NOTICE:
NON-NEGOTIABLE NON-TRANSFERABLE THIS IS A PRIVATE MATTER TITLE OF ORIGIN
CERTIFIED MAIL: # 9589 0710 5270 1408 7623 82
From: JOSE LUIS MORENO October 28, 2024
RFD B025-77
c/o P.O. Box 661577
c/o Los Angeles, Republic of California 00000
Att: Dr. Miguel A. Cardona
To: U.S. DEPARTMENT of EDUCATION
FEDERAL STUDENT AID
DEFAULT RESOLUTION GROUP
P.O. Box 2005
GREENVILLE, TX 75403-2005
Re: Debt No.: 19076081 / 19076797 Account No.: 1018706360
Dear Sir or Madam,
I am writing to formally rescind my consent related to the alleged promissory note tied to the above-referenced
debt and account numbers. Upon carful review, I have determined that the purported agreement is invalid due to
the following reasons:
NOTICE- All notices and challenges are non-statutory in nature, usage of such are not to be construed as consent to
statutory jurisdiction, or a contractual agreement with any party; reserving all rights and independence conferred by
Almighty God to the man called Jose Moreno (hereafter referenced as “a private man with real hands and feet”).
Points of Authority:
96 Stat. 1211 Year of the Bible
RFRA Religious Freedom Restoration Act
Genesis 1:26-28 - “...and let them have dominion over...all the earth,and every...thing”
Romans 13:8 - “Owe no man anything, but to love one another: for he that loveth another hath
fulfilled the law.”
Matthew 6:12- “And forgive us our debts, as we forgive out debtors”
Exodus 20:16 - “Thou shall not bear false witness against thy neighbor”
17 CFR § 240.14c 6 - False or misleading statements
18 USC 514 - Fictitious obligations
WHAT IS DEBT?
The California Civil Code (herein after CV) §1788.2(d) defines debt as “The term “debt” means money,
property, or their equivalent that is due or owing or alleged to be due or owing from a natural person to another
person.” CV §1788.2(g) defines person as “The term “person” means a natural person, partnership,
corporation, limited liability company, trust, estate, cooperative, association, or other similar entity.” Under the
doctrine of Ejusdem Generis, I do not fall into the category of “persons” and can not owe any person a debt
under California law. The only capacity I consent to being is that of one of the people, a public beneficiary, and a
private real man with hands and feet. The only debt I can incur is by my fellow man and any “real men with
hands and feet”. Portfolio Recovery Associates on the other hand is an entity that falls into the California and
Federal statutory definition of an entity that can owe a debt since it is operating within this State and Interstate
Commerce and is a Resident Entity residing within the Federal Zone pursuant to 19 USC 81o, “no person shall
be allowed to reside within the zone except Federal, State, or municipal officers or agents whose resident
presence is deemed necessary by the
Board”, which consists of the Secretary of Treasury and Secretary of Commerce of the United States.
Under Federal law as well, 31 USC §3701(b)(1) defines the term “claim” or “debt” as “any amount of funds or
property that has been determined by an appropriate official of the Federal Government to be owed to the
United States by a person, organization, or entity other than another Federal agency. A claim includes, without
limitation—
(A) funds owed on account of loans made, insured, or guaranteed by the Government, including any deficiency or any
difference between the price obtained by the Government in the sale of a property and the amount owed to the Government
on a mortgage on the property.”
WHAT MAY BE USED AS “PAYMENT” FOR DEBT?
Although most people demanding payment are not aware of what money actually is, they claim they will accept “cash,
cheque, money order, credit cards, debit cards, etc.” without consideration that it is all processed by and through the Federal
Reserve System and its Board of Governors which define at 12 U.S. Code § 411, “Federal reserve notes, to be issued at the
discretion of the Board of Governors of the Federal Reserve System for the purpose of making advances to Federal reserve
banks through the Federal reserve agents as hereinafter set forth and for no other purpose, are authorized. The said notes
shall be obligations of the United States and shall be receivable by all national and member banks and Federal reserve
banks and for all taxes, customs, and other public dues. They shall be redeemed in lawful money on demand at the Treasury
Department of the United States, in the city of Washington, District of Columbia, or at any Federal Reserve bank.”
Logically, as I am a private real man with hands and feet and not an agent of the Federal Reserve System, I cannot use
Federal reserve notes and since Federal Reserve notes can be redeemed in lawful money it means that they themselves are
not lawful money and again according to the definition, only authorized agents may use the System.
WHO THEN IS LEGALLY RESPONSIBLE TO PAY DEBTS?
Pursuant to Article 1 Section 8 Clause 1 of the constitution for the United States, “The Congress shall have Power To lay
and collect Taxes, Duties, Imposts and Excises, to pay the Debts...”
The Universal Commercial Code (herein after UCC) § 9-102. defines “Debtor" as:
(A) a person having an interest, other than a security interest or other lien, in the collateral, whether or not the person is an
obligor;
(B) a seller of accounts, chattel paper, payment intangibles, or promissory notes; or
(C) a consignee.
The Bankruptcy section of the United States Code (USC), 11 U.S. Code § 109(a), defines “Who may be a debtor:
Notwithstanding any other provision of this section, only a person that resides or has a domicile, a place of business, or
property in the United States, or a municipality, may be a debtor under this title.”
UCC § 9-307 situates the location of a debtor.
(a) ["Place of business."]:
In this section, "place of business" means a place where a debtor conducts its affairs.
(h) [Location of United States.]:
The United States is located in the District of Columbia.
