfof{Gjog / lgodg,
▪ /fli6«o ejg ;+lxtf tyf dfkb08 adf]lhd ejg lgdf{0f cg'dlt / lgodg
▪ ejg lgdf{0fsf] gSzf :jLs[lt, ;+zf]wg, lgodg
▪ k'/ftTj, k|frLg :df/s / ;+u|xfno ;+/If0f, ;Da4{g / k'gMlgdf{0f,
▪ ;/sf/L ejg, ljBfno, ;fd'bflos ejg, ;efu[x tyf cGo ;fj{hlgs ejg tyf ;+/rgf
lgdf{0f / dd{t ;+ef/,
(= Gofo, sfg"g tyf dfgj clwsf/ k|j4{g dxfzfvf
-s_ gu/ k|x/L Joj:yfkg pkzfvf
▪ ;+3Lo tyf k|b]z sfg"gsf] clwgdf /xL gu/ k|x/Lsf] ;~rfng tyf Joj:yfkg gLlt, sfg"g,
dfkb08, sfof{Gjog / lgodg,
▪ gu/ k|x/Ldfkm{t b]xfosf sfo{ ;Dkfbg ug]{,
• gLlt, sfg"g, dfkb08, lg0f{ox? sfof{Gjogdf ;xof]u,
• ;DklQsf] ;+/If0f,
• dxfgu/kflnsfdf x'g] ;ef ;df/f]x, k/Dk/f tyf hfqf rf8kj{sf] Joj:yfkgdf
;xof]u,
• :yfgLo ahf/ tyf kfls{Ë :ynsf] Joj:yfkgdf ;xof]u,
• gu/ k|x/L ;DaGwL sfo{kflnsfn] tf]s] adf]lhdsf gLlt, of]hgf, sfo{qmd
sfof{Gjog,
• gu/ a:tL ;/;kmfO{ ;DaGwL dfkb08sf] sfof{Gjog / s;"/ pk/ 5fgljg /
cg';Gwfg,
• :yfgLo Goflos ;ldltn] u/]sf cfb]z, km};nf sfof{Gjogdf ;xof]u,
• sfof{no kl/;/, ;Dkbf, ;fj{hlgs, P]nfgL, klt{ hUuf, ;fj{hlgs ejg tyf
ef}lts k"jf{wf/sf] ;+/If0f / ;'/Iff,
• ljkb\ Joj:yfkgdf ;xof]u,
• ck/fw /f]syfd tyf cg';Gwfgdf ;xof]u,
• km"6kfy Joj:yfkg
• lgdf{0f lgodg
• u'0f:t/ lgoGq0f

20
 ▪ gu/ k|x/L ;DaGwL cGo sfo{ .

-v_ Gofo, sfg"g tyf dfgj clwsf/ k|j4{g pkzfvf

▪ Goflos ;ldltsf] ;lrjfno, Gofo, sfg"g, dfgj clwsf/ k|j4{g tyf d]nldnfk / dWo:ytf,
lg0f{o tyf km};nf sfof{Gjog
▪ Goflos ;ldltsf] ;lrjfno ;DjGwL sfo{
▪ Gofo tyf sfg"gL /fHosf] kl/kfngf
▪ dfgj clwsf/sf] ;+/If0f tyf k|j4{g
▪ JolQm / ;d'bfoaLr d]nldnfk / dWo:ytfsf] Joj:yfkg
▪ Goflos lg0f{o tyf km};nf sfof{Gjog
-u_ ljwfog pkzfvf
▪ sfo{kflnsf tyf ;efdf k]z ug'{kg]{ ljleGg gLlt, lgod tyf sfg"gsf] d;f}bfdf ;+of]hg
▪ gLlt, sfg'gsf] k|df0fLs k|ltsf] ;+/If0f, k|sf;gsf nflu ;dGjo
▪ ljwfog ;DjGwL cGo sfo{

