Best Free White Label Payment Gateways of 2026

Compare the Top Free White Label Payment Gateways as of January 2026

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What are Free White Label Payment Gateways?

White-label payment gateways are customizable payment processing platforms that allow businesses, fintechs, or financial institutions to offer branded payment solutions without developing their own infrastructure. They enable merchants to process transactions securely under their own brand while the backend technology is managed by a third-party provider. These systems support multiple payment methods—including credit/debit cards, digital wallets, ACH, and cryptocurrencies—while ensuring compliance with standards like PCI DSS and PSD2. White-label gateways often include advanced features such as fraud detection, recurring billing, analytics, and multi-currency support. By providing a ready-made yet fully brandable solution, they help companies accelerate go-to-market and build trust through a consistent payment experience. Compare and read user reviews of the best Free White Label Payment Gateways currently available using the table below. This list is updated regularly.

1

PTPWallet

Core State Holdings, Corp.

PTPWallet is an innovative non-custodial cryptocurrency wallet that enables users and businesses to effortlessly engage in buying, selling, and trading a wide range of cryptocurrencies. With over 600 currencies supported and with a global reach, this platform breaks down geographical barriers and creates a seamless marketplace for transactions to flourish. Since its inception, PTPWallet has never been successfully hacked and has seen large demand from businesses. Because of this, we created our white label crypto wallet solution. Over 47 clients have acquired our white label solutions: cryptocurrency wallet, our cryptocurrency exchange, and payment gateway. PTPWallet is focused on three directions: flexibility, ease of use, and industry leading security. Our white label crypto platforms can be installed into any industry, allowing a wide range of businesses expand into the Web 3.0 market - and increase their revenue. Via our homepage link, fill out our form and we'll reach out!

Starting Price: Free

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2

Hips

HIPS Payment Group

Hips is a complete omnichannel payment gateway and platform for businesses, ISV's and ISO's that want to offer their customers payment terminals or online payment services. Programmatically create merchant accounts or manage terminals via our REST API. Focus on customers and sales — not payment infrastructure, acquiring, issuing, licensing, PCI certification, hardware or software. Scale your POS or payment business with a single global payment platform in 70+ countries and 60+ payment methods online, mobile or in-store. We design custom pricing and tailored payment services (gateway, acquiring or issuing) that work for you and your business model. You set the price to your merchants and keep full ownership of your customers and offers. Programmatically create merchant accounts or manage terminals. Our SDKs make it easy to integrate Hips into your own mobile and web applications for mobile, unattended, online or in-store payments.

Starting Price: €3.90 per device per month

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3

Crassula

Crassula

Create a fully-functioning digital bank in a matter of days. Whether you are launching your own banking or e-wallet or you want to seamlessly embed FinTech solutions into your product, Crassula Banking will get you covered. Companies that service business and private customers. Financial institutions that are reselling IBANs and payments. Currency exchange businesses. Telecoms, retailers, and crowdfunding companies that would like to open financial accounts for customers. All banking accounts are multi-currency and work for private, business customers and licensed financial institutions via API, web, and mobile interfaces. Issue and manage cards, process transactions, and set up fees, with multiple currencies supported. Offer your customers the freedom to buy online and offline, with virtual and plastic cards. Manage balances, currencies, chargebacks, and more within one service. Create your own eCommerce global payment gateway with Crassula.

Starting Price: Free

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4

Unicorn Payment

Unicorn Payment

Our full-featured online payment platform allows you to accept payments for your online business. Unicorn Payment is one of the leading turnkey payment gateway solutions in the industry. With our trusted solution, we make sure your payment processing is seamless and secure. Unicorn Payment has powerful tools and resources available that can help companies hit the ground running from day one. Flexible, full-featured credit card processing services are hard to find, but we can customize a solution for every type of customer. We go the extra mile to ensure that all transactions are encrypted and secure using state-of-the-art payment processing technology. We provide payment services in 196 countries and accept nearly every payment method globally. Securely accept payments online and keep your business and your customers protected at all times. With seamless, hassle-free integration to our payment gateway, you can avoid long integration processes.

1 Rating

Starting Price: Free

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