The document is a letter congratulating Pham Son Hai for passing the November 19, 2016 Financial Risk Manager (FRM) Exam Part II. It informs him of the next steps to obtain FRM certification, which includes demonstrating two years of professional work experience and submitting a brief description of how he uses financial risk in his job by March 17, 2017. Once certified, the letter encourages Pham to use the FRM designation and get involved in GARP activities and continuing professional development programs to stay engaged in the risk management field.