!)= of]hgf, cg'udg tyf d"Nof+sgdxfzfvf

-s_ of]hgf th'{df tyf sfof{Gjog ;xhLs/0f zfvf
▪ ljsf; cfof]hgf tyf kl/of]hgf ;DaGwL gLlt, sfg"g, dfkb08, of]hgf / lgodg
▪ :yfgLo ljsf; gLlt, cNksfnLg, dWosfnLg tyf bL3{sfnLg ljsf; of]hgf th"{df, cg'udg
tyf d"Nof+sg
▪ cfly{s, ;fdflhs, ;fF:s[lts, jftfj/0fLo, k|ljlw / k"jf{wf/hGo ljsf;sf nflu cfjZos
cfof]hgf tyf kl/of]hgfx¿sf] th{'df, sfof{Gjog, cg'udg tyf d"NofÍg
▪ aflif{s ljsf; sfo{qmd, cfof]hgf th'{df, sfof{Gjog
▪ ljsf; lgdf{0f k|s[ofdf :yfgLo hg;xeflutf clea[l4sf sfo{qmd th'{df / sfof{Gjog
▪ ljsf; of]hgfx?sf] jftfj/0fLo k|efj d"Nof+sg
▪ pkef]Qmf ;ldltsf] ljj/0f cWofjlws tyf Ifdtf ljsf;
▪ ljsf;sf k|fyldstf k|fKt If]q lgwf{/0f
▪ ;+3Lo / k|fb]lzs cfof]hgf, kl/of]hgf sfof{Gjogdf ;dGjo, ;xhLs/0f / ;xof]u
▪ ljsf; cfof]hgf tyf kl/of]hgf ;DaGwL cGo sfo{ .
-v_ cg'udg tyf d"Nof+sgzfvf
▪ ljsf; cfof]hgfsf] cg'udg, cfjlws k|ult tyf k|ltkmnsf] ;dLIff
▪ ljsf; of]hgfsf] cg'udg tyf d"Nof+sgsf] cfwf/ tyf k|lqmof lgwf{/0f

21
 ▪ cfof]hgfsf] cWoog, cg';Gwfg tyf k|efj d"NofÍg
▪ laifoIf]qut gLltsf] cg'udg tyf d"Nof+sg

!!= ;"rgf tyf ;+rf/ dxfzfvf

-s_ of]hgf th'{df tyf sfof{Gjog ;xhLs/0f zfvf
▪ ljsf; cfof]hgf tyf kl/of]hgf ;DaGwL gLlt, sfg"g, dfkb08, of]hgf / lgodg
▪ :yfgLo ljsf; gLlt, cNksfnLg, dWosfnLg tyf bL3{sfnLg ljsf; of]hgf Pj+ u''?of]hgf
th"{df, sfof{Gjog, cg'udg tyf d"Nof+sg
▪ cfly{s, ;fdflhs, ;fF:s[lts, jftfj/0fLo, k|ljlw / k"jf{wf/hGo ljsf;sf nflu cfjZos
cfof]hgf tyf kl/of]hgfx¿sf] th{'df, sfof{Gjog, cg'udg tyf d"NofÍg
▪ aflif{s ljsf; sfo{qmd, cfof]hgf th'{df, sfof{Gjog
▪ ljsf; lgdf{0f k|s[ofdf :yfgLo hg;xeflutf clea[l4sf sfo{qmd th'{df / sfof{Gjog
▪ ljsf; of]hgfx?sf] jftfj/0fLo k|efj d"Nof+sg
▪ pkef]Qmf ;ldltsf] clen]v cWofjlws tyf Ifdtf ljsf;
▪ ljsf;sf k|fyldstf k|fKt If]q lgwf{/0f
▪ ;+3Lo / k|fb]lzs cfof]hgf, kl/of]hgf sfof{Gjogdf ;dGjo, ;xhLs/0f / ;xof]u
▪ ljsf; cfof]hgf tyf kl/of]hgf ;DaGwL cGo sfo{ .
-v_ cg'udg tyf d"Nof+sg pkzfvf
▪ ljsf; cfof]hgfsf] cg'udg, cfjlws k|ult tyf k|ltkmnsf] ;dLIff
▪ ljsf; of]hgfsf] cg'udg tyf d"Nof+sgsf] cfwf/ tyf k|lqmof lgwf{/0f
▪ cfof]hgfsf] cWoog, cg';Gwfg tyf k|efj d"NofÍg
▪ laifoIf]qut gLltsf] cg'udg tyf d"Nof+sg
!)= ;"rgf, ;+rf/ tyf tYof+s Joj:yfkg dxfzfvf
-s_ ;"rgf k|ljlw ljsf; tyf lj:tf/ -OG6/g]6, 6]nL;]G6/_ zfvf
▪ cfˆgf] If]qleq OG6/g]6 ;]jf, 6]ln;]G6/, s]a'n tyf tf/ljxLg 6]lnlehg k|;f/0fsf] cg'dlt,
gjLs/0f / lgodg
▪ Ps ;o jf6;Ddsf] Pkm= Pd= /]l8of] ;~rfng cg'dlt, gjLs/0f / lgodg
▪ cfˆgf] If]qleq kqklqsfsf] k|sfzg cg'dlt, clen]v tyf lgodg
▪ clen]v Joj:yfkgdf gjLgtd ;"rgf k|ljlwsf] k|of]u
▪ ;"rgf tyf ;~rf/ k|ljlwdf ;j{;fwf/0f hgtfsf] ;xh / ;/n kx'Fr tyf ;"rgf k|ljlwsf]
ljsf; / lj:tf/ ;DaGwL sfo{qmd th'{df / sfof{Gjog

