Best Working Capital Software

Compare the Top Working Capital Software as of December 2025

What is Working Capital Software?

Working capital software helps businesses optimize their short-term financial health by managing the balance between current assets and liabilities. These platforms provide tools for tracking and managing cash flow, accounts payable and receivable, inventory, and other components of working capital. The software allows companies to forecast their liquidity, monitor financial performance, and ensure that there is sufficient capital available for day-to-day operations. It can also help businesses identify inefficiencies, improve cash flow management, and make data-driven decisions about funding, investments, and credit management. By using working capital software, organizations can enhance their financial flexibility, reduce the risk of cash shortfalls, and improve operational efficiency. Compare and read user reviews of the best Working Capital software currently available using the table below. This list is updated regularly.

  • 1
    Mollie

    Mollie

    Mollie

    Mollie is a money management platform that powers growth for over 250,000 businesses – from startups to enterprises. It's a single platform to get paid and simplify your finances, with online and in-person payments, subscriptions, financing, reconciliation, invoicing, and fraud prevention tools. Get started in minutes with transparent pricing, no hidden fees, and no lock-in contract.
    Starting Price: €0.25 per transaction
  • 2
    Serrala

    Serrala

    Serrala Cloud Solutions

    Serrala is a global financial automation and B2B payments software company creating more secure payment capabilities worldwide for enterprises of all sizes. We are a leading fintech pushing the boundaries of finance software by integrating finance and treasury into one central ecosystem for corporate payments, the “Universe of Payments”. Significantly improve AR Automation with a compelling cash application experience, automatically processing and reconciling payment data from all formats. Achieve a truly holistic cash visibility and enhance your working capital management with our uniquely comprehensive approach. Benefit from the most comprehensive end-to-end offering for collections, disputes, and deductions with market-proven and best-practice receivables management strategies. Automate processes across your entire credit management lifecycle including third party connectivity for faster and more accurate credit decisions and less manual activities.
  • 3
    PrimeRevenue

    PrimeRevenue

    PrimeRevenue

    PrimeRevenue, the leading provider of working capital financial technology solutions, helps more than 30,000 clients in 80+ countries optimize their working capital to efficiently fund strategic initiatives, gain a competitive advantage and strengthen relationships throughout the entire supply chain. Supply chain finance, often referred to as approved payables finance or reverse factoring, is the most effective way for mid-market and large corporations to unlock cash to respond to economic volatility and fuel growth. We’ve helped companies ranging from the middle market to the world’s leading corporations free up billions in working capital. Just imagine what we could do for you. The PrimeRevenue SurePay Platform is an industry first platform that optimizes B2B payment services for the entire supply chain.
  • 4
    Priority Commerce

    Priority Commerce

    Priority Commerce

    ​Priority Commerce offers a unified commerce platform designed to streamline revenue and accelerate growth through its Priority Commerce Engine (PCE). It integrates multiple financial services, enabling businesses to collect, store, lend, and send money efficiently. With tools like MX Merchant, users can centralize billing, sales tracking, and customer engagement, facilitating same-day funding across all payment routes, including cards, ACH, and cash. Priority Commerce supports various fee-based solutions, allowing for customizable payment processing tailored to specific business needs. For developers and ISVs, Priority provides secure, feature-rich APIs that integrate seamlessly into applications, offering low-code or no-code solutions to expedite development.​ It automates banking operations, enhance financial transparency, and provides robust security measures to reduce fraud risks.
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