Best Payment Processing Software

Compare the Top Payment Processing Software as of December 2025

What is Payment Processing Software?

Payment processing software is software used to facilitate payments made to and from businesses. It can process these transactions quickly and securely, allowing merchants to run their operations smoothly. The software is often integrated with point-of-sale systems or accounting programs, allowing for seamless tracking of all financial information. Users can easily manage payment gateways, report on transactions, and reconcile accounts with detailed analytics tools. Compare and read user reviews of the best Payment Processing software currently available using the table below. This list is updated regularly.

  • 1
    SDK.finance

    SDK.finance

    SDK.finance

    SDK.finance is a white-label core payments platform, serving as a backbone for building fintech products on top. Available in cloud PaaS and on-premise with the source code license versions, the platform caters to businesses of all sizes - from startups seeking affordable software to SMBs and enterprises that need scalability and independence.
    Starting Price: Contact us
  • 2
    ChargeOver

    ChargeOver

    ChargeOver

    ChargeOver is a web-based standalone billing and invoicing software solution for businesses across industries. Affordable and feature-rich, this recurring billing and payments platform offers a host of functionalities including a self-service customer portal, standard or customized reporting, billing or invoicing setup options, and branding options for billing-related communications. By using ChargeOver, you can improve your service to customers, save time, and increase cash flow by automating recurring payments and subscriptions. Additional features include automated dunning; phone, chat, and email support; fully searchable database; customer payment portal, custom payment links; and more.
    Starting Price: $0
  • 3
    Remitr

    Remitr

    Remitware Payments

    We build payment solutions for SMBs so they can concentrate on growing their companies. When you create a payment before 2pm ET (this is critical), we’ll initiate the direct debit transaction immediately. Next step is to wait for your bank to release the funds to us. This typically takes one business day. Once we’ve received the funds, your recipient gets their payment by 9pm ET the same day. The entire process, including waiting on your bank, only takes 1-2 business days. This one is pretty simple and super fast. If you’ve already added funds to your Remitr Ledger, any payment initiated before 2pm ET gets to your recipient by 9pm ET on the same day! The vast majority of international payments on the Remitr platform can be made for just $5. Simply initiate the payment and leave the rest to us. No more cheques, no more delayed payments, no more bank visits. Keep reading to see how our most popular international payment funding types work.
    Starting Price: $5 per transaction
  • 4
    Airwallex

    Airwallex

    Airwallex

    Airwallex is the business account built for global businesses. Your account comes standard with features like multi-currency business accounts, so you can collect and hold money in over 11 currencies while avoiding double conversions. Issue virtual debit cards for you and your team in seconds. Transfer money internationally in up to 23 different currencies, without the excessive fees and transfer wait times. Integrate with our API to improve your platform product offering and scale your business. Invoice and accept payments from international customers in their preferred currency. Seamlessly connect your business accounts with popular platforms like Amazon, eBay, Shopify and PayPal. Pay out in the same currency, or convert and withdraw in USD using outstanding FX rates. Issue new virtual payment cards in seconds. Change spend limits and revoke access, all from our online platform.
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