MAHARASHTRA GRAMIN BANK (A Sehduled Bank established by Government of nin) Sponsor Bank: Bank of Maharashtra Plot Not2, Growth Centre, Waluj Mabanager CIDCO, AURANGABAD - 431 003, mail mabhonnd@emall om Visit [Link] HOP&D/Cir No. 12 (2020-21 ‘Mareh 04, 2021 Al the Branches and Offices of the Bank 35 Dear Sir! Madam REVISION OF SERVICE CHARGES W.E.F. 5" MARCH 2021. Revision of the services charges of Bank was last made effective from 01.10.2018. The need was felt to revise the service charges & bring them all revised service charges under a single booklet. ‘The revised charges are arrived at keeping in view of operational cost, regulator prescriptions, and charges of sponsor bank. It has been decided to revise the Service Charges rate with effect from 05.03.2021. No charges to be levied for closing a Saving/Current account, if the customer chooses to close the account within 14 days of 1* deposit into the account. Allowing operations through Power of Attomey / Mandate Bank has introduced interoperable RuPay ATM Debt Cards/KCC cards with the yearly maintenance charge of Rs. 100.00 pa. d. SMS alert charges CBS transactions. ‘The revised service charges are exclusive of the Good & Service Tax. GST is to be collected separately at the rates applicable (18.00% at present), The revised schedule of service charges is enclosed herewith in Annexure covering all the services extended by the Bank, Many service charges tor which charges have been kept at existing level are also included in the enclosed Annexure for ready reference. The revision in service charges shall be made applicable w.e.f. 05.03.2021MAHARASHTRA GRAMIN BANK HEAD OFFICE CIDCO, AURANGABAD ANNEXURE -I Existing Charges From 01.10.2018 Revised Charges From 05.03.2021 ae Eariiemure (Excluding GST) (Exeluding GST) oy 1 | Incidental Charges a Saving Bank Ale With cheque | Charges for non-mainienance of min. book balance (Quarterly average) Cham | Ror Metro/Urban Rs. 1500 monty average balance : Penal charges are in proportion to the shortfall observed in minimum balance subject to maximum of RS. | Rs, 1000/- quarterly average 120 per quareer. balance KK ———_________| 500+ to 1000 Rs 75/- Qly For Semi Urban R300 F moni | 359500 Rs 100-7 |S average balance : Penal charges are in . 150. Proportion to the shortfall observed in| UPtRS250 Rs 150/-Qly ‘minimum balance subject to maximum of Rs. 80 per quarter. For Rural Rs. 250 7 monthly average balance : Penal charges are in proportion to the shortfall observed in minimum balance subject to maximum of Rs 40 per quarter, Without Rs. 500 /- quarterly average balance cheque book 250+ t0 500 Rs 30/-Qly Minimum Bal. | ~ 125+ to 250 Rs 50/- Qly Charges: Upto Rs 125 Rs 60/- Qly For Premium Saving A/C Rs = 100000/- monthly average balance : Penal charges Rs, 1000 per quarter. If charges are levied for two consecutive | If charges are levied for two quarters account may be closed after giving | consecutive quarters account may be | M. notice. closed after giving notice. ‘*(Minimum balance condition and related | *(Minimum balance condition charges are not applicable for “No Frills ~ | related charges are not applicable for basic accounts’ ‘PMJDY’ other products | ‘No Frills — basic accounts’ ‘PMJDY" | S where minimum balance is specifically | other products where — minimum mentioned.) balance is specifically mentioned.)Particulars Existing Charges From 01.10.2018 (Excluding GST) Revised Charges From 05.03.2021 (Excluding GST) a ™ Current Account Min Balance quarterly Averages = Urban Branch/Semi Urban : Rs. 5000* Rural Branch : Rs. 2500* Quarterly Average Bal. Rs 3000 using alternate channels) the time of Interest application. After 5 transactions in a month Rs 50/- per transaction to be recovered at the time of interest application. *Charges for non maintenance Individual : Rs. 250 p. q.(at all Branches) _| Charges Rs 500/- per quarter s Others: Rs.500/- pq. for Rural & Semi-| For All Branches Urban & Urban Br Minimum Bal | charges of Rs. 400/- per_annum. When anges balance falls below inoperative charges, ale will be closed under advice to the customer. Samruddhi Current Account Quarterly Average Bal : 1000001- s Charges of Rs 2500/- quarterly Unnati Current Account Quarterly Average Bal : 50000/- s Charges of Rs 1000/- quarterly | With /Without cheque book ‘With /Without cheque book Closure of the | Individual-Rs. 200 /- Individual-Rs. 200 /- account within | Non-Individual- Rs.500/- Non-Individual- Rs.500/- Ss a year (Same charges for SB/Current | (Same charges for SB/Current Account) Account) Thoperative Ales No charges to be levied irrespective of the | No charges to be levied irrespective | Saving balance in the account. of the balance in the account. Account ‘Current No charges to be levied irrespective of the | No charges to be levied irrespective |" Account balance in the account. of the balance in the account. 