Best Digital Wallets

Compare the Top Digital Wallets as of January 2026

What are Digital Wallets?

Digital wallets are apps that enable users to store and use credit cards, debit cards, passes, tickets, ID cards, gift cards, reservations, boarding passes, coupons, membership cards, and more. Digital wallets are more secure and convenient than traditional physical wallets, and can be used to make payments, transfer money, and display other cards right from the user's smartphone. Compare and read user reviews of the best Digital Wallets currently available using the table below. This list is updated regularly.

  • 1
    Amazon Pay
    Amazon Pay makes it simple for hundreds of millions of customers around the globe to pay for products and services using the information already stored in their Amazon accounts. To make a payment, you can use any of the payment methods in your Amazon account. The Amazon Pay checkout solution increases shopper engagement, brand visibility, and security for your business, letting hundreds of millions of Amazon customers pay their way, every day. Amazon Pay is a service offered to Amazon customers, and you are enabled to use it wherever you see it — whether that is clicking the Amazon Pay button when checking out on your favorite online stores, managing your payment methods in your account on Amazon.com or using Amazon Pay on Alexa. There are no additional sign-ups or sign-ins. Your transactions are safe and secure, and everything can be tracked in your Amazon account.
  • 2
    M-PESA

    M-PESA

    Vodafone

    M-PESA is Africa's most successful mobile money service and the region’s largest fintech platform. M-PESA is the preferred way to make payments across the continent both for the banked and unbanked due to its safety and unmatched convenience. It also provides financial services to millions of people who have mobile phones, but do not have bank accounts, or only have limited access to banking services. Now, M-PESA provides more than 51 million customers across seven countries in Africa with a safe, secure, and affordable way to send and receive money, top-up airtime, make bill payments, receive salaries, get short-term loans, and much more. Customers register for the service at authorized agents, often small mobile phone stores or other retailers such as barbers, butchers, bakers, etc. and then deposit cash in exchange for electronic money. Customers can then send money to their family or friends throughout the country.
    Starting Price: Free
  • 3
    Samsung Wallet
    Samsung Pay is now part of Samsung Wallet. Upgrade to Samsung Wallet now to get all the new features and the simplified app experience. Keep your essentials conveniently and securely in your phone. Samsung Pay lets you put your favorite cards on your devices so you can check out in-store, in-app, or online easily. Samsung Pass offers ‘identity management as-a-service, enabling secure access through biometric authentication. Use your biometric data to log in to your apps and services. Keep select home and car keys in Samsung Wallet. Unlock your home or car, and even start your car, from your phone. With Vaccine Pass, you can add your vaccine record to Samsung Wallet through one of our partners. It’s quick, convenient, and secure. View cryptocurrency prices and your cryptocurrency balances with digital asset management. Samsung Wallet will continually add and enhance features. Sign up below to get the latest updates when they are released.
    Starting Price: Free
  • 4
    DigiPay.Guru

    DigiPay.Guru

    DigiPay.Guru

    DigiPay.Guru is a globally fintech solution provider that offers advanced digital payment solutions to banks, fintechs, financial institutions, NBFCs, and businesses. Our comprehensive suite called DG Bank provides products and services such as Mobile Money, Agency Banking, International Remittance, eKYC, Prepaid Cards, Merchant Acquiring, and Scan & Thru.
    Starting Price: $500
  • 5
    TrueMoney

    TrueMoney

    TrueMoney

    TrueMoney is Thailand’s leading financial application for all mobile network users (AIS, Dtac, TrueMove H). Our all-in-one app lets you securely make cashless and cardless payments for all your everyday needs, including mobile top-ups, bill payments, online and offline purchases, and much more. Enrich your daily life, and enjoy exclusive promotions and discounts across a wide variety of merchants and services. Simplify your finances for more possibilities with a high-yield saving account with cashback after spending, buy now pay later, insurance, and investment in various assets. We also empower businesses of all sizes and help SME entrepreneurs to grow their businesses. Pay with confidence knowing that your information is fully encrypted, secured, and protected. Pay with your wallet balance, link a credit/debit card shop at offline stores, or pay bills. Pay online with confidence as you can control payment within the amount that you top-up.
    Starting Price: Free
  • 6
    Touch 'n Go

    Touch 'n Go

    Touch 'n Go

    Touch ‘n Go app allows you to take all your retail needs online. Order food delivery, buy tickets to your next getaway or weekend activity, upgrade your app collection, or even shop on one of the biggest ecommerce platforms in Malaysia all through the app. Your online shopping experience has just gotten better with a simple and secure purchase process. There is no longer a need to leave your home and face crowds when it all can be done through your phone. Have access to some of Malaysia’s most sought-after brands and stores when you shop through the Touch ‘n Go app. You can now enjoy the convenience of transferring funds from participating banks directly to the account of loved ones simply by entering their mobile phone number or account number. Plan your next activity with the Touch ‘n Go app. With just the recipient’s mobile phone number, you can make an instant fund transfer to your family & friends.
    Starting Price: $44.93 per month
  • 7
    One

    One

    One Finance, Inc.

