Compare the Top Money Transfer Services in Africa as of January 2026

What are Money Transfer Services in Africa?

Money transfer services and remittance services allow businesses and individuals to transfer money both domestically and overseas. Money transfer services simplify and facilitate the process of transferring money to another business entity or individual. Compare and read user reviews of the best Money Transfer services in Africa currently available using the table below. This list is updated regularly.

  • 1
    PayPal

    PayPal

    PayPal

    9 million merchants rely on PayPal to build, run, and grow their business. Get the tools, products, financing, and support you need to help establish or grow your business – from processing payments and building a website to shipping and marketing. We even give you access to business loans* that can provide merchant funding to help you start and drive future growth. Get paid online or in-person. Whether you need online invoicing, a customized checkout for your website, or a card reader for processing on-the-go transactions, we have a solution for your business. Choose from a selection of products and services designed to simplify your day-to-day operations, like tools for tracking payments, printing shipping labels, and so much more. Explore merchant lending options that can provide you with fast access to the money your business needs now, plus a way to offer your customers financing that lets them pay over time, while you get paid upfront.
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    Starting Price: Free
  • 2
    Wise

    Wise

    Wise

    The only business account you need to go global. Everything you need to grow your business and operate internationally — without the high fees, hefty admin, and headache of a local bank. We safeguard your money in top financial institutions. We're an authorized financial services provider. Pay invoices with the real exchange rate in 70+ countries from your phone or app. 50% of payments are instant or arrive in an hour. All you need is your recipient’s bank details or email. They don’t need a Wise account to get paid. Save time and money on international payroll, employee reimbursements, or recurring payments. Pay up to 1,000 people in one click. Just upload a spreadsheet with details for each transfer and submit one payment. Add team members to your account to help with payments. All past payment info is saved for the future.
  • 3
    NETELLER

    NETELLER

    NETELLER

    Pay online, send money or buy and sell cryptocurrencies, all while earning loyalty points you can exchange for rewards. Level up, drop fees, unlock rewards, and pay online with confidence. You can trust NETELLER for fast and secure online payments. Paying with NETELLER is always instant, secure and free. Enjoy a new look, fresh features and an upgraded mobile app, so you can send and spend with ease. The NETELLER multicurrency account lets you keep track of your balance wherever you are, in whatever currency you're using. Whether you’re splitting a bill or sending a gift, just upload your contacts and you can send and receive money with ease. Enter the exciting world of crypto trading with NETELLER’s built-in platform. Trade on the go with the app, or set up automatic or recurring orders, so you never miss an opportunity. Whether you’re making financial connections with friends, family, businesses or sites you love, just using NETELLER lets you earn points you can exchange for rewards.
  • 4
    Pay2.House

    Pay2.House

    Pay2.House

    Pay2.House is a payment infrastructure that simplifies and accelerates the management of advertising expenses, transfers, and financial operations within digital teams. The platform offers a multi-currency wallet (USD, EUR, USDT) with instant top-ups via USDT (TRC20), Capitalist, and SWIFT - all without hidden fees. Users can issue and manage unlimited virtual cards that work with Apple Pay and Google Pay, making them ideal for launching ads on Facebook, Google, TikTok, and covering subscriptions, proxy services, AI tools, and cloud platforms. Cards are issued instantly with just two clicks, allowing teams to scale fast and manage expenses with full transparency. Internal transfers between accounts are free and real-time, streamlining collaboration between buyers, managers, and financial leads. A flat $5 fee per card and $0.25 per transaction makes Pay2.House one of the most affordable solutions on the market.
    Starting Price: $5
  • 5
    Epay

    Epay

    Epay

    Innovative cross-border collection, one-stop capital settlement. Overseas customers only need to pay the local currency and Epay can economically and efficiently settle it to the currency you need with multi-channels, helping you to explore new markets and seize the opportunities in the digital economy era. Epay can effectively help corporates such as live broadcast platforms, online teaching company, foreign-invested enterprises, and labor dispatch companies to make bulk payment. Epay supports more than 80 currencies, receivers can pick up cash or receive through bank account. There are more than 200,000 cash pick-up locations around the world, which enables people to move money wherever it needs to be, in the most time and cost-efficient manner. Cooperated with more than 400 banks around the world, Epay aims to build a one-stop remittance platform to provide convenient and affordable money transfer services for millions of people who study, travel, do business, work abroad.
    Starting Price: $3
  • 6
    Tazapay

