New Business - Effective 1st July 2025 for Single Year Fresh Policies
Preferred Insurance Co. Star Health Insurance
Net Premium % Reward Net premium % Reward
Upto 75K 2.3X Upto 1 lac 2.0X
75K-1.50lac 2.6X Above 1 lac 2.2X
1.50 lac & Above 3.0X
Sum Insured - 5L & 7.50L
Net Premium % Reward
Care HI | Niva Bupa | Reliance GI | ICICI Any Premium 2.0X
Lombard | TATA AIG | Chola MS |Cigna
(Excluding Senior Citizen/Elite) | SBI - Arogya Care HI | Niva Bupa| ICICI Lombard | Tata AIG
Supreme, Super health & Super Top Up | |Cigna (Excluding Senior Citizen/Elite) | SBI -
ABHI Max Plus & Active One Arogya Supreme, Super health & Super Top Up
HDFC Ergo - Family Floater (Only Optima
Secure, Optima Restore) in Preferred*
Locations only. Non-Preferred List HDFC Ergo
Minimum Sum Insured 10L & above 1 Delhi/ Haryana/NCR
2 Nasik/Thane
Non-Preferred Insurance Co. 3 Agra/Mathura/Aligarh
Net Premium % Reward 4 Ahmedabad/Surat/Vadodara
Any Premium 1.0X 6 Bareilly / Beed / Ahmednagar
Jalgaon / Pune / Raigarh /
7
Dhule
Kotak GI | Iffco Tokio | Cigna – Senior Future Generali and Bajaj EMI cases will not
Citizen/Elite) be eligible for the Payout.
Note: For fresh health insurance cases, all policies with a sum insured
of ₹5 lakhs and above will be considered for the slab change.
New Business - Effective 1st July 2025
For Multi Year Fresh Policies – Applicable for 2 & 3 years
Preferred Insurance Co.
Net Premium % Reward
Upto 1L 2.50X
1L & Above 2.90X
Care HI | Niva Bupa | Reliance GI | ICICI Lombard | Chola
Important Note:
*Except above mentioned ICs, the rest of the IC premium will be considered on single
year premium, and payout will be given each year on the single year premium.
In case of Preferred ICs:
Ex: If a 3-year premium is 1.5 lacs then all payouts will be given in one single shot.
In case of non-Preferred ICs:
Ex: If a 3-year policy of the premium is 1.5 lacs then payout will be in 3 instalments each
year at premium of 50k
Portability Business - Effective 1st July 2025
Preferred Insurance Co. Star Health Insurance
Net Premium % Reward Net premium % Reward
Upto 1L 1.60X Any Premium 1.50X
1L & Above 1.80X
Non-Preferred Insurance Co.
Care HI – Excluding Care Supreme | ICICI Net Premium % Reward
Lombard | Cigna – Excluding Senior Any Premium 1.0X
Citizen/Elite | Niva Bupa Reliance | Care Supreme |Tata AIG |
Minimum Sum Insured 10L & above Cigna Senior Citizen/Elite
Care | Cigna & Tata AIG
Sum Insured 10L & above.
Future Generali and Bajaj EMI cases will not be Reliance GI - Minimum Sum Insured
eligible for the Payout. 20L
Important Note:
Important Note: For Multi Year Policies payout will be given each year based on single year premium
Livlong Wellness | Effective 1st July 2025
Net Premium % Reward
Up to 50K 2.50X
50K – 1L 3.00X
1L – 1.50L 3.50X
1.50 & Above 4.00X
Travel and PA Policies Effective 1st July 2024
IC Name Travel Insurance PA
Care 3.0X NA
Tata 3.5X 3.0X
Reliance 3.0X 3.5X
ICICI Lombard 3.0X 3.0X
SBI NA 3.0X
Alternate DSA Product Effective 1st July 2024
IC Name % Reward
EMI Protection | Niva PA Protection | Magma & Niva CIPA | Digit Life Gold 4.50X
ICICI Home Protection 4.0X
Renewal 1st Year
ICs Name % Reward
Care – Except Supreme | Cigna – Except Senior | Niva Bupa | ICICI 1.50X
Tata AIG | Chola MS | Reliance GI 1.50X
Care Supreme | Cigna Senior | Aditya Birla | SBI | Star HI 1.00X
Renewal – Subsequent Year
ICs Name % Reward
Care | Cigna |Niva Bupa | ICICI | Reliance | SBI 1.00X
Star Health | Chola MS | Tata AIG 0.75X
Corporate SME - Effective 1st July 2025
Partner SME Reward
Particular Standard Non Standard Decline
Fire 15% 10% 0%
Marine 15% 10% 0%
WC 15% 10% 0%
GMC - Less than 300 Lives 10% 3% 0%
GMC Affinity - Care upto 50 Lives 15% 0% 0%
Important Points:
Preferred IC
Fire Marine WC GMC
ICICI Lombard ICICI Lombard ICICI Lombard Tata AIG
Reliance Reliance Reliance Care HI
Universal Sampoo Universal Sampoo Universal Sampoo
Bajaj GI Bajaj GI Bajaj GI
Standard Deal Preferred Occupancy & Preferred IC
Non-Standard Deal Non-Preferred Occupancy & Preferred IC
Decline Risk Non-Preferred/Decline Occupancy & Preferred IC
Non-Preferred IC Other than the Preferred IC quote, partner will get 0% payout.
Misc. Products Payout will be discussed on case-to-case basis
