Cash Management

File Layout
Standard - Automatic Debit - 150 positions
Version October/2007

INDEX
SUBJECT PAGE

I - GENERAL CHARACTERISTICS

1 - OF THE FILE 3

2 - CUSTOMER REGISTRATION 4

3 - TO THE DEBIT IN ACCOUNT 5

4 - OF THE AGENCY NETWORK 5

II - DESCRIPTION OF THE RECORDS IN THE FILE

REGISTER "A" - HEADER 6

REGISTRATION "B" - AUTOMATIC DEBIT REGISTRATION.......................... 7

REGISTRATION 'C' - OCCURRENCES IN THE DEBT REGISTRATION

AUTOMATIC 8

REGISTRATION “D” - CHANGE OF CONTROL BY THE COMPANY....................... 9

REGISTER 'E' - DEBIT IN CHECKING ACCOUNT 10

REGISTER 'F' - RETURN OF AUTOMATIC DEBIT 11

REGISTER 'H' - OCCURRENCE OF CHANGE OF CONTROL OF THE COMPANY 13

REGISTRATION "I" - AUTOMATIC DEBIT INCENTIVE 14

REGISTER 'J' - CONFIRMS THE PROCESSING OF FILES 15

REGISTRY 'L' - SCHEDULE OF TAX BILLING............. 16

REGISTER 'T' - TOTAL CUSTOMERS DEBITED 17

REGISTER “X”- LIST OF AGENCIES 18

REGISTER 'Z' - TRAILER 19

III - NOTES

I - GENERAL CHARACTERISTICS

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1 - IN THE FILE

1.01 - MAGNETIC/DIGITAL MEDIUM: Transmission

1.02 - ORGANIZATION: Sequential.

1.03 - RECORD: Fixed Size - 150 Bytes.

1.04 - LABEL: No Label.

No tape mark at the beginning and mandatory at the end of the file.

1.05 - BLOCKING: 20 Records per Block - 3000 Bytes.

1.06 - RECORDING DENSITY: 1600 or 6250 BPI.

1.07 - CODING: 9 EBCDIC tracks.

1.08 - PROPERTY: THE BANK AND THE COMPANY COMMIT TO USE THE
. INFORMATION CONTAINED IN THE FILES, FOR THE
. AUTOMATIC DEBIT SYSTEM.

1.09 - REMITTANCE - Always the property of the COMPANY, containing records of type 'A', 'J' and 'Z'
. . mandatory and 'C', 'D', 'E', 'I' and 'L'.

1.10 RETURN - Property of the BANK, containing mandatory record types 'A', 'J', and 'Z
“B”, ”F”, “G”, “H” , “T” e “X”.

1.11 FORMAT OF FIELDS

NUMERIC ( 9 ) Right-aligned, with leading zeros, and the unused

must contain zeros.

ALPHANUMERIC (X) Aligned on the left, with blanks on the right, and the non
used must contain whitespaces.

1.12 RETENTION PERIOD

The Magnetic Media (Tapes, Cartridge, Floppy Disk, etc.), owned by the sender
shipment Company and return-Bank), must be processed and returned to you
owner, within a maximum period of 5 working days, exactly as they were recorded, without
any alteration.

2 - CUSTOMER REGISTRATION

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The registration and the registration of debit options is the sole responsibility of
Banks, which must inform companies, through Registration type 'B', the
maintenance performed.

2.01.1 - At the discretion of each bank and by mutual agreement with the company, the registration
can also be done by the company, through the 'E' type Registration. For that
it is necessary for a specific clause to be included in the contract or an addendum to the contract
already signed. This practice is called "MIXED" agreement.

2.02 - Companies must return to the Banks information about any maintenance.
rejected, through .do record "C" -OCCURRENCES IN REGISTRATION OF
DIRECT DEBIT. This information will be forwarded to the agencies to take
the necessary measures with the optants.

2.03 - After 3 months without debit transactions, the opting customers will be automatically
excluded from the registration. To avoid such occurrence, the Company must send a zeroed record,
when there is no debt for the applicant, regarding the period.

