Report Date: 18-10-2025
CHM Ref. No. : CCR251018CR501852024
Hey Ram Kumar
Here is your Credit Report for Oct, 2025
Your Score is
683
Your Credit Report is a detailed analysis of your credit score and your credit accounts.
Report Date: 18-10-2025
CHM Ref. No. : CCR251018CR501852024
Address Details
This section shows addresses reported to Credit Bureau by Financial Institutions
First
Reported Loan Type Source
Value Reported
Date Association Indicator
Date
35PETAL NAGAR NAMDEV COLONY SANGANER
30-04-2024 28-03-2024 Gold Loan NBF
JAIPUR 302029 RJ
SANGANER, SANGANER, SANGANER, NAMDEV
15-08-2025 25-07-2025 Personal Loan NBF
COLONY, 35, PETAL NAGAR, 302029 RJ
SHRI SHYAM CREATION NAMDEV COLONY
30-09-2025 19-02-2025 Consumer Loan PRB
SANGANER JAIPUR 969 RAJASTHAN 302029 RJ
35 PETAL NAGAR NAMDEV COLONY
SANGANER SANGANER JAIPUR 969 RAJASTHAN 18-02-2025 18-02-2025 Consumer Loan PRB
302029 RJ
HARI RAM 35 PATEL NAGAR NAMDEV COLONY
SANGANER SANGANER BAZAR NEAR TOWER 30-09-2025 19-09-2024 Gold Loan NBF
JAIPUR 41757 302029 RJ
35 PATAL NAGAR RAMDEV COLONY SANGANER Two-Wheeler
04-12-2021 16-01-2017 NBF
N R LADU RAM HALWAI JAIPUR 302029 RJ Loan
SHOP NO 14 GOPI COLONY NAVIN RAJASTHAN Two-Wheeler
04-12-2021 16-01-2017 NBF
S CHOOL KE PASS NR NAVIN JAIPUR 302029 RJ Loan
Phone Number Details
This section shows phone numbers reported to Credit Bureau by Financial Institutions
Value Reported Date First Reported Date Loan Type Association Source Indicator
9079234921 15-08-2025 25-07-2025 Personal Loan NBF
9785561924 31-03-2024 28-03-2024 Gold Loan NBF
Report Date: 18-10-2025
CHM Ref. No. : CCR251018CR501852024
Credit Enquiries
This section shows all the enquiries made by you
Inquiry Ownership
Member Name Purpose Amount Remark
Date Type
AKARA CAPITAL ADVISORS PRIVATE
07-09-2025 OTHER PRIMARY 0 -
LIMITED
CHOLAMANDALAM INVESTMENT AND
22-08-2025 Consumer Loan PRIMARY 45,000 -
FIN COMPANY LTD
CHOLAMANDALAM INVESTMENT AND
22-08-2025 Consumer Loan PRIMARY 10,000 -
FIN COMPANY LTD
CHOLAMANDALAM INVESTMENT AND Auto Loan
16-02-2025 PRIMARY 10,000 -
FIN COMPANY LTD (Personal)
FINCFRIENDS PRIVATE LIMITED 30-10-2024 Housing Loan PRIMARY 0 -
LNT FINANCE 31-07-2024 Consumer Loan PRIMARY 15,000 -
Report Date: 18-10-2025
CHM Ref. No. : CCR251018CR501852024
Summary: All Accounts
This section displays summary of all your reported accounts
Primary Number Of Accounts 7
Primary Active Number Of Accounts 2
Primary Overdue Number Of Accounts 1
Primary Secured Number Of Accounts 3
Primary Unsecured Number Of Accounts 4
Primary Untagged Number Of Accounts 0
Primary Current Balance 10,433
Primary Sanctioned Amount 33,799
Primary Disbursed Amount 33,799
Primary Current Balance Secured 0.0
Primary Current Balance Unsecured 10433.0
Primary Total Amt Overdue 0
Report Date: 18-10-2025
CHM Ref. No. : CCR251018CR501852024
IDFC Consumer Loan
Account Number XXXX9505 | Account Type Consumer Loan | Account Status Active
Account Details
Date Reported 30-09-2025 Loan type Consumer Loan Acct Number 169609505
Last Paid Amount 11,377 Last Payment Date 10-09-2025
Disbursed Date 10-04-2025
Repayment Tenure 8 Installment Amt 2,125/Monthly
Disbursed Amount 15,785
Credit Grantor
Credit Grantor Type PRB Category D
Group
Current Balance 6,168
Matched Type PRIMARY Write Off Amt 0
Overdue Amount 0 Suit filed/willful Installment
No Suit filed Monthly
default Frequency
Ownership Individual Obligation 686.304347826087 Security Status Un-Secured
Payment History
Paid on time Late Payment
2025 May Jun Jul Aug Sep
Report Date: 18-10-2025
CHM Ref. No. : CCR251018CR501852024
IDFC Consumer Loan
Account Number XXXX6865 | Account Type Consumer Loan | Account Status Active
Account Details
Loan type Consumer Loan Acct Number 167446865
Date Reported 30-09-2025
Last Payment
Last Paid Amount 17,536 03-09-2025
Disbursed Date 17-02-2025 Date
Repayment Tenure 9 Installment Amt 2,192/Monthly
Disbursed Amount 18,014
Credit Grantor Credit Grantor
PRB Category D
Type Group
Current Balance 4,265
Matched Type PRIMARY Write Off Amt 0
Overdue Amount 0 Suit filed/willful Installment
No Suit filed Monthly
