Best Personal Finance Software

Compare the Top Personal Finance Software as of January 2026

What is Personal Finance Software?

Personal finance software is a type of software designed to help individuals manage their financial information. These apps can track income and expenses, provide budgeting tools, and generate reports for taxes or investments. They may also be used to manage investment portfolios and retirement planning. Compare and read user reviews of the best Personal Finance software currently available using the table below. This list is updated regularly.

  • 1
    Lunch Money

    Lunch Money

    Lunch Money

    Lunch Money is a personal finance tool with multicurrency support for the modern-day spender. Meet your biggest cheerleader in budgeting today! Delightfully simple personal finance & budgeting. Made for you, the modern-day spender. Split, group, tag, and categorize transactions the way you want. Track every dollar, euro, and yen and see it all add up in your home currency. Track your net worth over time for an overall view of your progress towards your goals. Build up a system of rules to put organizing your transactions on autopilot. Set an attainable budget every month with the help of useful historical data. Track your monthly, yearly, and weekly recurring expenses easily. Run queries against your transactions to get spending insights. Invite unlimited collaborators to your budget. Need assistance? We're just a message away and we're always happy to help. Stay secure with two-factor authentication and data encryption at rest.
    Starting Price: $10 per month
  • 2
    Fold

    Fold

    Fold App

    Personal finance powered by bitcoin. Fold is your gateway to earning, buying, and living on bitcoin. Earn bitcoin rewards with every purchase using our prepaid debit card. Buy bitcoin with zero fees and get bitcoin back on bill payments and gift card purchases.
    Starting Price: Free
  • Previous
  • You're on page 1
  • Next