2.04 - The companies will indicate on the Invoice or Due Notice:

2.04.1 - The field "CUSTOMER IDENTIFICATION IN THE COMPANY", for capture and
filling in the option sheets for debit by the Banks.

The company must inform the Bank:

The size, shape, and location of this information on the invoice.

b - The process of verifying this information.

Calculation of verification digit (required).

On the invoice, this field should be highlighted, with the name 'Identification for Debit'
Automatic.

2.04.2 -Message regarding Automatic Debit.

Model - 'CONSIDER THIS ACCOUNT SETTLED IF THE DEBIT IS MADE IN'

............. CURRENT ACCOUNT THROUGH SUFFICIENT PROVISION OF FUNDS
. AND PROOF THROUGH BANK STATEMENT.
2.04.3 - Message in the current account, informing the situation of the previous account.

- Models - “DEBT DUE ON DD/MM/YYYY - SETTLED”

ACCOUNT DUE ON DD/MM/YYYY - OPEN

2.05 - Any changes identified by the Banks will be sent to the companies by two
Records. "B", one of exclusion (previous) and another of inclusion (current).

2.06- The cancellation of the registration of the optant, both by the Bank and by the Company, does not
cancel.scheduled releases for a future date. To cancel the release, see the item
3.02 and the description of the record 'E' - DEBIT IN CHECKING ACCOUNT.

2.07 – In the case of a charge that is already recorded in the company's database as automatic debit, to
a new registration for the same customer must be accepted, that is, it will be considered.
always the most recent registration date.
3 - TO DEBIT IN ACCOUNT

4 out of 21
3.01 - Companies must submit the debt records at least 5 business days before the date.
due date (date to execute the debit), which can be contained in the same file
various.due_dates.

3.02 - Any cancellations of entries previously sent to the Bank must

sent, at least, 2 business days before the scheduled debit date.

3.03 - Any debts that have a due date on a non-business day (Saturday, Sunday,
.national holidays and local holidays), will be considered due on the next day
useful (date on which they should be debited).

3.04 - The Bank commits to returning to the Company all type 'F' records, originating from type
"E", once settled in its processing, without maintaining obligation of
return them all from a specific shipment of the Company in the same shipment of
Bank or;

3.05 - The return of the information (debts made) may be sent to the Companies in a
total, by records of type 'T' and the non-debited ones, by records of type 'F', originating from the type
E

3.06 - The return of information, whether debts are paid or not, must be sent to the Companies.
no. maximum, until the second business day, in the debt market, after the date of realization, or not,
of debit.

4TH NETWORK OF AGENCIES

4.01 - The Bank will make available to the Company its entire network of Agencies located in
any point of the national territory should not suffer any restriction. This network of
Agencies will be informed by the Bank when expressly requested by the company.
through the type 'X' record.

II - DESCRIPTION OF THE FILE RECORDS

REGISTRATION "A"

5 out of 21
DESCRIPTION OF RECORD "A" - HEADER (mandatory in all files)

POSITIONS

FIELDS DE UNTIL PICTURE CONTENT

A.01 1 1 X (01) Record code = "A"

A.02 2 2 9 (01) Remittance Code

A.03 3 22 X (20) Agreement Code

A.04 23 42 X (20) Company Name

A.05 43 45 9 (03) Bank Code

A.06 46 65 X (20) Bank Name

A.07 66 73 9 (08) File generation date (YYYYMMDD)

A.08 74 79 9 (06) Sequential file number (NSA)

A.09 80 81 9 (02) Layout version

A.10 82 98 X (17) DIRECT DEBIT

A.11 99 150 X (52) Reserved for the future (filler)

DESCRIPTION OF THE FIELDS OF RECORD 'A':

Record code = 'A'

A.02 - Shipping Code.

1 - REMITTANCE - Sent by the Company to the Bank.
2 - RETURN - Sent by the Bank to the Company.

A.03 - Agreement Code - position: 03 to 22

Informed by the Bank
content

A.04- Company Name.

A.05- Bank Code.

Bank Code in the clearing house.
A.06- Bank Name.