7 Closure of | No charges to be levied for closing a | NO charges to be levied Secieie Saving/Current | Saving/Current account, if the customer Saving/Current account, | if the customer chooses to close the | S account within | chooses to close the account within 14 Int within 14 days of I” deposit 14 Days | days of 1" deposit imo the account account within 14 days of dep ‘Cash Withdrawal transaction at Excessive cash Home and Non Home branch withdrawals in ‘SB accounts For entries over 30 per half Year Rs. 20/- | Free ~ 5 cash transactions in a month (other than per exceeded withdrawal to be recovered at | at home and non home branch, Mi Existing Charges From 01102018 | Revised Charges From 05.03.2021] 6 Sr | _Particatars (excluding CST) (Escluding GST) ° 2 |_| Duplicate Pass Bool/Account Statement Saving Rs.100/ per new PB (duplicate PB) with | Rs.100- per new PB (duplicate ‘Account latest balance plus Rs. 20/- per group of 30 | PB) with latest balance plus Rs, entries or part thereof. 50/- per group of 30 entries or part | Duplicate Passbook to be issued from the | thereof. CBS Menu entry) (Duplicate Passbook to be issued from the CBS Menu entry) Current For current accounts of other than | For eurrent accounts of other than Account individuals Rs. 50/- per statement of 30| individuals Rs, 100/- per statement | entries or part thereof beyond one free | of 30 entries or part thereof | ° statement. beyond one free statement. Issue oF Duplicate Depost NIL. NIL Reo 3 |_| Cheque Leaves (CTS/MICRINow MICR) Saving First cheque book free per annum Rs.5.00 | First cheque book free per annum ‘Account, per additional leaf exceeding 40 free leafs | Rs.10.00 per additional lea pa. exceeding 40 fre leafs pa. s No charges for issuing a CTS cheque book | No charges for issuing @ CTS cheque for first time to SB account holder as per RBI | book for first time to SB account guidelines holder as per RBI guidelines Current First cheque book of 50 Teaves free per | First cheque book of 50 leaves free per | g Account annum Rs. 5.00 per leaf | annum Rs. 10.00 per lea. +] | Loss of Cheque book Mi me 3 |_| Cheque Return Rs, 300! per cheque per oscasion du to | RS SOUP per cheave per occasion Outward financial reason, Re 1S oe Une for other (Return __of | Rs. 150/- per cheque for other reason reason s Seay ieee ms e300 nati oe @ te ke + 80% bowse number of days the bank is out of funds in elg house) Inward ( Upto Rs.1.00 Taki RS. 2007- (per cheque | Upto Rs.1.00 lakh Rs. 300% (per Retum of per occasion) cheque per occasion) Cheque Above Rs.1.00 lakh Rs. 300/- (per cheque | Above Rs.1.00 lakh Rs. 300/- (per | S deposited by | per occasion) cheque per occasion) our customer ) © | | standing Instructions NIL NIL s Vian fot, Head Oca =| hmei Existing Charges From 01.10.2018 Revised Charges From 05.03.2021 | Sr | _Particulars (Excluding GST) (Excluding GST) 0 7 Stop Payment | SB:- Rs. 200/- per cheque SB Rs. 200/- per cheque < Max. Rs. 1000/- per reference Max. Rs. 1000/- per reference CAICCIOD- RS. 300. Per cheque. Max. | CA/CCIOD- Rs, 300. Per cheque. |< Rs, 2000/- per reference Max. Rs. 2000/- per reference 8 ‘Once in Quarter Rs. 100/- per folio. Once in year Rs. 100/- per folio. Per electronic page for part there of Per electronic page for part there of Before 31st March Before 31st March One folio = group of 30 entries or folio = 2 part thereof, Ledger Folio i fli = group of 30 entries or part ee te Charges/Acco | Nr i cn Tverage [Free |.[Link] Rs. | Folios Maintenance Cr. Bal. Rs. || Folios Less than 0 Charges Less than 0 Rs, 25,000 For Current Rs. 25,000 Rs.25001 to 3 s Account Rs, 50000 Rs.25001 to 3 s Rs, 50000 Rs, 50001 Rs. 50001 to Rs. 5 tos. 5 2,00,000 2,00,000 Above Rs. All ‘Above Rs. All 2,00,000 2,00,000 ‘+ Ale maintenance! Ledger folio charges not applieable (0 BCA and Govt Accounts. 9 | OBC/ TBC (Cheques) Rs. Upto ® | sooo/. Rs, 50/- per instrument Rs. 50/ per instrument 5 pp | Rs. 5001 t0 . 