SAMPLE CASE STUDY FOR COMMUNITY
DEVELOPMENT.
Prepared by students in specialization.
For issue readings of Community Planning
Development subject due ECQ April 2020
Submit a reaction paper in one sheet,
handwritten, to identify the main issue/s of
Community Development Planning of
Valenzuela City in this study .
Submit picture of your one sheet reaction
paper before May 2,2020.
NHA COMMUNITY MORTGAGE PROGRAM:
- Community Mortgage Program is a socialized housing
program of the Philippine Government. It provides for land
acquisition by the occupying community association based on the
concept of community ownership. It is being implemented through
the Social Housing Finance Corporation, a subsidiary of the National
Home Mortgage Finance Corporation, and in accordance with the
provisions of Republic Act 7279 otherwise known as the Urban
Development and Housing Act enacted on March 1992.
The case study focuses on the resettlement program which
is one of the projects in community mortgage program
Important lesson learned in the approach used under the Marcos
era is the possibility of families to avail of housing loans that is
suitable to their capacity to pay, slum areas could be improved
without displacing/ evicting urban poor settlers.
There are two kinds of project under the
CMP:
The on-site projects- allow the illegal settlers to
formalize their claim to the land they occupy by
buying it from the owner through community
mortgage.
On the other end,the off-site projects -entail the
relocation of the tenants to another area.
ROLE OF AGENCIES INVOLVE:
NHA(National Housing Authority)
-NHA extends credit assistance to Community Associations for
the acquisition of land they occupy or intend to be resettled.
Under other community-based approaches, the NHA acts as
conduit between community associations/ cooperatives and
financing institutions such as the National Home Mortgage
Finance Corporation (NHMFC), Home Development Mutual
fund (HDMF OR Pag-IBIG Fund) and other government and non-
government institutions.
HDMF(Home Development Mutual Fund) or Pag-IBIG Fund
-This agencies are the ones that are funding or lending money
for the projects in community mortgage programs
Loans are not only for land acquisition, but also for
home improvement and construction. The loanable
amounts are:
- P30,000 per undeveloped lot at 6 percent interest
- P45,000 per developed lot at 6 percent interest and
- P80, 000 per house and lot at 6 percent interest.
Loans are payable monthly with a maximum term of
25 years.
Loans may be released for land acquisition, site
development, or for housing improvements and
construction. However, most urban poor families avail
of loans mostly for land acquisition.
CASE STUDIES
RESETTLEMENT:
MORNING VILLE
CANUMAY
VALENZUELA CITY
BACKGROUND: Morning Ville Resettlement Program
- Resettlement program = involves the
acquisition and development of large tracts of raw land
to generate serviced lots and/or housing units for
families displaced from sites earmarked for
government infrastructure projects and those
occupying danger areas such as waterways, esteros,
and railroad tracks.
Morning Ville residents were former squatters and
residents that lives in flooded areas in Malabon city.
They were move to West Canumay Valenzuela City
when the Morning Ville resettlement village was
completed on the year 2006
FUNDING/PAYMENT SCHEME:
-. The selected beneficiary will have to
pay P200 a month for the first five years and
the remaining 30 years of payment will be
computed with a compounded interest method
to produce equally affordable amortization
ranging from P400 to P800.
TYPES OF HOUSING,
MATERIALS/TECHNOLOGIES USED:
Single storey row house
Materials CHB and Corrugated sheets for roofing
ON SITE PHOTOS
ON SITE PHOTOS
ON SITE PHOTOS
SAMPLE PLAN:
ROW HOUSE
CRITIQUE ON THE DESIGN & PLANNING, SERVICES,
FINANCING SCHEMES:
The payment scheme for the residents is fair enough for them and
for the proponent
The site has good road network
The site has a good source of electric and water line
The village lacks open spaces
The village was properly zone
ISSUES AND PROBLEMS IDENTIFIED:
The village is still near the creek that may cause
flooding
The sizes of unit may not be enough especially for
families that are larger than 4
The units are small and only single storey
Each unit is occupying the frontage of their lot that is
supposed to be sidewalk.
Some of the road access is been occupied. They us it as
basketball court, place for drinking, place for gambling,
etc.
CONCLUSION AND GROUP’S RECOMMENDATION:
The site should be far from creek since one of the purpose of the project is to
relocate the people living near the creek or esteros.
They should provide fences in the creek to avoid polluting the creek to prevent
flooding in the area
The housing units should be two-storey to give the families more spaces.
The village road network is in already good conditions that make the resettlement
area livable or more efficient for the residents. It gives the easy access
The village has a good source of power and water line.
The alleys and sidewalks should be clear in order for it to be use on their actual
purpose.
The village should provide a place for recreation.
The settlers should be educated on how the maintain the village properly.