A.07 - Date of file generation (YYYYMMDD).

A.08- Sequential file number (NSA).

This number should increase by 1 for each generated file, and it will have a sequence.
for the Bank and another for the Company.

A.09 - Layout Version.

current=version 02 valid until 30.9.98.
new version 04 available from 01.7.98.

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A.10 - Service Identification.
It must contain 'DIRECT DEBIT'.

A.11 - Reserved for the future (filler).

REGISTER 'B'

DESCRIPTION OF RECORD 'B' - AUTOMATIC DEBIT REGISTRATION

(Generated by the Bank for the Company)

POSITIONS

FIELDS DE UNTIL PICTURE CONTENT

B.01 1 1 X (01) Registration code = 'B'

B.02 2 26 X (25) Customer identification in the Company

B.03 27 30 X(04) Agency for debit

B.04 31 44 X(14) Customer identification at the Bank

B.05 45 52 9(08) Option date (YYYYMMDD)

B.06 53 149 X(97) Reserved for the future

B.07 150 150 9(01) Movement code

DESCRIPTION OF THE FIELDS OF RECORD 'B':

B.01 - Registration code = 'B'

B.02 - Customer identification in the Company.
It will be granted by the verification process informed by the Company, as stated in the item
2.04.1.
This identification should have the minimum possible variations, and when this occurs,
should to be informed by the Company through the record "D" - CHANGE OF
CONTROL OF THE COMPANY.

B.03 - Agency for debit.

Identification of the Agency in the Bank where the Automatic Debit will be made.

B.04 - Customer identification at the Bank.

Identification used by the Bank to perform the debit.

B.05 - Date of option (YYYYMMDD).

If the movement code is equal to '1', it will be the deletion date.
If the movement code is equal to '2', it will be the inclusion date.

B.06 - Reserved for the future (filler).

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B.07 - Movement code.

1- Exclusion of automatic debit participants.

2- Inclusion of automatic debit opt-in.
When the Company or the Bank needs to register all customers again, it will be
generated a inclusion registry, (movement code equal to 2), for all the
registered optants at the time of the request.

REGISTER 'C'

DESCRIPTION OF RECORD “C” - OCCURRENCES IN THE REGISTRATION OF THE DEBT

AUTOMATIC (Generated by the Company for the Bank)

POSITIONS

FIELDS DE UNTIL PICTURE CONTENT

C.01 1 1 X (01) Registration code - 'C'

C.02 2 26 X (25) Customer identification in the company

C.03 27 30 X (04) Agency for debit

C.04 31 44 X (14) Customer identification at the Bank

C.05 45 84 X (40) Occurrence 1

C.06 85 124 X (40) Occurrence 2

C.07 125 149 X (25) Reserved for the future (filler)

C.08 150 150 9 (01) Movement code

DESCRIPTION OF THE FIELDS OF RECORD 'C':

This record will only be generated when the Company processing rejects the 'B' record.
generated by the Bank. UNDER NO CIRCUMSTANCES SHOULD ACCEPTED RECORDS BE DISCLOSED.

C.01 - Registration code = 'C'.

C.02 to C.04 - Same as fields B.02 to B.04.

C.05 - Occurrence 1.
Customer identification not found/nonexistent.
Registration restriction by the company.
Client registered in another bank with a later date.
Client not registered.

C.06 -Occurrence 2.
Explanatory message of non-processing.

C.07 - Reserved for the future (filler).

Movement code.
It should be kept informed in record 'B', that is:
1- Exclusion of opted for automatic debit.

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 2- Inclusion of automatic debit opt-in.

REGISTER 'D'

DESCRIPTION OF RECORD 'D' - CONTROL CHANGE BY THE COMPANY

(Generated by the Company for the Bank)

POSITIONS

FIELDS DE UNTIL PICTURE CONTENT

D.01 1 1 X (01) Registration code = (D)

D.02 2 26 X (25) Client identification in the Company - Previous

D.03 27 30 X (04) Agency for debit

D.04 31 44 X (14) Customer identification at the Bank

D.05 45 69 X (25) Customer identification in the Company - Current

D.06 70 129 X (60) Occurrence

D.07 130 149 X (20) Reserved for the future (filler)

D.08 150 150 9 (01) Movement Code

DESCRIPTION OF THE FIELDS OF RECORD 'D':

This record will be generated by the Company for the Bank when there is a change in control of the
Company for a specific consumer.