default Frequency
Ownership Individual
Obligation 1059.6470588235295 Security Status Un-Secured
Payment History
Paid on time Late Payment
2025 Mar Apr May Jun Jul Aug Sep
Report Date: 18-10-2025
CHM Ref. No. : CCR251018CR501852024
R K BANSAL FINANCE Short Term Personal Loan
Account Number XXXX1472 | Account Short Term Personal Account Status Closed
Type Loan |
Account Details
Short Term
Date Reported 15-08-2025 Loan type Acct Number HC202507042137231472
Personal Loan
Last Paid Last Payment
- -
Disbursed Date 04-07-2025 Amount Date
Repayment
0 Installment Amt -
Tenure
Disbursed Amount 7,000
Credit Credit Grantor
NBF Category D
Grantor Type Group
Current Balance 0
Matched Type PRIMARY Closed Date 05-08-2025
Suit
Overdue Amount 0 Write Off
0 filed/willful No Suit filed
Amt
default
Ownership Individual Security
Un-Secured
Status
Payment History
Paid on time Late Payment
2025 Aug
Report Date: 18-10-2025
CHM Ref. No. : CCR251018CR501852024
R K BANSAL FINANCE Short Term Personal Loan
Account Number XXXX4376 | Account Short Term Personal Account Status Closed
Type Loan |
Account Details
Short Term
Date Reported 15-07-2025 Loan type Acct Number HC202506191910114376
Personal Loan
Last Paid Last Payment
- -
Disbursed Date 19-06-2025 Amount Date
Repayment
0 Installment Amt -
Tenure
Disbursed Amount 7,000
Credit Credit Grantor
NBF Category D
Grantor Type Group
Current Balance 0
Matched Type PRIMARY Closed Date 04-07-2025
Suit
Overdue Amount 0 Write Off
0 filed/willful No Suit filed
Amt
default
Ownership Individual Security
Un-Secured
Status
Payment History
Paid on time Late Payment
2025 Jul
Report Date: 18-10-2025
CHM Ref. No. : CCR251018CR501852024
FEDBANK FINANCIAL SERVICES LIMITED Gold Loan
Account Number XXXX3124 | Account Type Gold Loan | Account Status Closed
Account Details
Loan type Gold Loan Acct Number FEDGL04930003124
Date Reported 30-09-2025
Last Paid Amount 14,515 Last Payment Date 11-09-2025
Disbursed Date 06-08-2024 Repayment
12 Installment Amt -
Tenure
Disbursed Amount 14,046 Credit Grantor
NBF Credit Grantor Group Category D
Type
Matched Type PRIMARY Closed Date 11-09-2025
Current Balance 0
Installment
Write Off Amt 0 Bullet payment
Frequency
Overdue Amount 0
Principal Write Off
Interest Rate 26.0% 0
Amt
Ownership Individual
Security Status Secured Income Amount 5,00,000
Payment History
Paid on time Late Payment
2024 Sep Oct Nov Dec
2025 Jan Feb Mar Apr May Jun Jul Aug Sep
Report Date: 18-10-2025
CHM Ref. No. : CCR251018CR501852024
INDIA INFOLINE FINANCE LIMITED Gold Loan
Account Number XXXX4699 | Account Type Gold Loan | Account Status Closed
Account Details
Date Reported 30-04-2024 Loan type Gold Loan Acct Number GL19954699
Last Paid Amount - Last Payment Date -
Disbursed Date 07-01-2022
Repayment Tenure 0 Installment Amt 217
Disbursed Amount 11,080
Credit Grantor Type NBF Credit Grantor Group Category D
Current Balance 0
Matched Type PRIMARY Closed Date 23-04-2024
Overdue Amount 0
Write Off Amt 0 Suit filed/willful default No Suit filed
Ownership Individual Security Status Secured
Payment History
Paid on time Late Payment
2022 Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
- - - - - - - - - - -
2023 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
- - - - - - - - - - - -
2024 Jan Feb Mar Apr
-
Report Date: 18-10-2025
CHM Ref. No. : CCR251018CR501852024
BAJAJ FINANCE LIMITED Two-Wheeler Loan
Account Number XXXX1727 | Account Type Two-Wheeler Loan | Account Status Closed
Account Details
Two-Wheeler
Date Reported 04-12-2021 Loan type Acct Number L2WJAI04741727
Loan
Last Paid
Disbursed Date 27-11-2016 - Last Payment Date 23-09-2021
Amount
Repayment
0 Installment Amt -
Disbursed Amount 58,351 Tenure
Credit Grantor Credit Grantor
NBF Category D
Current Balance 0 Type Group
Matched Type PRIMARY Closed Date 23-09-2021
Overdue Amount 0
Written Off_settled
Write Off Amt 0 Written-off
Status
Ownership Individual
Security Status Secured
Payment History
Paid on time Late Payment
2018 Oct Nov Dec
- - -
2019 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2021 Jan Feb Mar Apr May Jun Jul Aug Sep
