BEST
HEALTH INSURANCE
CLAIMS
SERVICE
LEADER OF THE YEAR
COMPANY IN RURAL SECTOR
INDIA INSURANCE SUMMIT & AWARDS 2024
PRESENTING
care supreme
(value for money)
Redefining the value that you get
from your Health Insurance
`
Up to Earn up to
Unlimited No reduction Unlimited
100% Automatic 30% in Cumulative
E-consultation
Increase in Total Recharge for Discount Bonus even if
with General
Coverage* Related & Unrelated on Renewal# you claim Physician^
Illnesses
• Up to 60 days pre hospitalization and 180 days post hospitalization coverage
• Pay the premium as per the city you live in
• AYUSH treatment coverage up to 100% of Sum Insured
• Coverage for treatment expenses at home up to 100% of Sum Insured
under Domiciliary Hospitalization
• Advance technology methods covered up to 100% of Sum insured
*Up to 100% due to Cumulative Bonus for 2 consecutive years. #Through Healthy days fitness program under Wellness Benefit (Optional Cover).
^As per the empanelled list of general physicians within the company network.
Plan Details:
Sum Insured 5L/7L/10L
In-Patient Care Upto SI
Day Care Treatment Upto SI
Modified to Most Economical Single Private AC Room in
Room Rent^^
hospital with Room rent Modification Optional benefit
Advance Technology Methods Upto SI
Pre-Hospitalization Medical Expenses 60 Days
Post Hospitalization Medical Expenses 180 Days
AYUSH Treatment Upto SI
Domiciliary Hospitalization Upto SI
Organ Donor Cover Upto SI
Road Ambulance Cover Up to Rs.10,000 per year
Cumulative Bonus 50% of SI per year, max up to 100% of SI; Claim will not
reduce Bonus Accrued
Unlimited Automatic Recharge Available for unlimited times for unrelated or same illness.
Unlimited E-Consultations Available for Consultations with General Physicians
Health Portal- Doctor on chat, Healthy tips reminder, etc.
Health Services Discount Connect – Discounts on services such as
consultations, diagnostics, etc through our network
available in Mobile App.
Smart Select^^ Available only at restricted network
Other than listed Smart Select Hospitals : an additional
co-payment of 20% per claim will be applicable
Wellness benefit^^ a) Recording 10,000 steps or more in a day through
tracking apps, devices etc.
No. of days in a year Renewal Discount
270 30%
240 20%
180 15%
120 10%
Less than 120 0%
• This benefit will be applicable on Individual basis.
In case of floater, average of no. of healthy days as
attained by all the Insured shall be considered.
• Responsibility of mapping device with CHIL system
is of the Insured.
• No. of days completing 10,000 steps or more that
are accumulated in last 2 months of the Policy
Period would not be considered for discount on
renewal premium. The same shall carry forward
and will be considered in next policy period.
• In case of multi tenure, average of no. of healthy
days over policy tenure will be considered for
discount.
• In case of instalment premium mode is opted, then
discount shall be considered only post payment of
first 6 month of premium.
• Vouchers of value equivalent to renewal discount
amount can also be provided to Insured in case
he/she do not wish for discount on renewal
premium.
Note: The above section of benefit is available only for
Insured covered as Adults aged 18 and above in the
Policy and discount calculated shall be applicable on
total premium of Policy.
b) Access to Digital Fitness Coaching
c) Access to AI Fitness Coaching
d) Access to Nutritionist/Wellness Coach
Note: Benefit (b, c & d) shall be available for Insured
members aged above 12 years.