D.01 - Registration code = 'D'.

D.02 to D.04 - Same as fields B.02 to B.04.

D.05 - Customer identification in the company (current).

With this information, the Bank will begin the process to exclude the identification indicated in the field.
D.02, and include this one.

D.06 -Occurrence
Explanatory message of the movement sent by the company when the code is equal to 1.
exclusion requested by customer interest;
exclusion due to customer registration change;
- exclusion - transferred to debit in another bank;
exclusion due to insufficient funds.

D.07 - Reserved for the future (filler).

D.08 - Movement code

This information should contain:
0- When it comes to changes in controls.
1- Exclusion of automatic debit option, requested by the Company, according to
contractual clauses of the agreement.

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REGISTER "E"

DESCRIPTION OF RECORD 'E' - DEBIT IN CURRENT ACCOUNT

(Generated by the Company for the Bank)

POSITIONS

FIELDS DE UNTIL PICTURE CONTENT

E.01 1 1 X (01) Registration code = 'E'

E.02 2 26 X (25) Customer identification in the Company

E.03 27 30 X (04) Debit Agency

E.04 31 44 X (14) Customer identification at the Bank

E.05 45 52 9 (08) Due date (YYYYMMDD)

E.06 53 67 9 (15) Amount of debt

E.07 68 69 X (02) Currency code

E.08 70 129 X (60) Company Use

E.09 130 149 X (20) Reserved for the future (filler)

E.10 150 150 9 (01) Movement code

FIELD DESCRIPTION OF THE RECORD = 'E':

E.01 - Registration code = 'E'.
E.02 to E.04 - The same as fields B.02 to B.04.

E.05 - Maturity date (YYYYMMDD).

It must contain the date on which the debit to the checking account should be made.

E.06 - Amount of the debt.

It must contain the amount to be debited from the checking account. When it is zeros, it will be used.

keep the customer as an option.

E.07 - Currency code.
It should be:
"01" for UFIR. In this case, read the value with 5 decimal places.
03 to REAL. In this case, read the value with 2 decimals.

E.08 - Use of the Company.

This information will not be processed by the Bank. It will return as the Company informed.
When it comes to telephone bill debts, we suggest that in the first bytes of this
field,..please provide the phone number that is being charged.

10 out of 21
E.09 - Reserved for the future (filler).

E.10 -Movement code.

This information should contain:

0- normal debit.
1- Cancellation (exclusion) of a previously submitted transaction to the Bank, since
that has not yet been carried out.

REGISTER "F"

DESCRIPTION OF RECORD 'F' - AUTOMATIC DEBIT RETURN

(Generated by the Bank for the Company)

POSITIONS

FIELDS DE UNTIL PICTURE CONTENT

F.01 1 1 X (01) Registration code = "F"

F.02 2 26 X (25) Customer identification in the Company

F.03 27 30 X (04) Debit agency

F.04 31 44 X (14) Customer identification at the Bank

F.05 45 52 9 (08) Due date/debt date (YYYYMMDD)

FFF

F.06 53 67 9 (15) Amount of debt

F.07 68 69 X (02) Return code

F.08 70 129 X (60) Company Use

F.09 130 149 X (20) Reserved for the future (filler)

F.10 150 150 9 (01) Movement code

DESCRIPTION OF THE RECORD FIELDS = 'F'

F.01 - Registration code = 'F'.

F.02 to F.04 - Same as fields B.02 to B.04.

F.05 - Due date/debt date (YYYYMMDD).

It will be: - due date, if the return code is different from '00' (not debited).

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 Actual debit date, if the return code is equal to '00' (debited).

F.06 - Original value/credit.