22
 ▪ a}1flgs cWoog, cg';Gwfg / k|ljlw ljsf;df nufgL
▪ ;"rgfsf] xssf] k|rng
▪ ;"rgf tyf ;~rf/ k|ljlwdf cfwfl/t tYofÍ Joj:yfkg .
-u_ tYof+s Joj:yfkg pkzfvf
▪ tYofªs ;+sng, Joj:yfkg tyf k|of]u ;DaGwL gLlt, sfg"g, dfkb08, of]hgf, sfof{Gjog /
lgodg
▪ ;"rgf tyf clen]v s]G›sf] :yfkgf tyf ;~rfng
▪ cfw'lgs k|lalwdfkm{t JolQmut 36gf btf{ -hGd, d[To', ljjfx, a;fO{;/fO{, ;DjGw ljR5]b /
wd{k'q wd{k'qL_, clen]v Joj:yfkg tyf k|ltj]bg
▪ :yfgLo tYofªs ;+sng, k|zf]wg, clen]lvs/0f tyf ljt/0f
• cfwf/e"t tYof+s ;+sng / Joa:yfkg M hg;flÎ\os, k|fs[lts, cfly{s,
;fdflhs, ;f+:s[lts, ef}lts k"af{wf/, /f]huf/Lsf] cj:yf, s"n u|fx:Yo
pTkfbg, k|ltJolQm cfo, dfgj ljsf; ;"rsfÍ, /fhZj tyf cfoJoo
;d]tsf] tYofÍ ;Íng / k|zf]wg u/L ;"rgf k|0ffnLdf cfj4tf / kfZj{ lrq
tyf >f]t gS;fsf] cBfjlws Pj+ clen]v
• a]/f]huf/sf] tYof+s ;+sng
• :yfgLo Jofkf/sf] tYofÍ k|0ffnL / cWoog cg';Gwfg
• ;fdflhs ;'/Iff ;DaGwL :yfgLo tYofÍ / ;"rgf Joj:yfkg
• ;DkGg ePsf tyf rfn" of]hgfsf] ljj/0f
• laifIf]qut ;"rgf, tYof+ssf] ;+sng, clen]v
▪ k|b]z tyf ;+3;Fu tYof+s Pj+ ;"rgf cfbfgk|bfg / ;dGjo
▪ ;DefJo k|fs[lts >f]t tyf ;fwgsf] clen]v -k|f]kmfO{n_ Joa:yfkg
▪ dxfgu/kflnsfsf] cfjlws tyf jflif{s sfo{qmd / ah]6 :jLs[lt .
b|i6AoM dxfgu/ sfo{kflnsfn] dfly plNnlvt laifoIf]q ;d]6\g] u/L cfˆgf] cfjZostf / k|fyldstf
cg'?k ljefu jf dxfzfvf, zfvf,sfof{no, pkzfvf jf OsfO{ ;lxtsf] k|zf;lgs 9fFrf :jLs[t u/L
nfu" ug{ ;Sg]5 .