Entry Age – Minimum Individual :Adult : 41 Years;
Floater : Adult 18 Years
Individual :Adult : 60 Years;
Entry Age – Maximum
Floater : Adult 60 Years
Exit Age Adult: Lifelong; Child: 25 Years
Individual: max up to 6 persons;
Cover Type
Floater: max up to 2A2C
Tenure Options 1/2/3 Years
Zone 1: Delhi NCR, Mumbai Metropolis Area (including
Mumbai suburban, Thane, Palghar, Raigad , any other city
defined by Government ), Gujarat State, Aligarh, Mathura
(Delhi NCR includes Delhi, Baghpat, Bulandshahr, Gautam
Pricing Buddh Nagar, Ghaziabad, Hapur, Meerut, Muzaffarnagar,
Shamli, Charkhi Dadri, Faridabad, Gurugram, Jhajjar, Jind,
Karnal, Mahendragarh, Nuh, Palwal, Panipat, Rewari,
Bhiwani, Alwar, Bharatpur, Rohtak , Sonipat, any other
city defined by Government)
Zone 2: Rest of India
Self, spouse/live-in partner/same sex partner, son,
Who are covered (Relationship with respect
daughter, father, mother, mother-in-law, father-in law,
to the Proposer)
Grandfather, grand mother
^^Room Rent Modification, Smart Select and Wellness Benefit are Optional benefits pre-added on the Care Supreme-Value for Money preposition
Note:
• Plan will not be sourced to customers of Delhi NCR
• Smart Select Network available for customers in Value for Money is different from standard Smart Select Network available with other products.
Wait Periods:
Initial Wait Period 30 Days
(not applicable on accident cases)
Named Ailment 24 Months
Pre-Existing Diseases 48 Months
ABOUT US
CARE HEALTH INSURANCE LIMITED
Care Health Insurance is a specialized health insurer offering products in the retail segment for Health Insurance,
Top-up Coverage, Personal Accident, Maternity, International Travel Insurance and Critical Illness along with Group
Health Insurance and Group Personal Accident Insurance for Corporates, Micro Insurance Products for the Rural
Market and a Comprehensive Set of Wellness Services. With its operating philosophy being based on the principal
tenet of ‘consumer-centricity’, the company has consistently invested in the effective application of technology to
deliver excellence in customer servicing, product innovation and value-for-money services.
Care Health Insurance was conferred with ‘Claims Service Leader for the Year’ & ‘Best Health Insurance Company
in Rural Sector’ awards at the India Insurance Summit & Awards 2024; it was recognized for ‘Excellence in Patient
Service Delivery’ at the FICCI Healthcare Excellence Awards 2023 and received the ‘Smart Insurer’ & ‘Amiable
Insurer’ awards in the domain of Health Insurance at the 10th Annual Insurance Summit & Awards 2023. Care Health
was awarded ‘Best Health Insurance Company of the Year’ at India Insurance Summit & Awards 2023 and ‘Smart
Insurer of the Year’ and ‘Sales Champion of the Year’ at The Economic Times Insurance Summit & Awards 2022. The
Company was recipient of the ‘Best Health Insurance Product’ and ‘Best Health Insurance Agents’ awards at the
Insurance Alertss Awards, 2021, and received the ‘Best Health Insurance Product Award’ at FICCI Healthcare
Excellence Awards 2019.
Care Health Insurance Limited
Regd. Office: 5th Floor, 19 Chawla House, Nehru Place, New Delhi-110019 Corresp. Office: Vipul Tech Square,
Tower C, 3rd Floor, Golf Course Road, Sector-43, Gurugram-122009 (Haryana) Website: www.careinsurance.com
Disclaimer: This is only summary of selective features of product care supreme. For more details on risk factors,
terms and conditions please read sales brochure carefully before concluding a sale. Please seek the advice of your
insurance advisor if you require any further information or clarification.
Insurance is a subject matter of solicitation. CIN:U66000DL2007PLC161503 UAN:24036062
UIN:UIN:CHIHLIP23128V012223 IRDAI Registration Number - 148
REACH US @
Self Help Portal:
www.careinsurance.com/self-help-portal.html
Care Health- WhatsApp
Ver:MAR/24/AP
Submit Your Queries/Requests:
Customer App 8860402452
www.careinsurance.com/contact-us.html