Will be - Original value, if the return code is different from '00'.
Value debited, if the return code is equal to '00' and will be with two decimal places in
current currency.

F.07 - Return Code

00 - Debit completed.
01 - Debit not completed - Insufficient funds.
02 - Debit not executed - Checking account not registered.
04 - Debit not executed - Other restrictions.
10 - Debit not processed - Agency in shutdown mode.
12 - Debit not made - Invalid amount.
13 - Debit not processed - Invalid transaction date.
14 - Debit not processed - Invalid agency.
15 - Debit not performed - Invalid current account DAC.
18 - Debit not executed - Date of the debit prior to processing date.
30 - Debit not processed - No automatic debit contract.
96 - Maintenance of registration.

97 - Cancellation - not found.

98 - Cancellation - not carried out, outside of the valid timeframe.

99 - Cancellation - canceled as requested.

F.08 - Use of the Company.

This information will not be processed by the Bank. It will return as the Company informed.

F.09 - Reserved for the future (filler). Optional use of the return code identification.
occurrence in positions 148 and 149, as below:

80 – Blocking / Unblocking Company not CSP – Res BACEN

81 - Debit in savings not allowed
88 - Mixed agreement inclusion denied. There is a cancellation in the last 60 days.
89 - Value above the limit established by the agreement
90 - Date earlier than the start date of the agreement
91 - Value higher than the limit set by the consumer
92 - Account with block
93 – Account does not allow negative balance

94 - Account canceled
95 - Account does not exist

96 - Generic error of the current accounts system

12 out of 21
 97 - Account closed. It is necessary to activate the account.

98 - Has controlled movement

F.10 - Movement code.

The same information received in the 'E' record will be returned.

REGISTER 'H'

DESCRIPTION OF RECORD 'H' - OCCURRENCE OF CONTROL CHANGE

COMPANY (Generated by the Bank for the Company)

POSITIONS

FIELDS DE UNTIL PICTURE CONTENT

H.01 1 1 X (01) Registration code = 'H'

Customer identification at the Company
H.02 2 26 X (25) Previous

H.03 27 30 X (04) Agency for debit

H.04 31 44 X (14) Customer identification of the Bank

H.05 45 69 X (25) Customer identification at the Company - Current

H.06 70 127 X (58) Occurrence

H.07 128 149 X (22) Reserved for the future (filler)

H.08 150 150 9 (01) Movement code

DESCRIPTION OF THE FIELDS OF THE RECORD = "H":

This record will be generated by the Bank for the Company when there is no type 'D' record.
processed by the Bank.

H. 01 - Registration code = 'H'.

H. 02 to H.05 - Same as fields D.02 to D.05.

H. 06 -Occurrence.
Explanatory message of non-processing.

H. 07 - Reserved for the future (filler).

H. 08 - Movement code.
The same information received in record "D" will be returned.

13 out of 21
REGISTER 'I'

DESCRIPTION OF RECORD "I" - AUTOMATIC DEBIT INCENTIVE

(Generated by the Concessionaire for the Bank)

POSITIONS

FIELDS DE UNTIL PICTURE CONTENT

I.01 1 1 X (01) Record code = "I"

I.02 2 26 X (25) Consumer Identification in the Company

I.03 27 27 X (01) 1 = CGC 2 = CPF

I.04 28 41 9 (14) CGC or CPF

I.05 42 81 X (40) Consumer Name

I.06 82 111 X (30) Consumer City

I.07 112 113 X (02) Consumer Status

I.08 114 150 X (37) Reserved for the future (Filler)

OPERATIONALIZATION OF REGISTER 'I':

This record should only be generated for Consumers who are not yet opt-in.
through Automatic Debit. With this information, the Bank will work to encourage the
Automatic Debit.
The generation of this record is optional and must be sent to the Bank, at most, once.
per month.
DESCRIPTION OF THE FIELDS OF THE 'I' RECORD

I. 01 - Registration code = “I”.

I. 02 - Identification of Consumers in the Company

This identification must have a control digit and the Company must provide the formula.
of calculation. of this digit for automatic verification when registering with the Bank and
its composition.