10000/- @ | Rs. 10,001 to | RS. 1007 per instrument RS. 100 por instrument i Rs, 100,000/- [TORO 0 per iseument Ta 200 per erraen 5 Rs, 250/- per instrument Rs. 250/- per instrument Over Rs No addtional Charges such a5 courier /No additional Charges such as | © | 10,00,000/- charges, out of pocket expenses etc. are to | courier charges, out of pocket be collected, expenses ete. are to be collected.Existing Charges From 01.10.2018 Revised Charges From 05.03.2021 Se || Particntars) | (Excluding GST) (Excluding GST) oo f | Sharing of | On 50:50 basis where collecting bank does | On 50:30 basis where collecting S Commission _ | not have a branch. bbank does not have a branch, Collection of cheques! warrants by mandate Rs, 10/- per credit entry of per credit entry cheque 8 | (Cxcept salary / | BS 10/ per credit entry of warranvcheque | Re Wr Pet oe s pension cheques/ECS |_| credit) 1 | Purchase of | No Local Cheque Purchase Under | No Local Cheque Purchase local cheques_| BP Under BP 10 | OBC/TBC ( Upto 5000/- Rs, 150/- per bill. Rs, 150/- per bill. s b [RSs 5001 to 10,000/- ¢ [RS 10001 to / RSIS per thousand oF par thereof Min, | Rs. 137- per thousand or part thereof | Rs. 1,00,000-_| Rs. 150/- Min. Rs. 150/- Rs, 15/- per thousand or part thereof Min, | Rs. 15/- per thousand or part thereoF | Rs. 100001 to | a.’ 1500/- Min, Rs. 1500/- Ss Rs, 10,00,000/- Over Rs, | RS 157 per thousand or part thereof. Min. | Rs. 15/- per thousand or part thereof. 10100,000/. | RS: 15,000/- Max. Rs. 20,000/- Min, Rs. 15,000/- Max. Rs. 20,000/- | . . For Account holders: Normal For Account holders: Normal charges | Chey as mentioned above Additional mentioned above For Oth Charges for 7 ‘or Others: [retirement of [Lor Others: Normal Charges + 50% above | g re Normal Charges + 50% above normal T charge RIBI directives do |S BC seinst | charges RBI directives. do not permit or ene of aaah ove cash scceptance of cash over RS. 1 al acceptance of cash over Rs. 50,000/-) Rs. 30,000) ‘Additional | Charges for | Normal charges For Others + (NEFT | Normal charges For Others + (NEFT g | retirement of | charges or DD charges by which proceeds | charges or DD charges by which IBC against | are remitted) proceeds are remitted) ‘NEFT/DD th Outstation | 50% of collection charges Min. Rs. | 50% of collection charges Min. Cheque/Bills | 100/-+ other bank charges if any. Rs, 100/- + other bank charges if | ny returned any. unpaid -Existing Charges From 01.10.2018, Revised Charges From 03.03.2021 Sr | _ Particulars (Excluding GST) (Excluding GST) 2 Rs. 20 per half year Rs. 20/- per Quarter SMS alert | Fotlowing categories of customers are | Following categories of fusiomers ae charges "| exempted fom SMS alr charges cxemplad fom SMS cle charges: |g : : No fii ‘ustomers, (CBS) BSBDAVNo fill/PMIDY Customers, Stall] Sir members including exstaft members inchiding ex-staff members oon 13 | , | Verification of | Rs, 100/- per verification Rs, 100/- per verification M Signature Recording reconstitution b lof Rs. 150/- per occasion Rs. 150/- per occasion M accountichange of signatures Attestation of | Rs, 100/- per reference Rs, 100/- per reference M photograph 14 DD /MT/Pay Order “Up to Rs. 5000/- Rs. 25/- per instrument. 4 | Issue of -Rs. 5001/- to Rs. 10000/- Rs. SO/- per | RS: !00/ Per ovsasion s DD/MT/PO- instrument. MT Removed ° Rs. 10/- per 1000 or part thereof. Min Rs. 100/- Max Rs. 15000/- No charges are to be levied when No charges are to be levied when| DD/MT/ TT/ PO are issued DD/MT/ TT/ PO are issued directly in | directly in favor of suppliers b favor of suppliers /contractors or as | /contractors or as part of part of disbursement of loan amount. | disbursement of loan amount and premium to tie-up insurance company. For account holders : 50% over & above For account holders : 50% over & above normal charges ‘Additional | Bormal charges charges for For others: 50% over & above normal | FoF others: 50% over & above handling cash charges. (acceptance of cash of Rs.50,000/- normal charges: SO of cash & above not permitted) of Res0,0u = & above mot permitted) 15 _| Issue of Duplicate DD / PO ie vores Rs. 100/- s /- irrespective of amoun' > “Above Rs Rs. 200" Rs 200/ spective of amount. 5,000/-Existing Charges From 01.10.2018 Revised Charges From 05.03.2021 Sr |__ Particulars (Excluding GST) (Excluding GST) 16 || Cancellation | Individual: up to Rs. 1000 :Rs.20/- per | Individual: Rs. 100/- per DD/PO, ofDD/PO | DD/PO. s For Rs. 1000/- & above: Rs. 100/- per Dp/Po. Non Individual: R5.200/- per DD/PO or | Non Individual: Rs.100/- per value of instrument whichever is lower. | DD/PO or value of instrument s whichever is lower. 