23
 cg';"rL –#
-lgod $ sf] pklgod -#_ ;+u ;DjlGwt_
j8f ;ldltaf6 ;Dkfbg x'g] sfo{

-s_ j8f:t/Lo tYofÍ ;+sng tyf cBfjlws ug]{M

▪ cfˆgf] j8f leqsf] a:t'ut ljj/0f -gbLgfnf, h}ljs ljljwtf, vlgh kbfy{, hg;+Vofsf]
agf]6, cfly{s cj:yf, pBf]uwGbf, lzIff tyf :jf:Yo ;DaGwL ljj/0f cflb_ tof/ ug]{,
cBfjlws ub}{ n}hfg],
▪ lghL 3/ tyf 3/kl/jf/sf] nut /fVg],
▪ P]ltxfl;s, k'/ftflTjs, ;f+:s[lts tyf wfld{s dxTjsf ;Dkbf, k|frLg :df/s,
;fj{hlgs tyf ;fd'bflos ejg, ;fj{hlgs, P]nfgL, ktL{ hUufsf] nut /fVg] tyf
;+/If0f ug]{,
▪ v'nf If]q, rf]s, 3f6, kf6L, kf}jf, ;Qn, wd{zfnf, d7, dlGb/, u'Djf, dl:hb, b]j:yn,
db/;f, klt{ hUuf, 8fF8fkfvf, r/gIf]q, kfgLsf] d"n, kf]v/L, tnfp, Ogf/, s'jf, wf/f,
9'Fu]wf/f, u'7L3/, af6f], ;8s, k'n k'n];f, s'nf] gx/, kfgL 3§, ldnsf] tYofÍ ;Íng
u/L cBfjlws nut /fVg], ;+/If0f ug]{ / v08Ls[t tYofÍ / ;"rgf ;lxtsf] j8fsf]
kfZj{ lrq tof/ tyf cBfjlws ug]{ .
-v_ j8fsf ljsf; lgdf{0fsf of]hgf th{'df, sfof{Gjog, cg'udg tyf cfjlws k|ult ;dLIff
ug]{M
▪ ;xefuLtfd"ns of]hgf th{'df k|0ffnL cg';f/ a:tL jf 6f]n:t/af6 of]hgf th{'df
k|lqmof cjnDag u/L a:tL tyf 6f]n:t/Lo of]hgfsf] dfu ;Íng, k|fyldsLs/0f tyf
5gf}6 ug]{,
▪ 6f]n ljsf; ;+:yfsf] u7g / kl/rfng tyf j8fleq ;~rfng x'g] of]hgfx¿sf nflu
pkef]Qmf ;ldltsf] u7g tyf ;f]sf] cg'udg ug]{,
▪ j8fleqsf of]hgf tyf ef}lts k"af{wf/sf] ;+/If0f, dd{t ;Def/, /]vb]v tyf Joj:yfkg
ug]{,
-u_ j8fsf ljsf; lgdf{0fsf sfo{x? ug]{M
▪ afn pBfgsf] Joj:yf ug]{,
▪ cgf}krfl/s lzIff sfo{qmd tyf k|f/lDes afn ljsf; s]G› ;~rfng / Joj:yfkg ug]{,
▪ k':tsfno, jfrgfno, ;fd'bflos l;sfO{ s]G›, afnSnj tyf afn;~hfnsf] ;~rfng /
Joj:yfkg ug]{,
▪ j8f txsf] :jf:Yo s]G› tyf s]G›sf] Joj:yfkg ug]{,
▪ afnaflnsfx¿nfO{ la=l;=lh=, kf]lnof], le6fldg “P” sf] Joj:yf ug]{,
▪ kf]if0f sfo{qmdsf] ;~rfng ug]{,
▪ j8f txdf :jf:Yo hgr]tgf ljsf; tyf :jf:Yo ;"rgf sfo{qmdsf] ;~rfng ug]{,
▪ zx/L tyf u|fdL0f :jf:Yo lSnlgssf] ;~rfng ug]{, u/fpg],
▪ ;fj{hlgs zf}rfno tyf :gfg u[xsf] lgdf{0f / Aoj:yfkg ug]{, u/fpg],