I. 03 - Identification of “I.04”.
Identifier of the training contained in "I.04"
It should be: 1 - when the CGC is informed in I.04.
2 - when the CPF is informed in I.04.

I. 04 -CGC / CPF.
Provide the CGC or CPF. This field is numeric, so it should be right-aligned.
with leading zeros. The formatting pattern for this field should be:
For CGC, set up the integer numeric field, with 8 positions with the CGC number, 4
positions with the branch number and 2 positions with the control number.

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 For CPF, fill the first 3 positions with zeros, 9 positions with the CPF number and
2 positions with the control number.

I. 05 - Consumer Name
Inform the name of the consumer, which will be used for visual identification.

I. 0 6 -City of installation.
Inform the city where the purpose of the contribution, the tax generator, is located.
I. 07 - Status of the installation
Inform the State where the consumption meter is installed.

I. 08 - Reserved for the future (filler).

REGISTER "J"

DESCRIPTION OF RECORD "J" - CONFIRMS THE PROCESSING OF FILES

Generated (Company to Bank) - (Bank to Company)

POSITIONS

FIELDS DE UNTIL PICTURE CONTENT

J.01 1 1 X(01) Registration code = "J"

J.02 2 7 9(06) NSA Sued by Bank or Company

J.03 8 15 9(08) File Generation Date

J.04 16 21 9(06) Total Records of the File

J.05 22 38 9(17) Total Value of the File

J.06 39 46 9(08) File Processing Date

J.07 47 150 X(104) Reserved for the future (Filler)

OPERATIONALIZATION OF REGISTRATION 'J':

For each record 'J', there must be 01 processed file.

DESCRIPTION OF THE FIELDS OF THE 'J' RECORD

J.01 - Registration code = 'J'.

J.02 -NSA (Sequential file number) generated by the HEADER field 'A.08'.
J.03 - Data generated by the HEADER field 'A.07'.

J.04 - Total number of records generated by the TRAILER 'Z.02'.

J.05 - Total value generated by the TRAILLER field 'Z.03'.

J.06 - Date of processing of the file by the Bank or Company in the format (YYYYMMDD).

J.07 - Reserved for the future - Filler.

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REGISTER 'L'

DESCRIPTION OF RECORD "L" - TAX BILLING SCHEDULE

(Generated by the Concessionaire for the Bank)

POSITIONS

FIELDS DE UNTIL PICTURE CONTENT

L.01 1 1 X (01) Registration code = 'L'

L.02 2 9 9 (08) Billing date

L.03 10 17 9 (08) Due date of the invoice

L.04 18 25 9 (08) Date of file submission to the Bank

L.05 26 33 9 (08) Shipping Date of the Physical Accounts

L.06 34 150 X (117) Reserved for the future (filler)

DESCRIPTION OF THE FIELDS OF THE 'L' RECORD:

This record will be generated by the Company for the Bank once a month, or when there are dates.
of different wages from the previous month.

L. 01 -Registration code = "L".

L. 02 - Billing date of accounts at the Company (YYYYMMDD).

L. 03 - Due date of the account (YYYYMMDD).

L. 04 - Date of Submission of the file to the Bank (YYYYMMDD).

L. 05 - Date of Sending of the Physical Accounts to the Subscriber/Consumer (YYYYMMDD).

L. 06 - Reserved for the Future - Filler.

16 out of 21
REGISTER 'T'

DESCRIPTION OF REGISTER 'T' - TOTAL DEBITED CLIENTS

(GENERATED BY THE BANK FOR THE COMPANY)

POSITIONS

FIELDS DE UNTIL PICTURE CONTENT

T.01 1 1 X (01) Registration code = "T"

T.02 2 7 9 (06) Total number of debited records

T.03 8 24 9 (17) Total value of debited records

T.04 25 150 X (126) Reserved for the future (filler)

DESCRIPTION OF THE FIELDS OF THE RECORD = "T":

This record must be sent together with the type 'F' record when there are non-customers.
debited.
T.01 - Registration code = “T”

T.02 - Total number of debited records.

Accumulate all records in this total.