17 | | Revalidation | Rs. 150 per DD/PO Rs, 150 per DD/PO s of DD/PO 18 || Collection of | Charges as applicable to OBC cheque. | Charges as applicable to OBC Deposit For local collection - NIL cheque Receipt of For local collection - NIL the other Bank 19 | | Remittances of Term Deposits on Maturity To other Bank | As applicable to remittances. Nit, To our branch NIL, NiL- 20 Rs. 1007 per Tost token RS. 100 per lost token + cost of Loss of Token M token 21 || Safe Custody | No charges for banker's Keys accepied under | No charges for banker's keys accepted Charges ‘mutual arrangements. ‘under mutual arrangements. M 22 | | Enquiry Rs. 150 per item Tor records Tess than 12 | RS. 1507 per item for records Tess than relating to Old | months old 12 months old M records Rs. 200/- per item for records more than 12] Rs. 200/- per item for records more months old than 12 months old ‘As destination Branch ~ NIL As destination Branch — NIL ‘As Sponsor bank —Rs. 5/-pertransaction | As Sponsor bank ~ Rs. Si- per Electronic | (Above Rs.2. Cr, additional Rs. 50. to be | transaction 23 | a | Clearing charged as clearing house charges) (Above Rs.2 Cr, addtional Rs. 5010 be |g Services ~ charged as clearing house charges) ‘ Credit Min Rs. 2,750/- Min Rs. 2,750/- No. charges 0 individual beneficiary's | No charges to individual beneficiary's account. account. ‘As destination Branch ~ NIL ‘As destination Branch ~ NIL AAs Sponsor bank —Rs. 3.50/- per transaction. | As Sponsor bank — Rs. 3.S0/- per Electronic _| (Above Rs. 2 Cr, additional Rs. 50 to be | transaction. Clearing charged as clearing house charges) (Above Rs. 2 Cr, additional Rs. $0 t0 |< Service | be charged as clearing house charges) | S ~ Debit Min Rs, 2,750 Min Rs. 2,750/- No charges to individual beneficiary's account, No charges to individual beneficiary's account. Hand ONineExisting Charges From 01.10.2018, Revised Charges From 05.03.2021 = ee (Exeluding GST) (Excluding GST) 24 NIL NIL s Upto Rs. 10000/- “Rs. 2.50 Up to Rs. 10000/- “Rs, 2.50 Rs. 10001/- to Rs. 1 lakh. = Rs.5/- Rs. 10001/- to Rs. | lakh ~Rs.S/- “Above Rs. 1 lakh to Rs. 2 Tak - [Link]/- per | Above Rs. 1 lakh to RS. 2 Take ~ s transaction Rs,15/-per transaction “Above Rs. 2Takhy = RS. 257- per transaction | Above Rs. 2 lakh :- Rs. 25/- per transaction 23 [RTGS Inward ‘NIL NIL Ss Outward (Including time varying tariff levied by RBI) | Removed by RBI Not Applicable Not Applicable Lesst pp pp egy than Rs2 (Minimum threshold Rs. 2 lakh) (Minimum threshold Rs. 2 lakh) Rs. 2 lakh to Charges Charges —T less than Rs. 5 lakh Rs, 30/- Rs. 30/- s bene eae Rs. 55/- Rs. 55/- s above 26 |_| CBS TRANSACTION For SB a/e holders: Free For SBICAICC Account Cash Deposit © For CA, CC: - free for first 1000 pes a day in any denomination. ‘© From 1001 pes onwards - Rs. 25 per 100 pes for all denominations. ‘© Upto Rs 1,00,000/- per day -Free. © Above Rs 1,00,000/- cash handling charges Rs 1/- per Rs 1000/- with a minimum of Rs 100/- and maximum Rs 10000/- per transaction, (Cash Handling Charges) Ifa customer makes two or more remittances of cash in a day, cash handling charges shall be collected by taking cumulative total of the cash Ta customer makes two or more remittances of cash in a day, cash hhandling charges shall be collected by taking cumulative total of the cash ‘No charge for loan /NPA/ write off recovery (For denomination of Rs S00/- and Rs 20000.) deposited during the day, charge applicable if | deposited during the day, charge the pieces exceeds the exempted limit of 1000 | applicable if the cash deposited amount pleces exceeds the exempted limit of Rs 100000/- Maximum amount of SC oF Rs, 10,000 done | Samruddhi and Unnati Current AC = away with Free Msr Particulars Existing Charges From 01.10.2018 (Excluding GST) Revised Charges From 05.03.2021 (Excluding GST) Payment of Cheque at Non Home branch, cash Payment of Cheque at Non Home branch, cash payment only against self Cash payment only aginst self drawn cheque’- rawn cheque © | Witharawat | Free, —— Subject to cap of Rs 50,000 per day Subject to cap of Rs. 50,000 per day. Transfer of Funds 1. between accounts of the same account Between holder (with same customer ID): Free Removed accounts |_| 2 Between accounts with different customer rmainainedin | 1p; applicable to NEF Frat Same as applicable to NEFT branches) Deposit of cheques/collection instrument at | Deposit of cheques/callection 4 | Collection of cheques rnon-home branches instrument at non-home branches For local clearing area : Free For local clearing area : Free ‘Other areas — Upto inclusive of Rs.25,000- per day : Free Other areas — Upto inclusive of Rs.25,000/- per day : Free Above Rs.25,000/- per day : Rs.1.50/- p.t. on value of instrument Min, Rs.50/-, Max, Rs.2000/- per transaction ‘Above Rs.25,000/- per day = R5.1.50= pa. on value of instrument Min, Rs.S0/-, Max, —Rs.2000/- per transaction Cash handling charges for late receipt (After Banking/ Cash € | hours) Acceptance of the cash will be atthe discretion of | branch head NIL NIL 27 ATM Cards a | 1" Card Stal Free Free Card - Annual b | Maintenance Charges Rs. 100/- per year Rs. 100/- per year © | Duplicate on