(+91) 7407622729
RAKESH PHONE
EMAIL [email protected]
SANPUI
LOCATION Newtown, Kolkata 700135,
INDIA
ACTING ATL (ASSISTANT
TEAM LEADER) EXPERIENCE 6 Years 0 Month
Profile Summary
Results-driven professional with over 6 years of
Key Skills experience in US mortgage processes, specializing in
Tax Calling, Mortgage Pre-Underwriting, title searches
Tax Calling & Property Tax (CoS), Payoff generation, Post-Closing & Shipping
Verification Operations and Loan servicing. Proficient in industry-
Mortgage Pre-Underwriting & standard tools such as Datatree, DataTrace,
Risk Assessment NetroOnline, FAST EWB, and The Mortgage Office
Loan Servicing & Payoff (TMO) and LOS. Adept at ensuring compliance,
Generation analyzing property records, and streamlining mortgage
Title Search & Lien Verification servicing processes to support clear title transfers and
(COS) accurate loan closings.
Advanced Excel & Data
Analysis Work Experience
Proficiency In FAST EWB The
Mortgage Office (TMO) Acting ATL (Assistant Team Leader)
Datatree DataTrace Knowledge Splice Services
NetroOnline 07/2024 - 07/2025
Power BI Dashboards
Performed mortgage pre-underwriting tasks,
Structured Query Language including document verification and risk analysis,
(SQL)
to ensure loan eligibility and compliance.
4Cs(Credit Capacity Capital
Credit Analysis, Income & Asset Verification, Pre-
Collateral)
Underwriting Support, Collateral Review, Loan
5Cs (Credit Capacity Capital Conditions Management.
Collateral &
Supervise a team responsible for loan servicing,
Character/Conditions)
payoff generation, and title search (COS)
Experience With Mortgage processes, ensuring accurate preparation of
Loan Origination Systems (LOS)
mortgage documentation.
And Document Management
Systems (DMS) Such As Conduct tax calling and verify property tax details,
Encompass Calyx Or DocMagic. ensuring compliance with regulatory standards and
accurate payoff calculations.
Analyze property records to verify assignments and
Certification liens, supporting seamless title transfers and pre-
underwriting assessments.
E-PRABESH COURSE
(Computer Basic) Post-Closing & Shipping Operations
Tally ERP 9 With Advance Excel Assistant Supervisor
Microsoft Excel - Data Analysis Intelligent Image Management
With Excel, Power BI, SQL And 01/2022 - 07/2024
Python From EME Academy
Conducted U.S. mortgage title searches (COS) and
verified property records, supporting accurate loan
Languages servicing and payoff generation.
Bengali Utilize FAST EWB, The Mortgage Office (TMO), and
English Datatree to streamline loan servicing and title
search tasks, improving operational efficiency.
Hindi
Collaborated with teams to validate property tax
details and title insurance, ensuring error-free
Hobbies mortgage processes.
Playing Cricket Used DataTrace and Advanced Excel for data
analysis, enhancing accuracy in pre-underwriting
Interact With People and title search processes.
Additional Skills Data Analyst
Intelligent Image Management Inc.
Underwriting Softwares:
LOS Platforms: Encompass, Calyx
06/2019 - 12/2021
Point, LendingPad
Prepared and submitted mortgage documents
➡️ Proficient in Uploading, Processing, (e.g., deeds, liens, satisfactions) electronically to
and Managing Mortgage files from
Application through Pre-Underwriting
county recording offices using e-recording
using Industry -Standard Platforms. platforms, ensuring accuracy and compliance with
jurisdictional requirements.
Credit & Appraisal Tools: DU (Desktop
Underwriter), LPA (Loan Product Analyzing property tax records, ensuring
Advisor), UWM Ease, Fannie/Freddie compliance with regulatory requirements.
System
Performed data entry and analysis using
➡️Skilled in running AUS, interpreting NetroOnline and Advanced Excel, optimizing
findings, uploading conditions, and mortgage documentation processes.
tracking loan status through lender and
investor portals.
Education
B.A - Arts&Humanities
2022
NSOU
12th
2018
West Bengal , Bengali / Bangla
Grade - 77%
10th
2016
West Bengal , Bengali / Bangla
Grade - 66%
