Compare the Top Digital Banking Platforms in Japan as of January 2026

What are Digital Banking Platforms in Japan?

Digital banking platforms are software platforms that enable banks to manage and run all of the processes involved with offering digital financial products and operating a digital bank. Banks use digital banking platforms to offer financial products, integrate with third-party financial systems, manage lending, and provide digital banking solutions. Digital banking platforms can also offer low/no-code development tools and other tools to build and improve digital experience. Compare and read user reviews of the best Digital Banking Platforms in Japan currently available using the table below. This list is updated regularly.

  • 1
    Velmie

    Velmie

    Velmie

    We’re Velmie, a tech company that builds the kind of banking infrastructure legacy systems have nightmares about. Our platform helps financial institutions launch and scale digital products without the headaches. We focus on real-world needs: smooth integrations, rock-solid security, and tech that grows with you—not against you. If every change to your system feels like a high-risk operation, we’re here to make it routine.
    Starting Price: $3000
  • 2
    iPeakoin

    iPeakoin

    iPeakoin

    We help teams across webs, industries, stages, and business scales to achieve success in a sustainable way. Global pay-ins and pay-outs. Multi-currency bank accounts in compliance with local regulations. Manage your corporate cards and expenses on one intelligent platform. Can be used wherever Visa and Mastercard payments are accepted. Unrivaled earnings yield for idle funds compared with a traditional savings account. Invest in USD via bank transfer or USDC via on-chain transfer. A complete set of banking components that can be assembled to create pretty much any use-case needing banking functionality that is seamlessly embedded into your customer experience. iPeakoin provides fiat and crypto accounts for the advertising industry, enabling instant payments and easy global fund transfers. iPeakoin addresses your compliance challenges, covering fund pathways, contracts, and audits, reducing pressure on your risk management team.
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