loss of Card Rs. 150/per occasion Rs. 150/-per occasion Re Pin 4 | (Duplicate) for Debit Card Rs. 50/- Rs. S0/-cata Tasting Charges From 01.10.2018 | Revised Charges From 0503.2021 Er il|__Perdlealars (Excluding GST) (Excluding GST) Transactions Transactions e | ATM Usage | (Financial and non financialjt our Bank’ | (Financial and non financial)at our Bs ATM free Bank’s ATM free Gen public SBStaiF SB_& CC account | Gen public SB/Staff SB & CC account Withdrawal at other Bank's ATM First five | Withdrawal at other Bank’s ATM withdrawal during calendar month are free | First five withdrawal during calendar Subsequent withdrawal @ Rs.20/- per | month are free Subsequent withdrawal transaction @Rs.20/- per transaction CA Account @ Rs. 20/- per transaction. | CA Account @ Rs. 20/- per (Except metro cities where first 3 transaction, (Except metro cities transactions in a month are free ) where first 3 transactions in a month are free ) Gen public SB/Stall SB & CC account er vor | fOr Nom Financial transaction Gen public SB/Staf SB & CC account for | sane enquiry, Mint statement, PIN Non Financial transaction (balance . change, ete) at other Bank's ATM enquiry, Mini statement, PIN change, tc) at | Cra8e ; : . ) at | Fins five transactions during calendar other Bank's ATM First five transactions month are free Subsequent during calendar month ate free Subsequent | MOM |. are Fe parseauett transactions @ Rs.10/- per transaction transaction = pa CA Account @ Rs. 10/- per transaction. (Except metro cities where first 3 Coreen ete transactions in a month are free ) tate month are free ) 38 |_| Allowing Sea ower | FOF Individual ; Rs, 500/ For Individual : Rs, 500/- ar ame 7 | Noms Individual : Rs, 1000/- idual : Rs. 1000/- Mandate 29 |_| Issuance of Certificate ‘A | No Dues Certificate For loans under Govt. sponsored schemes | For Toans under Govt. sponsored & Agri. Loans to SF/MF/Share croppers: | schemes & Agri, Loans to NIL. SF/MF/Share eropperst NIL. i | Rural & Semi ‘eu " | For others: For othe: Urban Individual — Rs, 25/- per occasion. Individual - Rs. 25/- per occasion. Pe ps branches Non Individual ~ Rs. 75/- per occasion | Non Individual ~ Rs. 75/- per occasion Uiban Individual — Rs. 100/- per occasion Tndividual ~ Rs. 100/- per occasion ji | Sranches | Non Individual ~ Rs. 150/- per occasion | Non Individual ~ Rs. 150/- per occasion B | Interest Certificate i [ss First ceifcate ffs and Rs. 100 or per | Fist cerifcate fie and RS 1007 for iy | For business | additional copy per additional copy purpose5 Existing Charges From 01.10.2018 Revised Charges From 05.03.2021 Srij__bartionlars (Excluding GST) (Excluding GST) C | Balance Certificate [ i{sp - First certificate free and Rs. 100/- for per | First certificate free and Rs. 100/- for ji |For business | additional copy per additional copy purpose 30_| [IMPORTANT ‘AIl_out_of Pocket Expenses including | AMI out of Pocket Expenses including Out of Ordinary Post to be recovered at actual Ordinary Post to be recovered at Pocket Postage recovered to be credited to actual Expenses _| Postage and not to Commission account, | Postage recovered to be eredited to Interest component to be credited to | Postage and not to Commission respective P/L Interest Ale & not to | account. Commission A/c. Interest component to be credited to respective PIL Interest A/c & not to Commission A/c. 31_| Locker Rent (per Annum) operational expenses (Flectricity, Taxes & security ‘Due to upward revision in rent in Meirofurban/Semi-Urban & Rural Areas & also increase in other the Locker rent is revised as follows. Existing Charges Revised Charges Rent (per annum® or pat Security Rent (per annum* or pat | Security ty thereof) Deposit Ty thereof) Deposit (forall (for all pe [Metro /Urban | pip pe | Metro /Urban | pirat 1S Urban wal Places) 18 Urban places) x RS_15007- | RS.10007 | “Rs, 60007 x Re 16007 | Re.12007 | Rs, 10000 B Rs. 1600/- | Rs.1000/- | Rs. 6400/- B Rs.2000/-[_Rs.1200/-| Rs, 10000/- c Rs. 32007 | Rs. 20007 | Rs. 112507 Cc Rs. 3600 | Rs. 24007 | Rs. 120007 D Rs. 3200 | Rs. 20007 | Rs. 11250/ D Rs.3600/-| Rs. 2400/- | Rs. 25000/- E Rs. 3200/- | Rs, 2000/- | Rs. 11250/- E Rs. 3600/-| Rs. 3600/- | Rs. 25000/- HI | Rs.3200- | Rs. 20007 | Rs. 112507. mt | Rs. Rs. 2700/- | Rs, 25000/- F RS. 40007 | Rs.35007 | Rs. 131507 F Rs. R&A000- | Rs. 25000 Gc Rs. 40007 | Rs.35007 | Rs. 131507 Gc Rs. Rs40007- | Rs. 25000 1 Rs. 48007. | Rs.3800/ | Rs, 150007 H Rs. Rs.50007 | Rs. 250007 ut | ps. 7s007-| _ressoon | ps 22800 | Rs. 10000 | Rs.80007 | Rs. S000 K BONE |_RS S008 | Rs. 22800 L_| Rs. 10000/- | Rs.8000/- | Rs. 50000/- Locker visit charges (all sizes) 12 visits per year | Locker