24
▪ j8f:t/Lo ;fd'bflos wf/fsf] k|aGw, s'jf, Ogf/ tyf kf]v/Lsf] lgdf{0f, ;+/If0f /
u'0f:t/ lgodg ug]{,
▪ 3/af6 lgsf; x'g] kmf]x/d}nfsf] ;Íng / Joj:yfkg, rf]s tyf uNnLx¿sf] ;/;kmfO{,
9n lgsf;, d/]sf hgfj/sf] Joj:yfkg, ;txL kfgLsf] lgsf; tyf kfgLsf] ;|f]t
;+/If0f ug]{, u/fpg],
▪ s[lif tyf kmnkm"n g;{/Lsf] :yfkgf, ;dGjo / k|j¢{g tyf j8f:t/Lo cu'jf s[ifs
tflndsf] cled'vLs/0f ug]{,
▪ s[lif dnsf] dfu ;Íng ug]{,
▪ s[lifdf nfUg] /f]ux¿sf] ljj/0f tof/ ug]{,
▪ kz'k+5L ljsf; tyf 5f8f rf}kfofsf] Joj:yfkg,
▪ j8fleqsf] r/g If]q ;+/If0f tyf Joj:yfkg ug]{,
▪ :yfgLo ;d'bfosf rf8kj{, efiff ;+:s[ltsf] ljsf;sf] nflu snf, gf6s, hgr]tgfd"ns
tyf ;f+:s[lts sfo{qmd ug]{ u/fpg],
▪ :yfgLo df}lnstf emlNsg] ;f+:s[lts /Llt/LjfhnfO{ ;+/If0f tyf k|j¢{g ug]{,
▪ j8fleq v]ns'b k"af{wf/sf] ljsf; ug]{,
▪ cGt/ ljBfno tyf jfnSnj dfkm{t v]ns"b sfo{qmdsf] ;~rfng ug]{ u/fpg],
▪ j8f If]qleqsf] jf6f]3f6f] rfn" cj:yfdf /fVg] tyf /fVg ;xof]u ug]{,
▪ j8fleqsf ;8s clwsf/If]qdf cj/f]w / cltqmd0f ug{ glbg],
▪ af6f]3f6f]sf] jf9L, klx/f] kG5fpg],
▪ 3/]n' pBf]usf] nut ;Íng tyf ;DefJotf klxrfg ug]{,
▪ j8fleq 3/]n' pBf]usf] k|jb{\wg ug]{,
▪ k|rlnt sfg"g adf]lhd JolQmut 36gf btf{, cBfjlws / ;f]sf] clen]v ;+/If0f ug]{,
▪ JolQmut 36gf btf{ ;DaGwL hgr]tgf sfo{qmd ;~rfng ug]{,
▪ ;fdflhs ;'/Iff eQf ljt/0f tyf clen]v cBfjlws ug]{,
▪ j8fnfO{ afnd}qL agfpg], =
▪ j8fleq cfly{s tyf ;fdflhs ?kdf kl5 k/]sf dlxnf, afnaflnsf, blnt, ckfËtf
ePsf JolQm, h]i7 gful/s, cNk;+Vos, ;LdfGts[t ;d'bfosf] clen]v /fvL ;fdflhs
/ cfly{s pTyfg ;DjGwL sfd ug]{,
▪ ljleGg ;d'bfosf aLr ;fdflhs ;befj / ;f}xfb{tf sfod ug]{,
▪ afnljjfx, dlxnf lj?4sf] lxF;f, 5'jf5't, bx]h tyf bfOhf], xlnof k|yf, 5fpk8L,
sdn/L k|yf, afn>d, dfgj a]rljvg, lg/If/tf h:tf ;fdflhs s'l/tL /
cGwljZjf;sf] cGTo ug]{, u/fpg],
▪ k|rlnt sfg"gsf] cwLgdf /xL dfnkf]t tyf e"ld s/, Joj;fo s/, jxfn s/, lj1fkg
s/, ;Mz'Ns kfls{Ë, gofF Joj;fo btf{, l;kmfl/; b:t'/, ;jf/L ;fwg s/, dgf]/~hg
s/sf] n]vfhf]vf / ;Íng u/L dxfgu/kflnsfdf k|ltj]bg ;lxt /sd a'emfpg],
▪ c;Qm la/fdL ePsf] a]jfl/; jf c;xfo JolQmnfO{ glhssf] c:ktfn jf :jf:Yo s]G›df
k'{ofO{ cf}ifwf]krf/ u/fpg],
▪ c;xfo jf j]jfl/; JolQmsf] d[To' ePdf lghsf] bfx ;+:sf/sf] Joj:yf ldnfpg],
▪ ;8s afnaflnsfsf] p4f/ / k'g;{\yfkgf ug]{, u/fpg],
▪ j8fleqsf] ;fd'bflos jg, jghGo ;Dkbf / h}ljs ljljwtfsf] ;+/If0f / k|jb{\wg ug]{,
25
 ▪ j8f, 6f]n, a:tL:t/df xl/ofnL If]q la:tf/ ug]{ u/fpg],
▪ j8fnfO{ jftfj/0fd}qL agfpg],
▪ k|fËfl/s s[lif, ;'/lIft dft[Tj, ljBfyL{ egf{, k"0f{ vf]k, v'nf lbzfd'Qm ;/;kmfO{,
jftfj/0fd}qL tyf afnd}qL zf;gh:tf k|jb{\wgfTds sfo{x¿ ug]{, u/fpg] .
-3_sfg"g adf]lhdsf lgodg sfo{ ug]{M
▪ j8fleq ;~rflnt ljsf; of]hgf, cfof]hgf tyf ;+nUg pkef]Qmf ;ldltx¿sf sfo{sf]
lgodg ug]{,
▪ 3/lgdf{0f u'0f:t/ tyf ejg ;+lxtf / dfkb08 cg';f/ eP gePsf] cg'udg ug]{,
l;sdL{, 8sdL{nfO{ e"sDk k|lt/f]wL ejg lgdf{0f ;DjGwL tflnd lbg],