T.03 - Total value of debited records.

Accumulate in this total all the debited amounts.

T.04 - Reserved for the future (filler).

REGISTER 'X'

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DESCRIPTION OF RECORD 'X' - LIST OF AGENCIES
Generated Bank for the Company

POSITIONS

FIELDS DE UNTIL PICTURE CONTENT

X.01 1 1 X (01) Registration code = 'X'

X.02 2 5 X (04) Agency Code

X.03 6 35 X (30) Agency Name

X.04 36 65 X (30) Agency Address

X.05 66 70 X (05) Number

X.06 71 75 X (05) Postal Code

X.07 76 78 X (03) ZIP code suffix

X.08 79 98 X (20) City

X.09 99 100 X (02) State Abbreviation

X.10 101 101 X (01) Agency Situation

X.11 102 150 X (49) Reserved for the future (filler)

DESCRIPTION OF THE FIELDS OF THE RECORD = 'X'

X. 01 -Registration code = 'X'.

X. 02 - Agency Code.
Identification of the Agency at the Bank where the automatic debit can be made.

X. 03 - Agency Name.

X. 04 - Agency Address.

X. 05 - Number.

X. 06 -CEP.
X. 07 - ZIP code suffix.

X. 08 - City.
X. 09 - State Abbreviation.

X. 10 -Situation of the Agency.

Active.
B = In the process of closing.

X. 11 - Reserved for the future (filler).

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Note: This record will only be generated by the Bank for the Company when there is a request.
express

REGISTER 'Z'

DESCRIPTION OF THE 'Z' RECORD - TRAILER

(Mandatory in all files)

POSITIONS

FIELDS DE UNTIL PICTURE CONTENT

Z.01 1 1 X (01) Registration code = "Z"

Z.02 2 7 9 (06) Total number of records in the file

Z.03 8 24 9 (17) Total value of the records in the file

Z.04 25 150 X (126) Reserved for the future (filler)

FIELD DESCRIPTION OF THE RECORD = 'Z':

Z. 01 - Registration code = "Z"

Trailer Record. Mandatory in all files.

Z. 02 - Total records in the file.

Total number of records in the file, including header and trailer.

Z. 03 - Total value of the records in the file.

Add to this total, the fields 'E.06' and 'F.06', regardless of decimal places, or
code of currency, when they are part of the file.

Z. 04 -Reserved for the future (filler).

NOTES:

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Structure of the Santander current account:

New Format: AAAATTCCCCCCD

AAAA–Agency Code

TT - Account Type

CCCCCC – Account Number

D - Verification Digit

Agencies and current accounts for testing (the use of these accounts in the test file is not mandatory)

Holy Account
0057 01039905-7
0057 01039903-3
0057 01039912-9
0057 01039958-3
0057 01039962-4
2008 01016638-9
2196 01005790-4
2196 01005793-5
2008 13002469-7
2008 13002472-1
1126 01002741-9
1126 01002745-7
1417 01005082-9
1126 13000414-7
1126 13000417-8

CALCULATION OF THE CHECK DIGIT (DV) OF THE CHECKING ACCOUNT

Example
Agency: 2001
Account: 01 038236-8

To obtain the DV, two zeros are added after the agency, the agency number is multiplied by the type and
current account by the multipliers 9,7,3,1,0,0,9,7,1,3,1,9,7,3, in this order and disregarding the
dozens of the results:

20 out of 21
EX:2001 00 01 038237
9731 00 97 131973
--------------------------
8001 00 07 098811

The products are summed: 8 + 0 + 0 + 1 + 0 + 0 + 0 + 7 + 0 + 9 + 8 + 8 + 1 + 1 = 43

The ten of the total is disregarded and subtracted from 10: DV=10-3, DV=7.

If the unit of the total is equal to zero, the DV will also be zero.

Types of Current Accounts

TT – Type of Account

Valid account types:

01 / 02 / 03 / 05 / 07 / 09 / 13 / 27 / 48 / 46 / 50 / 35 / 37 / 43 / 45 / 53 / 13 / 60 / 92

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