visit charges (all sizes) 12 visits per year free. free. Thereafter: Rs. 100/-+Taxes per visit. ‘Thereafter: Rs. 100/-+Taxes per visit. Bank should give receipt of Locker Rent. Bank should give receipt of Locker Rent. Per annum means financial year. #No security deposit be insisted for existing locker holder as per RBI guidelines,Pa Existing Charges From 01.10.2018 Revised Charges From 05.03.2021 (Excluding GST) (Excluding GST) Rent ih aiears (if any) plus actual expenses [ Rent in arrears Gf any) plus actual incurred towards replacement of keys plus | expenses incurred towards replacement of i | Loss of Keys Rs.2000- + applicable Taxes towards | keys plus Rs.2000/- + applicable Taxes | M administrative cost isto be recovered. towards administrative cost is to be recovered. ‘The member of sialf would get a concession oF | The member of staif would get @ 25% in A type of lockers only. The facility is for | concession of 25% in A type of lockers it | Concession to Staff | single locker only. (No facility is for single other | only. The facility is for single locker only. | M category of lockers/second locker) (No facility is for single other category of lockerssecond locker) There would be a penalty of 2% pam.* applicable | There would be a penalty of 3% pant taxes on the amount of locker arrears forthe delay | applicable taxes on the amount of locker Penalty for Rent in | in payment of locker rent, if delay is more than a | arrears forthe delay in payment of locker | yg Arrears period of one month, The penalty is also | rent, if delay is more than a period of one applicable for staff members. ‘month, The penalty is also applicable for staff members ‘Special discount for iv_| qlvante payment of | No discount at Present No discount at Present M and Stuf, T. Noefund of advance rent in case ofsurrender at ooker Advance locker rent will not be refunded by bank in ease of premature surrender, nu -urity Dey Mandator al = including staff, M The security deposit is mandatory forall new locker holders including staff. Similarly difference in security deposit if any is also recovered.SERVICE CHARGES -CREDIT , Revised Charges From se Particulars Eating Charges From 0.102018 05.03.2001 e (Excluding GST) r Base rate + 800% pa with|Base rate + 8.00% pa with Uatereston TOD monthly reset monthly reset z Existing rate oF interest on working | Existing rate of interest on Interest on EOD capital limits + 2% pa. with | working capital limits + 2% pa monthly resets. with monthly resets. 3 ‘Against Clea Saving/Current Ale: Saving/Current Ale: Base rate + 8.00% paa. (Interest to | Base rate + 8.00% pa. (Interest to be charged only for days the bank | be charged only for days the bank remain out of fund) remain out of fund) Cash Credit Limit: Cash Credit Limit : Existing rate of interest on working | Existing rate of interest on capital limits + 2% pa. with | working capital limits + 2% pa monthly resets with monthly resets. a BPIBD ofeheques | Commission for OBC cheques | Commission for OBC cheques Outstation Cheques | (Purchased under BP customer | (Purchased under BP customer service. No interest to be charged) | service. No interest to be charged) a. | Forcheques upto Rs. | Commission as per OBC cheque + | Commission as per OBC cheque 15000/- Interest @ 0.30% which covers | + Interest @ 0.30% which covers interest for 7 days. To be recovered | interest for 7 days. To be at the time of purchase, recovered at the time of purchase More than Rs. 15,000- | For realization period beyond 7| For realization period beyond 7 days, interest to be charged at base | days, interest to be charged at rate + 8.00% paa base rate + 8.00% pa Immediate purchase of [Not relevant now = CTS{Not relevant now > CTS Local Cheques: environment environment Upto Rs. 15000/- b. More than Rs. 15000 3 BP/BD Bills One time ba ‘One time basis-commission on OBC bills + interest for discounted | OBC bills + interest for a. |Notrated accounts | period @ the rate applicable to| discounted period @ the rate TOD ic. Base rate + 8.00% pa. | applicable to TOD i.e. Base rate + 8.00% pa Commission as per OBC bills | Commission as per OBC billet interest based on credit rating. interest based on credit rating b. | Rated accounts Ifthe bills remain overdue, interest | If the bills remain overdue, to be recovered for the overdue | interest to be recovered for the period along with penal interest. | overdue period along with penal interest.Particulars Existing Charges From 01.10.2018 (Excluding GST) Revised Charges From 05.03.2021 (Excluding GST) 06 Solvency Certificate ‘A | Amount upto Rs. 21akh_] Rs. 500 B | Above Rs. 2 Takh © 51 Rs, 1,500 lakh c es Rs. 5 