    One is a financial technology company, not a bank. One offers a range of features, including debit rewards, early pay, high-yield savings, and no monthly fees. Customers can earn 3% cash back in-store and online at Walmart, up to $50 a year, with eligible deposits. The platform has helped over 500,000 people take control of their credit by providing free weekly credit score insights and a credit builder program with zero fees or interest. One's mobile app is available for download on the App Store and Google Play Store, allowing users to manage their accounts conveniently. The company has partnered with Coastal Community Bank to provide banking services, ensuring that approved deposit accounts are FDIC insured up to $250,000 per depositor through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met.
    Starting Price: Free
  • 8
    VNPAY

    VNPAY

    VNPAY

    VNPAY is a leading payment technology platform in Vietnam, offering a wide range of digital payment solutions for both businesses and consumers. It enables secure and convenient transactions through various channels, including mobile payments, QR codes, and online banking. VNPAY's services cater to a diverse range of industries, such as retail, ecommerce, hospitality, and more. It allows users to make payments for goods and services, pay bills, and transfer money easily via smartphones or other devices. VNPAY also provides businesses with tools to accept payments, integrate with their systems, and offer promotional features, improving customer engagement. With an emphasis on security, VNPAY incorporates encryption and authentication technologies to ensure the safety of financial transactions. Additionally, it supports a wide range of payment methods, including credit and debit cards, bank accounts, and mobile wallets, making it accessible to a broad audience.
    Starting Price: Free
  • 9
    Folio

    Folio

    Folio

    Leave the identity cards, membership and bank cards at home. Your free Folio digital wallet securely digitizes all your plastic in seconds, accessible only by you, anywhere you take your phone. You might have done this before, but this time it creates a biometric key to access your digital wallet and unlock services. Folio matches your selfie to your photo ID, verifies it’s yours, and digitizes your plastic. It then encrypts everything into a secure, private vault on your smartphone. A quick biometric check and retrieve all of your data, all of your cards and documents. Wherever you are, whatever you are doing. Share with people and organizations you trust and get access to services and content you love. Unless you explicitly consent, no other party can see your data other than you. Not Folio, Not your bank, Not Facebook. Folio can't see inside your wallet. Nobody can, except you. Your data is safely stored in an encrypted vault on your phone.
  • 10
    Kakao Pay
    Digital wallet application that helps users manage finances, track cash flows, process transactions and more. Kakao Pay is a 'living finance platform' that creates beneficial financial services for everyone. We want to break free from the hassle of existing finance institutions and create a beneficial solution that makes everything easier. Kakao Pay is expanding the range of services from payment and remittance to finance, such as loans, insurance, and investment. The Kakao Pay Financial Security Center is responsible for user security 24 hours a day. You can use it with confidence! We are creating a new finance solution based on technology for daily life, so that everyone can spend, collect, and take care of themselves. You can easily manage and keep track of your money and settle your account without worrying about anything else.
  • 11
    EnWallet

    EnWallet

    Enqura

    Multi skilled digital financal services platform to design open and closed loop payment systems. A versatile digital wallet that supports multiple currencies, prepaid cards, and open banking, ideal for businesses seeking e-money licenses or developing loyalty programs. As the central component of an end-to-end payment system, it facilitates partner and third-party services in addition to offering a range of wallet functionalities. EnWallet supports and is compliant with Open Banking, BaaS (Banking as a Service) and Payments System Directives.
  • 12
    iGrant.io

    iGrant.io

    iGrant.io

    iGrant.io is a consented data exchange platform that enables access to the right data for businesses while complying with regulations. It helps organizations (both private and public) to unlock the value of personal data using centralized and decentralized technologies. Every personal data transaction is based on a signed data agreement making it trustworthy, immutable, and auditable. Our solution ensures compliance with personal data regulations. It fosters trust from which long-term customer relationships can be built by empowering individuals to control how their data is managed, used, and shared. In addition, we manage data regulatory changes so you can focus on your core business. Our solution provides an opportunity to engage with individuals in real time and leverage the engagement for better data quality. In addition, it creates transparency between you and your users, enabling them to share their personal data confidently.
  • 13
    LiquidPay

    LiquidPay

    LiquidPay

    LiquidPay is an innovative digital wallet solution designed to empower consumer apps with a fully integrated e-wallet experience. Easily integrate our embedded widgets to enable your users to perform seamless interoperable QR payments both locally and overseas, along with real-time cross-border money transfers. Users can easily top up their Liquid Accounts via PayNow-linked bank accounts or Virtual Payment Addresses (VPAs), providing a flexible and convenient funding source. Our API integration allows for peer-to-peer (P2P) real-time transfers overseas via PayNow, making international money transfers quick, affordable, and hassle-free. Through integration with LiquidNet, users can execute QR payments effortlessly, both locally and across borders, ensuring a smooth transaction experience. Users can easily and seamlessly connect their debit and credit cards linked to Apple Pay or Google Pay, allowing for QR payments using debit and credit cards as a source of funds.
    Starting Price: Free
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