Best Loan Origination Software in India

ABLE Platform is a multimodule web software that covers the entire loan origination and loan management processes. The following modules are included: - Landing page - to attract new borrowers. - Borrower portal - to serve actual borrowers. - Self-service portal - to manage the whole enterprise activity. - Back-office - the core of the platform to manage incoming loan applications, service disbursed loans, configure the loan product catalog, built-in dashboards and more. The platform automates the lending process throughout all the stages: - Initiation of omnichannel application - Consolidation and restructuring of debts - Negotiation with customers - Application decision-making - Personalized offers - Automation of the loan disbursement ABLE Platform serves any type of loan: - Payday Loan - Personal Loan - Point of Sale Loan (POS) - Buy Now, Pay Later (BNPL) - Mortgage Loan - Home Equity Loan - Auto Loan (Car finance) - Student Loan, etc

Validis are transforming how global banks, lenders and accounting firms get data from their commercial clients. Validis connects to every major cloud and on-premise accounting software package of your customer. We then extract, standardise and deliver you their accounting data in real-time. Everything from debtors, creditors, P&L, balance sheet and more, all made available to you through a simple, clear interface or a single, intelligent API. The Validis platform maps the data from the accounting software into a standardised chart of accounts; meaning that every customer’s data will be in a consistent format for underwriters, relationship managers, analysts & decision makers. We build all the key, insightful financial reports, and ratios for you and ensure they are consistently formatted, dramatically improving your speed of review and credit decisioning.

An end-to-end loan management software for digital lenders with a stunning level of SDK-powered flexibility and robust analytics on top of that. It offers a cutting-edge lending solution for banks that integrates all processes into a single workflow to easily build, limitlessly customize, and continuously scale lending business. Our software for loan management is equipped with an advanced AI-powered analytics framework to enable banks to create better risk models, underwriting strategies, products, and marketing campaigns, in a fast and fully controlled way. The data layer includes 90+ ready-to-use data providers and allows new connections in a matter of minutes. These analytics tools and in-built financial engineering/cashflow engine allow lenders to make 12x faster executive business decisions and increase profits per loan by 13% on an annual basis. Enhance banking efficiency by running profound analytics on top of automated operations.

FinnOne Neo is the next-generation lending solution built on an advanced technology platform, designed to shape the future of lending across Retail, Corporate and Islamic sectors. The multi-channel solution helps digitize the complete loan lifecycle end to end, from initial contact with customers and helping make better credit decisions faster to comprehensive loan servicing and sophisticated delinquency management. FinnOne Neo has been designed to meet the challenges of delivering agile and efficient solutions while reducing the cost of operations. With implementations across 50 countries, FinnOne has been recognized as the world’s best-selling lending solution for over 10 years. FinnOne Neo supports both cloud and on-premise deployments. It can be deployed quickly in partnership with leading cloud providers without high upfront capital expenditure. Cloud deployment provides flexibility in scale while optimizing costs by supporting pay-per-use models.

Union | platform provides a digital core which supports smart automation, innovation and transformation. Modules including client records, messaging, deal management, payments, accounting and reporting allow you to manage critical business processes. Agile architecture which is open to API, customizable and Cloud hosted allows you to deliver effective operations. Union | platform supports a range of financial services including Banking, Credit Unions and Lending. Digital core provides fully integrated front-to-back infrastructure upon which financial services can be delivered. Cutting-edge technology means that your business will be flexible, scalable and efficient without sacrificing reliability. Financial Services is changing fast, from client requirements to market forces and technology the speed and scale of change are huge. Providers with legacy systems struggle while the digitally advanced gain competitive edge by delivering immediate and long-term benefits.