lakh to Rs. | Rs, 3,000/- 0.30% of Solvency certificate 5 lakh D | Above Rs. 15 lak RS. | Rs, 50000 amount Min: Rs 1000/-, 25 lak Maximum Rs 30000/ E | Above Rs, 25 lakh to | Rs 7,500 RS. 50 lakh ‘Above Rs. SOTaKh 0 RS. | Rs, 10,000/- 1 Crore G | Above Rs. 1 Crore R5.250007- 07 Providing Credit Report at the request | RS. 1000/- per occasion Rs, 1000/- per oceasion of client 08 ‘Commitment Charges For funded credit li 2 | upto Rs. 1 Crore NIL NL For Credit limit Above en of New| 0.50% pa. from the date of | 0.50% pa from the date of . documentation to actual date of | documentation to actual date of Working e: ; | utilization, utilization. If sanctioned amount is not utilized within 3 months b L 0.50% paa. from the date fixed for | 0.50% p.a. from the date fixed for Term Loan : if not | avaitment to the date of actual | availment to the date of actual availed within 3 months : availment. availment, as per drawdown schedule, Tn case of existing working capital limits In case, annual average | 0.50% p.a. on unutilized limits 0.50% p.a. on unutilized limits utilization is less than 50% of sanctioned amount ® Revalidation of sanction For funded credit limit up to Rs. I Crore 0.25% of the limits 0.25% of the limits For Credit limit Above Rs. 1 Crore 0.25% of the limits. Maximum Rs. 1.00 lakh 0.25% of the Timits. Maximum Rs. 1,00 lakhRevised Charges From sr Particulars Existing Charges From 01.10.2018 canon (Excluding GST) GaiaaneesD 10 Restructuring of eredit | As per processing charges as ‘AS per processing charges as M facilities mentioned under Sr. no. 09 of for | mentioned under Sr. no. 09 of for additional facilities if considered | additional facilities if considered plus amendment charges up to plus amendment charges up to 0.50% of sanction 0.50% of sanetion i Bank Guarantee Commission (BG) Performance Guarantees Upto Rs. 5 Crs—2.5% pa. (minimum —Rs. 500/-) Above Rs, 5 Crs to Rs, 10 Crs — 2.00% pa Above Rs. 10 Crs ~ 1.75% pa Upto Rs. 5 Cis —2.3% pa. M (minimum —Rs. 500/-) Above Rs. 5 Crs to Rs. 10 Crs. 2.00% pa Above Rs. 10 Crs ~ 1.75% pa Financial Guarantees Upto Rs. 5Crs ~ 3.00% p.a (Minimum ~ Rs, 300/-) Above Rs. 5 Crs to Rs. 10 Crs ~ 2.50% pa. Above Rs. 10 Crs ~ 2.00% pa, Upto Rs. Crs ~ 00% p.a Mi (Minimum —Rs. 500) Above Rs. 5 Crs to Rs, 10 Crs ~ 2.50% pa. Above Rs. 10 Crs ~2.00% p.a. Concession in Bank | Concession of 50 basis pa. if ‘Concession oF 50 basis p.a. if | M Guarantee collateral coverage is 50% or more. | collateral coverage is 50% or more. Renewal of Guarantee | As applicable for issuance of As applicable for issuance of M ‘guarantees; if renewal is effected before expiry date of original guarantee and if commission was earlier charged for claim period, no commission for claim period. guarantees; if renewal is effected before expiry date of original guarantee and if commission was earlier charged for claim period, ‘no commission for claim period. Guarantees Tully secured by deposits 25% of regular commission as above. 25% of regular commission as above. Refund of BG ‘commission in case of return of BG before the maturity period In case of return of BG before the maturity date and consequent request for the borrower to refund the commission for the unexpired period; Branch shall refund the commission at half the rate originally charged but for the expired period plus 3 months. This is applicable only when original guarantee bond is received back by the branch. In case of return of BG before the maturity date and consequent request for the borrower to refund the commission for the unexpired period; Branch shall refund the commission at half the rate originally charged but for the expired period plus 3 months. This is applicable only when original guarantee bond is received back by the branch.Sr Particulars Existing Charges From 01.10.2018 Ledley rie (Excluding GST) [Eling GS 1 1rges for giving copies of documents (Copies if sought by the customer} @_| For credit facilities up to | Actual cost for Photocopies + Rs. | Actual cost for Photocopies + Rs. Rs. 2.00 lakhs & for all | 100/- 1001- retail loans in consumer finance | For Credit facilities ‘Aetual cost for Photocopies +Rs. | Actual cost for Photocopies + Rs. above 2.00 lakh 200/- 200/- 13_| Barmarking of limits*™ For credit facilities upto | NIL NIL Rs.100 lakhs For credit facilities Rs, 1500/- per occasion Rs, 1500/- per occasion’ above Rs.100 lakhs For sublimit at branches | Rs. 5000/- per branch per year. Rs, 5000/- per branch per year. *CCITLIBDISTL! ete allowed by earmarking other sanctioned limits 4 Charges for amendment | For total limit (Fund + Non-Fund) — | For total mit (Fund + Non-Fund) modification of