    Tazapay

    Tazapay

    Expand globally with Tazapay, your cross-border payment gateway. Simplify international transactions without local entities. Simplify with Tazapay, a unified platform for efficient worldwide payment collection. Your money is securely held until the shipment is completed and you get your money back if the shipment is delayed. Your money is released in full as soon as you ship the goods. Buyer cannot withhold or deny your payment if you meet your obligations. As a trusted third party, Tazapay holds the buyer’s funds until the vendor delivers the service. Tazapay releases the funds to the vendor upon verification of the proof of service delivery. All escrow funds are segregated and safeguarded with leading banks, under the jurisdiction of the mas. We take on the compliance and regulatory overhead so you don’t have to. Milestones for payment release can be customized to suit your business needs. Operational capability to do KYC, KYB, and verification of shipment documents.
    Starting Price: $2 per month
  • 7
    CurrencyFair

    CurrencyFair

    CurrencyFair

    The new standard in FX and international payments, backed by world-class support. Creating your account is simple and takes just a few minutes. This allows us to verify your business and fulfil our regulatory requirements. Our team will let you know once your documents have been verified and your account has been activated. The only platform that lets you trade in two ways. Exchange currencies immediately at bank-beating rates. Choose your own rate and wait for a match on our unique peer-to-peer marketplace - you could even beat the currency exchange rate you see on Google. Our user-friendly platform allows you to pay workers, suppliers, and contractors from abroad in up to 22 currencies. Receive international payments from over 150 countries and avoid excessive international banking fees. Stay in control of your business’s payments by creating custom roles, assigning tailored permissions, and enabling dual approval.
    Starting Price: $3.45
  • 8
    Tapix

    Tapix

    Tapix by Dateio

    Trusted by 50+ banking and fintech leaders, Tapix is the industry-leading API service in transaction data enrichment. With major players like Revolut, bunq, Raiffeisenbank or Unicredit Bank on board we are enhancing banking experiences with smart features and solutions for more than 73 million users globally. 1. Clear Transaction History Fuel digital transactions with accurate merchant insights (logo, GPS, category, CO2, URL, Google Place ID and more). 2. AN4569 Compliance Be compliant with Mastercard’s Revised Standards for Enhanced Merchant Data Display and stay ahead of your competition. 3. Personal Finance Management Empower users with valuable spending insights, including subscription overviews and more. 4. Hyper-personalization Tailor services and offerings to individual customer needs and preferences using accurate transaction data. 5. Customer Behavior Insights Gain actionable data insights to prevent fraud, improve credit scoring models, and targeting.
  • 9
    TorFX

    TorFX

    TorFX

    Every business is different, but our range of currency transfer services can be adapted to suit your company’s needs and help you protect your profit. We secure you the most competitive exchange rate available whenever you need to make an immediate transfer. Budget effectively and protect your funds from negative market shifts by fixing an exchange rate for up to two years in advance of making a transfer. Limit Order, target an exchange rate higher than the current rate and we’ll automatically execute your transfer if the market reaches that level. Control the risk of an exchange rate suddenly falling by setting a worst-case rate. You can wait for conditions to improve but know your transfer is protected if they worsen. By keeping you updated with the latest currency news and ensuring you benefit from the expert insight of a dedicated Account Manager, we can help your business time its currency transfers more effectively.
  • 10
    XE

    XE

    XE

    Open an international money transfer account for business. Are you looking for an alternative to the bank? Pay your international invoices quickly, easily and securely at competitive rates with XE. Need an expert to handle your FX? Our tools and technology will help you pay your overseas suppliers at the right time and rate, so you can focus on your business. Worried about currency fluctuations impacting your bottom line? We'll get to know your business requirements and develop tailored strategies or solutions to support you. XE provides comprehensive international money transfer and currency risk management (hedging) solutions. Our team of foreign exchange specialists work with United States businesses of all sizes to improve their FX outcomes. Access competitive exchange rates for your international business payments. Make international transactions online in just a few minutes.
  • 11
    WorldFirst

    WorldFirst

    WorldFirst

    International business payments made easy. We’re WorldFirst, an international payments business helping you move money around the world. Our customers can open one or multiple local currency accounts online, for free, and make foreign exchange transactions in 68 currencies easily and at speed. Collect international payments from global marketplaces. Convert money at a time and rate that suits you. Pay in multiple currencies from a single account. Manage your money and FX transactions all in one place. For businesses importing and paying overseas suppliers. Make international money transfers easily and securely at speed. Manage risk with robust hedging solutions and help keep business budgets and future plans on track. Send mass payments from a single transaction, saving time and money. Open up to 10 local currency accounts and start receiving funds from global marketplaces in minutes. Hold funds to pay suppliers and repatriate funds with ease.
  • 12
    Airwallex

    Airwallex

    Airwallex

    Airwallex is the business account built for global businesses. Your account comes standard with features like multi-currency business accounts, so you can collect and hold money in over 11 currencies while avoiding double conversions. Issue virtual debit cards for you and your team in seconds. Transfer money internationally in up to 23 different currencies, without the excessive fees and transfer wait times. Integrate with our API to improve your platform product offering and scale your business. Invoice and accept payments from international customers in their preferred currency. Seamlessly connect your business accounts with popular platforms like Amazon, eBay, Shopify and PayPal. Pay out in the same currency, or convert and withdraw in USD using outstanding FX rates. Issue new virtual payment cards in seconds. Change spend limits and revoke access, all from our online platform.
  • 13
    Tranglo

    Tranglo

    Tranglo

    We simplify cross-border payments so you can focus on keeping your customers happy. Transform your foreign remittance, business and mobile payments today. Money service businesses can connect customers with more countries and let them send money home quickly. Single platform for corporates to send and receive cross-border payments easily. International airtime top-up, mobile recharge and bill payment solutions. The largest telco in the Middle East gets a massive boost to its mobile and airtime network to benefit over 7 million active users instantly. Our foreign remittance solution for you to start letting your customers send money home quickly, safely and reliably. If you have a mobile app or an internal payment system, choose our intelligent API with real-time monitoring. Access everything: technical specification, source codes and more. Use our intuitive live test to get a feel of our API.
  • 14
    Currencies Direct

    Currencies Direct

    Currencies Direct

    Tailored international payment solutions supported by our dedicated business team. Control the cost of foreign exchange and expand your global reach with fast, secure and reliable payments. Keep your cash flow predictable and protected from volatile markets with a proactive approach to risk. Whether you need to pay a single invoice or are building a global business, having the right partner to minimise cost and maximize opportunity is essential. Accept payments effortlessly and create new business opportunities around the world with one of our secure multi-currency accounts. Receiving foreign currency payments shouldn't be costly or difficult.
  • 15
    Lithic

    Lithic

    Lithic

    Lithic makes it simple to create payment cards to enable and control spending. Designed for developers, Lithic’s accessible building blocks reduce time to market, unlock new revenue streams and scale with your evolving business. Whether you’re creating payment cards for your customers, optimizing back-office operations, or simplifying disbursements, Lithic makes it easy to start without wading through lengthy MSAs or Sales demos. Pricing is simple, with no expensive monthly fees. Create your first card in minutes and use it right away.
  • 16
    Caliza

    Caliza

    Caliza

    Our technology helps you embed digital dollar accounts and real-time payments into your products and services, unlocking new financial opportunities for your customers. Straightforward API or online dashboard that gives you full control and customization of your experience. US-based digital dollar accounts with segregated funds, real-time cross-border settlements, savings, and competitive FX rates. Bring borderless payments and digital dollars to your business with our simple, secure, developer-friendly API. Enable businesses to access international goods and services faster. Enable companies to manage treasuries across borders without delays or errors. Help your customers accept payments from their own users across borders. Provide US banking credentials and dollar accounts with instant liquidity for your customers. Help businesses pay their global workforce accurately and compliantly. Provide quick and inexpensive transfers for customers sending and receiving money.
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