▪ vfBfGg, df5f, df;', t/sf/L, kmnkm"n, k]o kbfy{ tyf pkef]Uo ;fdu|Lsf] u'0f:t/ /
d"No;"rL cg'udg u/L pkef]Qmf lxt ;+/If0f ug]{,
▪ j8fleqsf pBf]u wGbf / Joj;fosf] k|a4{g u/L nut /fVg],
▪ xf6 ahf/sf] Joj:yfkg ug]{, u/fpg],
▪ ljB't r'xfj6 tyf rf]/L lgoGq0f ug]{ .
▪ gftf, gful/stf cflbsf] l;kmfl/; tyf k|dfl0ft ug]{ .
▪ cfkm\gf] ef}uf]lns If]q leqsf] lgdf{0f sfo{ tyf cGo ;]jsf] k|of]hgsf nflu lgdf{0f
;fdu|L, Hofnf, ef8f, tyf dxz"nsf] :yfgLo b//]6 tf]Sg] .
▪ cfkm\gf] j8fleqsf pkef]Qmf ;ldlt, ;xsf/L ;+:yf, lghL If]q nufotsf ;a} ljsf;
;fem]bf/x?;Fu ljsf; lgdf{0f tyf ;fj{hlgs ;]jf k|jfxdf ;dGjo ug]{ .
▪ ;do ;dodf g]kfn sfg"gn] tf]s]adf]lhd cGo sfd ug]{ .
-ª_ clen]v Joj:yfkg, l;kmfl/; tyf k|dfl0ft ug]{
▪ kl~hs/0f, gful/stf tyf clen]v Joj:yfkg
• dxfgu/kflnsfdf JolQmut 36gfsf] :yfgLo tYofÍ ;DaGwL gLlt, sfg"g,
dfkb08, of]hgf, sfof{Gjog / lgodg,
• ;+3Lo sfg"g / dfkb08 adf]lhd dxfgu/kflnsfdf JolQmut 36gf -
hGd,d[To', ljafx, a;fO ;/fO, ;DaGw ljR5]b / wd{k'q / wd{k'qL_ sf]
btf{,
• cfw'lgs k|ljlw ckgfO{ JolQmut 36gfsf] clen]v Joj:yfkg / k|ltj]bg,
• g]kfnL gful/stfsf] k|df0fkqsf nflu l;kmfl/; nufotsf dxTjk"0f{
clen]vsf] Joj:yfkg,
• :yfgLo clen]v Joj:yfkg ;DaGwL gLlt, sfg"g, dfkb08, of]hgf,
sfof{Gjog / lgodg,
• :yfgLo :t/sf] clen]v Joa:yfkg .
▪ gftf k|dfl0ft ug]{,
▪ gful/stf tyf gful/stfsf] k|ltlnlk lngsf nflu l;kmfl/; ug]{,
▪ axfn s/sf] n]vfhf]vf l;kmfl/; ug]{,
▪ sf]7f vf]Ng /f]xa/df a:g],
▪ df]xL nut s§fsf] l;kmfl/; ug]{,
26
▪ 3/hUuf s/sf] n]vfhf]vf l;kmfl/; ug]{,
▪ hGd ldlt k|dfl0ft ug]{,
▪ Jofkf/ Joj;fo aGb ePsf], ;~rfng gePsf] jf Aofkf/ Aoj;fo x'Fb} gePsf] l;kmfl/;
ug]{,
▪ ldnfkqsf] sfuh u/fpg] lgj]bg btf{ ug{ l;kmfl/; ug]{,
▪ ljjfx k|dfl0ft tyf cljjflxt k|dfl0ft ug]{,
▪ lgMz'Ns jf ;z'Ns :jf:Yo pkrf/sf] l;kmfl/; ug]{,
▪ cË|]hL dfWoddf l;kmfl/; tyf k|dfl0ft ug]{,
▪ 3/kftfn k|dfl0ft ug]{,
▪ JolQmut ljj/0f k|dfl0ft ug]{,
▪ k'hf{df 3/sfod ug]{ l;kmfl/; ug]{,
▪ km/s, km/s gfd, y/, hGd ldlt tyf k|dfl0ft b'j} gfd u/]sf] JolQm Ps} xf] eGg]
l;kmf/Lz ug]{,
▪ gfd, y/,hGd ldlt ;+zf]wgsf] l;kmfl/; ug]{,
▪ hUuf wgLk"hf{ x/fPsf] l;kmfl/; ug]{,
▪ sfuh / dGh'/Lgfdf k|dfl0ft ug]{,
▪ lsQfsf6 ug{ l;kmfl/; ug]{,
▪ ;+/Ifs k|dfl0ft ug]{ tyf ;+:yfut / JolQmut ;+/Ifs l;kmfl/; ug]{,
▪ hLljt;Fusf] gftf k|dfl0ft ug]{,
▪ xsjfnf jf xsbf/ k|dfl0ft ug]{,
▪ gfd;f/L ug{ l;kmfl/; ug]{,
▪ hUufsf] xs ;DaGwdf l;kmfl/; ug]{,
▪ d[ts;Fusf] gftf k|dfl0ft tyf ;hl{\dg l;kmfl/; ug]{,
▪ pBf]u 7fpF;f/L ug{ l;kmfl/; ug]{,
▪ hLljt /x]sf] l;kmfl/; ug]{,
▪ k"j{ k|fylds ljBfno vf]Ng] l;kmfl/; / cg'dlt lbg],
▪ hUuf d"NofÍg l;kmfl/; k|dfl0ft ug]{,
▪ ljBfnosf] sIff yk ug{ l;kmfl/; ug]{,
▪ kfng kf]if0fsf] nflu l;kmfl/; ug]{,
▪ j}jflxs clËs[t gful/stf l;kmfl/; ug]{,
▪ cfly{s cj:yf sdhf]/ jf lakGgtf k|dfl0ft ug{ jf cfly{s cj:yf alnof] jf ;DkGgtf
k|dfl0ft
▪ ljBfno 7fpF ;f/L ug{ l;kmfl/; ug]{,
▪ wf/f tyf ljB't h8fgsf] nflu l;kmfl/; ug]{,