sanctioned term/ Upto Rs. 20.00 lakh : NIL Up to Rs, 20.00 lakh : NIL reduction in ROV Concessions! NOC ete, | Above Rs. 20,00 lakh to Rs. 50.00 | Above Rs. 20.00 lakh to Rs. Crore : Rs. 100 per lakh and Max. | 50.00 Crore : Rs. 100 per lakh Rs.1.00 lakh. and Max. Rs.1.00 lakh, 5 Credit Information NIL Tndividual(CIBIL and Criff Company (CIC)Report Rs 100 per instance/report,Non charges individual Rs 1500/for corporate and Rs 500 for MSME Scoring 16 CERSAT Charges Nic Loan Upto 5.00 lakh : Rs 50 Above Rs5.00 lakh :Rs 100 7 7H Download Charges | NIL Rs 50 per customer.Existing Charges From 01.10.2018 Revised Charges From Sr Particulars 05.03.2021 (Excluding GST) (Excluding GST) T__| Supervision /Inspection Charges ~ ‘A | For NACC and Upto Rs 25000:- Nil Upto Rs 25000:- Nil KGKCC Above Rs 25000/-: @0.25% p.a__| Above Rs 25000/-: @0.25% p.a Min: Rs 250/-p.a Min: Rs 250/-p.a Max:RsS000/-p.a Max:Rs10000/-p.a B | Term Loan MSME & Agri Term Loan: MSME & Agri Term Loan: Upto Rs 25000/-Nil Upto Rs 25000/-Nil Above Rs.25000/-: @0.25% Above Rs.25000/-: @0.25% Min: Rs 250/- pa Min: Rs 250/- pa Max:-Rs 5000/-p.a Max:-Rs 10000/-p.a Retail Loan(Fousing): Retail Loan(Housing): Upto 10 Lakh: Rs 1000/-P.a, Upto 10 Lakh: Rs 1000/-p.a Above Rs 10 Lakh: Rs 2000/-p.a.__| Above Rs 10 Lakh: Rs 2000/-p.a. © No Inspection/Supervision charges for LAD, Education Loan,Personal Loan, Consumer loan, Adhar loan, Two wheeler loan, Gold Loan and Solar unit Loan 2 | Processing Fees A NACC and KGKCC To be recovered for new accounts as well as annually at the time review/ renewal. Upto Rs 25000/---Nil Rs 25001 To Rs 100000/-:-@1% Above Rs I Lakh To Rs 100 Lakh: 0.50% (Min Rs 1000) Above Rs 100 Lakh :0.35%(Min Rs 0.50 Lakh) Annual fee for renewal-same as above however if enhancement is sought within one year from date of last sanetion/review ,then full processing fee shall be levied irrespective of processing fee as per last sanction No charges to be levied on credit facilities sanctioned against our ‘own deposits Upto Rs 25000/-:-Nil Rs 25001 To Rs 100000/--@1% Above Rs I Lakh To Rs 100 Lakh: 0.50% (Min Rs 1000) Above Rs 100 Lakh :0.35%(Min Rs 0.50 Lakh) ‘Annual fee for renewal-same as above ,however if enhancement is sought within one year from date of last sanction/review ,then full processing fee shall be levied irrespective of processing fee as per last sanction. ‘No charges to be levied on credit facilities sanctioned against our ‘own deposits.Existing Charges From 01.10.2018 Revised Charges From Particulars 05.03.2021 (Excluding GST) (Excluding GST) ‘Term Loan MSME and Agri Term Loan: ‘MSME and Agri Term Loan: Upto Rs 25000/-:Nil Rs 25000/- to 1.00 Lakh: @1% Rs 1.00 Lakh to Rs 100 Lakh 0.50 % Min Rs 1000/- and AboverRs 100 Lakh -~@0.35% ‘Min 0.50 Lakh Retail Loan: [Link] wheeler:-0.25% (Min Rs 500) [Link] wheeler:- Nil [Link] Loan: Nil Upto Rs 25000/-:Nil Rs 25000/- to 25.00 Lakh: @1% Rs 25.00 Lakh and Above:- @0.80% Retail Loan: [Link] wheeler:-0.25% (Min Rs 500) [Link] wheeler:- 0.25% (Min Rs [Link] Loan:1.00% (Min Rs | 1000/- Max Rs 15000/-) 1000/-) [Link] Loan: 0.25% (0.125% [Link] Loans: 0.50% (Min Rs _| till 31 March 2021) 500/-) (Min Rs 1000- Max Rs [Link] other than SGSY- 15000/-) Upto Rs 1.00 Lakh -Nil [Link] Loan:1,00% (Min Rs ‘Above RsI..00 Lakh-1.00% 1000/-) [Link] Loan-Nil [Link] Loan: 0.50% (Min Rs 500/-) [Link] other than SGSY- Upto Rs 1.00 Lakh -Nil ‘Above Rs1.00 Lakh-1.00% [Link] Loan-Nil discounting under | Nil (@0.01% (Min Rs.500/ Max Rs Le 5000/-) Review of Stand alone | Nil ‘Term Loan- Term Loan/Non Fund Ra 25 Lakh to Rs100 Lakh-Rs Facil 2000+GST ‘Above Rs 100 Lakh- 0.05% +GST(Max Rs 50000+GST BGI LC Rs 25 Lakh to Rs100 Lakh-Rs 1000+GST Above Rs 100 Lakh- 0.02%+GST(Max Rs 25000+GST Cash Creit:- As per Product Specied.Revised Charges From 05.03.2021 L (Excluding GST) Existing Charges From 01.10.2018 Particulars (Excluding GST) Documentation Charges NACC And KGKCC | NACC s Upto Rs 2.00 Lakh:Nil Above Rs 2.00 to Rs Above Rs 2.00 Lakh:0.20% (Min 1000Lakh:0.20%(Min Rs 500/- | Rs S00/- Max Rs 50000/-) Max Rs 25000/-) KGKCC KGKCC Upto Rs 1.00 Lakh:Nil Upto Rs 2.00 Lakh:Nil Above Rs 1.00 Lak:0.20%(Min ‘Above Rs2.00 Lakh :0.20%(Min Rs | Rs 500/- Max Rs 1000/-) 500/- Max Rs 25000/-) Term Loan MSME,Retail and Agri Term | MSME,Retail and Agri Term |S Loan Loan Upto Rs 2.00 Lakh:Nil Upto Rs 2.00 Lakh:Nil Above Rs 2.00 to Rs. Above Rs 2.00 Lakh:0.20%(Min 1000Lakh:0.20%(Min Rs 500/- | Rs SO0/- Max Rs 50000/-) Max Rs 25000/-) Above Rs 1000 Lakh Rs 50000/- Gold Loan Gold Loan Upto Rs 2.00 Lakh :Nil Upto Rs 2.00 Lakh :Nil Above 2.00 Lakh-0.20%(Min Rs | Above 2.00 Lakh-0.20% (Min Rs. 500 Max Rs 25000/-) 500) LAD: Nil LAD: