Leverage.ph Pitch Deck
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Leverage.ph is a financial platform aimed at addressing cash flow issues for startups and SMEs in the Philippines by providing faster loan processing and access to various lenders and investors. It offers various loan products with competitive interest rates and aims to connect borrowers with creditors while ensuring transparent financial returns and management. The company is focused on expanding its market by improving sales, back office operations, and online platforms to enhance client transactions.
Leverage.ph Pitch Deck
- 1. Leverage.ph “Bridging you to financial Success”
- 2. ˈlev(ə)rij,ˈlēv(ə)rij/ noun 1. FINANCE 2. the ratio of a company's loan capital (debt) to the value of its common stock (equity). verb 1. 1. 2. use borrowed capital for (an investment), expecting the profits made to be greater than the interest payable. 3. "a leveraged takeover bid" 4. 2. 5. use (something) to maximum advantage. 6. "the organization needs to leverage its key resources" lev - er - age
- 3. SMEs Cashflow Issues On board a client with no down payment 30-90 day receivables Business Expansion Payroll / Inventory
- 4. Financial Institutions Won’t cater to the need of SMEs
- 5. At Leverage we offer loans to start-ups and SME market by understanding their financial needs and by connecting them to right investors and lenders. Since we are processing loans online we can now disburse faster and more efficiently compared to traditional banks and other financial institutions. The Solution
- 6. Our aim is to address the market inefficiencies for both lenders and creditors in the Philippines Leverage.ph Our goal is to secure the highest ROI to our creditors whilst offering SMEs and start-ups, who have no access to traditional credit, a means of funding cheaper than the current market average Business Model Borrowers As a borrower you have accesses to hundreds of lenders and VCs that can fund your business Creditors As an investor you have access to hundreds of SMEs looking for partners and funds to grow their business
- 7. Bridge Financing Employed Individuals ▪ Loan amount of up to Php 15,000 ▪ Payable in 30 days ▪ As low as 15% / month ▪ Employed by our business loan clients Self employed and SME ▪ Loan amount of up to Php 500,000 ▪ Payable in 1-6 months ▪ As low as 5% / month ▪ Corporate Post Dated Check Payday Loans Business Loans Documentary Requirements: 1. Company ID and 1 Government ID (SSS, Passport, Drivers License) 2. Two (2) Months latest Pay slip together with payroll bank account (if applicable) 3. Latest COE (at least 2 months old) 4. Latest Proof of Billing (POB) 5. 3 references (relative or friend) - even same house, at least one (1) relative 6. Completely filled-up application form. 7. Co-maker with income (and/or owned house if renting) SERVICES OFFERED
- 8. Added Income Generating Activities Late Fees Collection fees Processing Fee for Loans and Credits Admin Fee for transactions made via Leverage.ph Premium Membership for creditors and borrowers Sponsored Listings for borrowers Selling of Data credit to corporations and credit bureaus
- 9. Why Us? HIGHER APPROVAL RATE Leverage analyzes and understands the need of clients for financial bridging and financial management. BETTER RETURNS Why put your money in a time deposit account that is only earning 1% per annum when you could enjoy a return of a minimum 1.75% per month SCHEDULED RETURNS We will guarantee returns on our fixed income funds once you invest with us we will give you a bond on those returns for fixed locked in period. CUSTOMIZED PORTFOLIO We will invest and manage your money basing on your risk appetite. NO HIDDEN FEES We are transparent with our financials and make sure that you get the most out of your investments!
- 10. Milestones Business Owners ( Borrowers)160+ Gross Revenue1.8M Growth in 1 year 300%
- 13. After 1 year
- 17. Market Size
- 18. The initial strategy is offer Leverage.ph database B2B and thus acquire a reliable sustainable clientele, and following target the C2B market. Leverage Financing portal Start Ups Traditionsl Businss Cash Management SMEs Bills And Payments Remittances B2B Personal Loans & Salary Loans Increasing Numbers of SMEs in the Philippines
- 19. Industry Players and Competitive Advantage
- 20. Informal Lenders Banks Leverage.ph DoctorCash.ph LoanSolutions. ph Commission on Agents Yes Yes No No No Approval times 1 day 45 days 1 day 1 day 1 day Processing Fees No Yes Yes Yes Yes Cash management No Yes Yes No No Security No No Yes N/A N/A Membership Invite Invite Free and online No No Hidden Fees Yes Yes No Yes Yes Industry Players and Competitive Advantage
- 21. 5 Full time employees Francis A. Dolojan Managing Director Financier, Entrepreneur, Investor Passion for SMEs Edward G. Penaflorida Operations and HR Manager Legal compliance, Finance and Operations. Broad experience in top conglomerates in the Philippines John San Pedro IT Director Technologist and mentor. Background in Fortune 500. and Academia. Passion for ideas 5 Part time employees Meet the Team
- 22. $500,000 (USD) 10% of the company 5 Year contract with buy back option 10% Equity gives you a board seat Seed Funding Round Goals
- 24. 05Growing Our Sales Educating the Market We are now investing in our sales teams to stabilize the cash flows of the company
- 25. 04Back Office We work to become great Building on a collections team to help boost the collection and billing efforts of the company We are working on the benefits of each and everyone from HMO, SSS and other benefits that our employees would need
- 26. 03Online Platforms Incubix Tech Our partners have continuously been working on the back end of the website to further develop and boost the efficiency in transacting with our clients
- 27. 02Marketing & Branding Because our “M” also stands for more - more of life, more of resources and more fun! More transactions and more business opportunities
- 29. “The most important thing in Business is Liquidity” Francis Angelo Dolojan Managing Director [email protected] 0908.818.7968