Best Enterprise Financial Data APIs Software

SBS Banking Platform is a flexible, cloud-native solution that empowers financial institutions to scale on their terms while delivering seamless, digital-first experiences - anytime, anywhere. A fully integrated, front-to-back platform, it drives innovation across retail, corporate, and neobanking sectors. From digital and open banking to deposits, payments, lending, and compliance, our platform enables financial institutions across EMEA to stay ahead of the curve. Trusted by top-tier banks, SBS Banking Platform is recognized by industry leaders, including Gartner, Forrester, NelsonHall, and IBS, for its transformative impact. Recent recognition by Omdia for digital banking, Chartis for regulatory reporting, and NelsonHall for Cloud, SaaS & BPaaS underscores our commitment to excellence.

Boss Insights’ platform digitizes lending to grow relationships between banks and their business clients. Thanks to Amazon style advancement, there is a growing divide between lenders’ service and businesses’ expectations. Banks excel in regulation, however, operate with limited information on their business clients (out of date and gathered manually). Boss Insights’ API hub empowers lenders to bridge the divide. APIs are the most efficient way to digitize existing processes enabling accelerated service and a complete view in real time. The platform is used to accelerate SBA, SMB and Commercial Lending from months to minutes. It also supports cross-selling products empowering banks and credit unions to proactively serve customers.

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

Merging open banking and instant payments, Zūm Rails all-in-one payments gateway allows our clients to seamlessly utilize the payment rails that best fits their needs in the fastest, safest and most efficient way possible. Zūm Rails supports the entire payments journey, from the customer onboarding process to providing advanced data aggregation and KYC tools, moving funds in real-time with fraud prevention and account validation, as well as managing payment operations and simplifying the reconciliation process – all from a single API.

Our cloud based solution incorporates industry leading security, reducing your expenses and giving you peace of mind. This single platform promotes organic growth through our vast library of open APIs, feature rich functionality and extensive reporting capabilities. For over 40 years, ACI has powered electronic payments for companies around the globe serving more than 5,000 banks and businesses in more than 80 countries. Our digital channels solution Universal Online Banker processes: Allows banks to make domestic and international payments, as well as receive payments of any type. New payments types added frequently to future proof payment functionality. Information is available how and when your customers need it, including user-driven balance and transaction information reports. Capabilities include panel authorization, cash pooling and extensive global payment types.

Dwolla, Inc. is a payment services provider powering innovations with sophisticated account-to-account payment solutions. Dwolla’s modern API simplifies the complex process of integrating with the various payment networks to create a single end-to-end solution. Built with developers in mind, Dwolla’s technology gives businesses the ability to program payments on the same day, next day or in real-time directly to bank accounts. Dwolla’s technology can help businesses use a simplified API to help navigate the ACH and RTP® networks without having to start from scratch. Integrating with a white label API is ideal for businesses looking to get their solution to market quickly without having to batch Nacha files. With minimal development, start-ups to Fortune 500 companies can gain efficiency, flexibility and improved cash flow by working with Dwolla.

Nium is a catalyst to quickly deploy new financial services for businesses of every size. Gain instant access to a global network of payout, pay in and card-issuing capabilities. Bring new services to your customers, monetize your cash flow, build your own global payment network. Move money around the world to your vendors, customers and employees on the world’s leading global network. Explore our turn-key purpose-built API suite. Built for simplicity and scalability, you can integrate Nium in as little as 4 weeks. Build your global solution using our modular, cloud-based API suite. Integrate new features and geographies with ease as you scale. RESTful methodology, HTTPS authentication & verbs, and JSON across our API suite ensures a simple integration and reliable platform. Read through documentation, explore our APIs in our sandbox environment and begin to prototype & build your solution.

Build, test and deploy your payment solutions quickly and easily with our modular, “building-block” technology. Choose from over 100K pre-coded functions using our point-and-click, self-serve interface. Accelerate time to market and support virtually any use case with our 300+ APIs. Instantly load card credentials into cardholders’ mobile wallets and leverage tools to deliver world-class digital experiences. Flexibility and control. Quickly create and test new programs with differentiated features based on market feedback, and scale new offerings to market on a platform that’’ inherently reliable and secure— and context aware. Our highly-configurable Agile Processing platform lets you create and deploy programs with an unparalleled range of features. Launch programs in as little as 30 days without expensive investment in IT infrastructure.

One API to link payment cards to your applications. Two products to build unbeatable customer experiences. Link direct to customer cards through our secure SDKs and easily surface real-time transaction data from Visa©, Mastercard© and Amex©. Eliminate friction for customers and build flexible, personalized experiences. Receive granular customer transaction data in real-time. Use location and merchant data to pinpoint exactly where and when customers are spending. Protect privacy with PCI compliant SDKs that securely tokenize card data.

Currencycloud provides the global expertise to back you up, so you can leap boldly into tomorrow. Everything you need to move money around the world is covered; from virtual wallets and named accounts to the ability to send, receive and manage your multi-currency payments. We’re simplifying business in a multi-currency world. Use Currencycloud to quickly access virtual named accounts for your customers and collect, convert, pay and manage multiple currencies simultaneously, anywhere in the world. Cross-border and multi-currency payment infrastructure that empowers developers to innovate. Built by developers, for developers on a stable platform. Currencycloud makes it easier for entrepreneurs to launch new financial services, we lend a hand to traditional banks who want to innovate, and Currencycloud is behind the scenes of today’s biggest digital challengers. Join the long list of clients that are powered by Currencycloud.