27
 cg';"rL – $
-lgod $ sf] pklgod -$_ ;Fu ;DalGwt_
k|d'v, pkk|d'v, j8f cWoIf tyf ;b:osf] sfd, st{Jo / clwsf/
!= k|d'vsf] sfd, st{Jo / clwsf/M -!_ k|d'vsf] sfd, st{Jo / clwsf/ b]xfo adf]lhd x'g]5M
-s_ gu/ ;ef tyf gu/sfo{kflnsfsf] a}7s af]nfpg] / a}7ssf] k|d'vtf ug]{ .
-v_ gu/ ;ef tyf gu/ sfo{kflnsfsf] a}7sdf a}7ssf] sfo{;"rL tyf k|:tfj k]z
ug]{, u/fpg] .
-u_ dxfgu/kflnsfsf] aflif{s sfo{qmd tyf ah]6 tof/ u/L ;efdf k]z ug]{ .
-3_ dxfgu/sfo{kflnsfsf] lg0f{odf gu/ ;efsf] clwj]zgsf] cfJxfg / ;dfkgsf]
3f]if0ff ug]{ .
-ª_ dxfgu/kflnsfsf pkk|d'v jf ;b:onfO{ dxfgu/kflnsfsf] sfo{ ljefhg
lgodfjnL cg'?ksf] ljifout sfo{ lhDd]jf/L afF8kmfF8 tyf x]/km]/ ug]{ .
-r_ gu/;ef / gu/ sfo{kflnsfsf] lg0f{o sfof{Gjog ug]{ u/fpg] .
-5_ gu/ sfo{kflnsfsf] b}lgs sfo{sf] ;fdfGo /]vb]v, lgb]{zg / lgoGq0f ug]{ .
-h_ pkk|d'v tyf ;b:onfO{ dxfgu/kflnsfsf] sfdsf nflu :jb]zleq sfhdf v6fpg]
.
-em_ sfo{sf/L clws[tsf] ;ft lbg;DDsf] ljbf jf :jb]zleqsf] sfh :jLs[t ug]{ .
-`_ dxfgu/kflnsfsf] rn crn ;DklQ x]/ljrf/ tyf dd{t ;Def/ ug]{ u/fpg] /
cfDbfgL, vr{, lx;fa / cGo sfuhkq ;'/lIft /fVg], /fVg nufpg] .
-6_ k|rlnt g]kfn sfg"g adf]lhd cfjZos l;kmfl/; ug]{ .
-7_ gu/ ;ef jf gu/sfo{kflnsfn] tf]s]sf cGo sfd ug]{ .
-@_ k|d'vn] cfˆgf] cg'kl:yltdf pkk|d'vnfO{ sfo{jfxs k|d'v tf]Sg'' kg]{5 .

@= pkk|d'vsf] sfd, st{Jo / clwsf/M -!_ pkk|d'vsf] sfd, st{Jo / clwsf/ b]xfo adf]lhd x'g]5M
-s_ Goflos ;ldltsf] ;+of]hs eO{ sfo{ ug]{ .
-v_ dxfgu/kflnsfk|d'vsf] cg'kl:yltdf sfo{afxs k|d'v eO{ sfo{ ug]{ .
-u_ gu/;ef, gu/ sfo{kflnsf tyf k|d'vn] tf]s]sf cGo sfo{ ug]{ .
-@_ pkk|d'vn] cfˆgf] dxfgu/kflnsf If]qaflx/ hfg' kbf{ k|d'vnfO{ hfgsf/L lbg' kg]{5 .

#= j8f cWoIfsf] sfd, st{Jo / clwsf/M -!_ j8f cWoIfsf] sfd, st{Jo / clwsf/ b]xfo adf]lhd
x'g]5M
-s_ cfkm\gf] j8f ;ldltsf] cWoIf eO{ sfo{ ug]{ .

28
 -v_ j8f ;ldltsf ;b:ox?nfO{ j8f ;ldltsf] sfdsf] afF8kmfF8 u/L ;xhLs/0f tyf
kl/rfng ug]{ .
-u_ sfo{kflnsfsf] ;b:o eO{ sfo{ ug]{ .
-3_ j8fsf] ljsf; of]hgf, ah]6 tyf sfo{qmd tof/ ug]{, ug{ nufpg] tyf :jLs[ltsf
nflu dxfgu/kflnsfdf k]z ug]{ .
-ª_ j8faf6 sfof{Gjog x'g] of]hgf tyf sfo{qmdx? sfof{Gjog ug]{ u/fpg], ltgsf]
cg'udg ug]{ tyf cfjlws ;dLIff ug]{ u/fpg] .
-r_ k|rlnt g]kfn sfg"g adf]lhd cfjZos l;kmfl/; ug]{ .
-5_ tf]lsP adf]lhd jf dxfgu/kflnsfk|d'vn] tf]s]sf cGo sfo{ ug]{ .
-@_ j8fWoIfn] cfˆgf] cg'kl:yltdf ;DjlGwt j8f ;ldltsf] h]i7 ;b:onfO{ sfo{jfxs tf]sL
;f]sf] hfgsf/L gu/ sfo{kflnsfnfO{ lbg'kg]{5 .

$=;b:osf] sfd, st{Jo / clwsf/M -!_sfo{kflnsfsf] ;b:osf] sfd, st{Jo / clwsf/ b]xfo adf]lhd
x'g]5 M–
-s_ sfo{kflnsfsf] a}7sdf efu lng] .
-v_ k|d'vn] tf]s]sf] laifout If]qsf] ;+of]hs jf cWoIf eO{ tf]lsPsf] sfo{ ug]{ .
-u_ k|d'vn] tf]s]sf cGo sfo{ ug]{ .
-@_ ;b:on] dxfgu/kflnsf If]q aflx/ hfFbf k|d'vnfO{ hfgsf/L lbO{ hfg' kg]{5 .

%= j8f ;b:osf] sfd, st{Jo / clwsf/M -!_ j8f ;b:osf] sfd, st{Jo / clwsf/ b]xfo adf]lhd
x'g]5M
-s_ j8f ;ldltsf] a}7sdf efu lng] .
-v_ j8f cWoIfsf] cg'kl:yltdf j8fcWoIfn] tf]s] adf]lhd sfo{jfxs j8f cWoIf eO{
sfo{ ug]{ .
-u_ j8f cWoIfn] tf]s]sf cGo sfo{ ug]{ .
-@_ j8f ;b:on] dxfgu/kflnsf If]q aflx/ hfFbf j8f cWoIfdfkm{t sfo{kflnsfnfO{ hfgsf/L
lbg' kg]{5 .

29
 cg';"rL —%
laifout ;ldltx?sf] ljj/0f
-lgod $ sf] pklgod -^_ ;+u ;DjlGwt_
-s_ ;fj{hlgs ;]jf tyf Ifdtf ljsf; ;ldlt
-v_ cfly{s ljsf; ;ldlt
-u_ ;fdflhs ljsf; ;ldlt
-3_ k"jf{wf/ ljsf; ;ldlt
-ª_ jftfj/0f tyf ljkb\ Joj:yfkg ;ldlt
-r_ law]os ;ldlt

cf1fn],
s'df/k|;fb bfxfn
k|d'v k|zf;sLo clws[t

30