Future-proof your banking journey with Novopay's state-of-the-art Banking Platform that is cloud native, mobile first, API enabled and AI driven. Whether it is digital lending, prepaid card and wallet or payment solutions, Novopay's products can be licensed, subscribed, customized & run on the cloud with 24x7 managed services. Novopay prepaid card and wallet solution allows Banks, NBFCs, Retailers, Telcos and Corporates to solve complex payment use cases and provide seamless payment experience in the hands of their employees, customers and channel partners. Engage your consumers by creating frictionless and easy payment experience. All this while providing total control of the payment instruments in the hands of the consumer. Novopay brings a highly advanced offering for micro finance and community banking companies, providing loan officer apps for online and offline operations in the field.

Whether in a branch or online, the Origins Suite is the fast, most powerful, and most flexible solution for growing your credit union. Designed by and built for credit unions, it uses modern, agile technology to optimize your existing back-office processes and assure healthy, future-proof growth. Origins take advantage of modern technology and a simple interface to streamline the account opening process, so your members can sign up in less than half the time. Don’t lose loan applicants because the process is complex or takes too long. Our simple, quick platform makes applying easy, whether it’s an existing member or a new one just signing up. Origins offer easy back-office management that supplements your current system. It integrates smoothly into all your existing membership and loan processes. Our quick and intuitive application is over twice as fast as the industry average. Modern, simple technology to open new accounts anytime, anywhere.

Beacon-Core Banking Solutions offers unparalleled functionality, combining advanced technology with an intuitive interface. With its browser-based architecture, it ensures seamless access from any device, allowing bankers and customers to stay connected and conduct banking transactions conveniently. Experience the power of Beacon-Core Banking Solutions as it empowers financial institutions to streamline their operations, enhance customer satisfaction, and drive growth. With its robust features, banks can effortlessly introduce new financial products and services, expand their offerings, and optimize controls for risk management and compliance.

We offer a cloud-native core banking platform that, in one system, covers the entire lifecycle of lending and savings operations. The platform is made of prepackaged building blocks, that can be put together to create the banking experience you want. The real benefits here are the speed of implementation and the possibility to customize the solution to your needs. We can launch a new bank within a couple of months, and add new products within weeks. Our strategy of keeping all customers on a standardized platform allows us to innovate quickly without compromising uptime – and you are always on the latest release and can focus on building what you want quickly and reliably. With your customers in the centre, our cloud-native core banking platform offers a wide range of prepackaged solutions enabling you to smoothly create new innovative banking services to keep up with their ever-changing demands.

Credex Systems offers comprehensive software solutions designed for the origination and servicing of direct and indirect loans. Their platform supports a wide range of functionalities, including loan processing, interest calculation, consumer document printing, and centralized loan approval. With integrated features like OFAC verification, credit bureau inquiries, ACH and debit card processing, and automated collections, Credex ensures a seamless loan management process. The platform also provides enhanced security features such as file backups and software updates, making it an ideal choice for consumer finance companies seeking an efficient and secure solution.

QBS has been created to make financial services more efficient through the best use of technology. Particularly in emerging markets where legacy or traditional core banking are too slow and costly to adapt or integrate into new channels, without disregarding the ever-rising costs of maintenance and recurring services. QBS is the platform designed to speed up new and better financial products’ time to market while providing agility and effectiveness. Boosted Digital Transformation processes in financial services so that our clients become more responsive to an increasingly competitive market. Our platform has been created from the latest trends in digital banking at a global level. APIs and native Microservices, open and transparent data model, 100% real-time processing. Regulatory and operational support is provided through sound, simple, real-time, seamless processes and unlimited performance.

We handle opening of user/bank accounts, customer onboarding, compliance checks, and regulatory requirements, end-to-end. We guarantee industry standard compliance and a frictionless user experience. Roll out future-ready, customer-relevant banking services with our holistic core banking system. We help businesses provide smooth payment experiences to their end customers. Whatever the payment requirement, our solutions can handle it. We help organizations and banks issue branded physical and virtual cards. We configure requirements and co-create card programs specifically for your needs. We connect finance, technology, and commerce, with our capabilities like collection tech, payouts, plug-ins for merchants, payment gateway, and more. Our solutions are end-to-end, meaning we do all the heavy lifting, enabling you launch cards, programs, any fintech product in no time at all.