31 U.S.C. § 3123(a) states, “The faith of the United States Government is pledged to pay, in legal tender, principal and
interest on the obligations of the Government…”
18 U.S.C § 8 defines, “The term “obligation or other security of the United States” includes all bonds, certificates of
indebtedness, national bank currency, Federal Reserve notes, Federal Reserve bank notes, coupons, United States notes,
Treasury notes, gold certificates, silver certificates, fractional notes, certificates of deposit, bills, checks, or drafts for
money, drawn by or upon
authorized officers of the United States, stamps and other representatives of value, of whatever denomination, issued under
any Act of Congress, and canceled United States stamps.”
WHY IS IT IMPOSSIBLE FOR A REAL MAN WITH HANDS AND FEET TO PAY DEBT?
It is this private real man with hands and feet’s sincerely held religious belief and practice that Almighty God, supreme ruler
of the Universe has us here to create and share with each other freely. To exercise the dominion granted by the Almighty
God, supreme ruler of the Universe and to not participate in the Commercial Interstate and/or Foreign Commerce as I fulfill
my basic necessities of life and pursuit of happiness.
WHEREAS Article 1, Section 10 of the Constitution expressly mandates: "No State shall... make any Thing but gold and
silver Coin a Tender in Payment of Debts"; and;
WHEREAS Article 1, Section 10 of the Constitution expressly mandates: "No State shall... make any Thing but gold and
silver Coin a Tender in Payment of Debts"; and;
WHEREAS due to P.L. 89-31, (July 23, 1965) S. 2080, and S. 9029, (June 24, 1967) Title 30, Section 9898 H, and 60 Stat.
596, all silver coin was removed from common circulation at par, at the banks in the United States, which said Public Laws,
Sections and Statutes remain unrepealed to date, and;
WHEREAS Congress has removed gold and silver coin (lawful money) from free circulation within the State of California,
contrary to constitutional design and mandate; and.
WHEREAS there are no United States Dollars (USD) in circulation and the symbol “$” is not defined anywhere in law.
And;
WHEREAS it is my sincerely held religious belief and practice to follow the law as it is written and not as it may be
interpreted or presumed by those that have never read it, or lacks comprehension of it. and;
WHEREAS a private real man with hands and feet is estopped from obtaining lawful money dollars at par value, and
therefore, do not have any lawful money dollars (i.e. United States Dollars (USD)) ;
Therefore, a private real man with hands and feet is unable to be a debtor, make payment of any alleged debt since to do so
is an impossibility, and the want of such is a request for me to commit a federal crime. To be placed in such a position is
slavery, theft, extortion, and a violation against both man and God.
INTENT
This private real man with hands and feet is not an authorized agent of the United States nor the Federal Reserve system,
however, my intent is to enjoy and exercise my religious and natural freedoms and unalienable rights to dominion as
endowed to me by Almighty God, supreme ruler of the Universe and secured by the Constitutions for the United States, and
the Republic of California, legislative acts, assumptions, and presumptions to the contrary notwithstanding.
DEMAND
I demand that any derogatory information, false reports, or unvalidated claims associated with my account be immediately
removed and rescinded from your records and any credit reporting agencies. Inaccurate and unfounded information has been
reported, which is causing undue harm. As mandated by the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit
Reporting Act (FCRA), you are required to ensure that all information reported is accurate and verifiable. I expect
immediate action to rectify these errors and confirmation in writing that all negative entries have been permanently deleted.
1. No full disclosure: At no time I was provided with complete and accurate information regarding the essential
terms, conditions, and obligations of the alleged loan. The lack of disclosure constitutes a violation of my rights
as the borrower, as I was not fully informed about:
·The true nature of the transaction.
·The cost, fees, and interest rates.
·The right and obligations of both parties involved.
2. No Consideration: The Lender has not provided any actual consideration for the alleged promissory note.
Instead, the loan was made using my own Credit, meaning no real funds we advanced by the alleged lender. A
valid contract requires consideration from both parties, and since no consideration was provided by the alleged
lender, there is no binding obligation.
3. Issuer and Principal: As the issuer on behalf of the Principal (U.S. Person), I assert that no funds were lent
to me, the agent of the Principal, by the alleged lender. As such, I am claiming all amounts due to me as the
registered owner of the U.S. Person and the issuer of the credit associated with this account. No enforceable
loan contract exist between the alleged lender and myself.
Based on the above points, I am hereby rescinding any consent or agreement that I may have entered into
regarding this alleged debt and promissory note. I request that you:
· Cease all collection efforts related to this alleged debt.
· Void the promissory note and update your records to reflect the rescission.
· Acknowledge my claim of principal balance, as I am the U.S. Person’s registered owner and issuer of the
credit. (Any documentation will be provided if requested to confirm ownership of U.S. Person)
· Acknowledge my position as the investor, recognizing that the promissory note deposit establishes my rights
in this transaction.
As stated in Deuteronomy 15: 1-2, “At the end of every seven years, you shall grant a release of debt,”reflecting
the importance of forgiveness and financial freedom. In light of my equity In this promissory note, I seek your
understanding and compassion regarding this matter. I hope that we can reach an amicable resolution,
recognizing the spiritual and moral principals outlined in this verse and my rightful position as the equity holder.
I respectfully request that you consider my position and acknowledge my unalienable rights in all aspects.
Please confirm in writing that you have received this notice of rescission and that you will take necessary steps
to rectify that situation. I reserve all rights to pursue additional remedies and dispute this matter further if
necessary. And so it is in all dimensions of space and time here and now so be it. In good faith and in honor.
Sincerely,
Autograph:
Affiant's/Beneficiary’s right thumbprint by:_____________________________Autograph of Jose Moreno, a private real
man with hands and feet.
