1. Introduction............................................................................

2. 1 Click Checkout...................................................................... 4

3. Raast....................................................................................... 5

4. Direct Debit / Bank Account.................................................... 6

5. Credit & Debit Card................................................................. 7

6. Mobile Wallet..........................................................................8

7. Transaction Journey............................................................... 9

1. Pay via 1 Click Checkout................................................................ 9

2. Pay via Raast............................................................................... 11

3. Pay via Bank Account.................................................................. 12

4. Pay Via Debit & Credit Card………………………………………………13

5. Pay Via Mobile Wallet……………………………………………………….14

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LAST UPDATED DD-MM-2024

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1. Introduction
PayFast, a leading online payment gateway, offers a flexible and smooth transaction experience

with a compact, attractive, and user-friendly interface. To further enhance the customer

experience, we have introduced a new and improved design to make payments even easier and

more [Link] features include:

● Simplified layout for easier access to payment options.

● Modern and visually appealing design.

● Faster load times and smoother transactions.

● Fully responsive design for seamless use on any device.

The PayFast checkout interface is divided into two sections. On the left side, customers can view

their order summary, while the right side displays the available payment methods and their

required fields. This layout ensures that customers have all the necessary information

conveniently on one screen.

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2. 1 Click Checkout

One-click checkout (1CC) allows returning customers to complete their purchases with a single

click, eliminating the need to re-enter payment details. It utilizes secure tokenization to store

payment information safely, significantly simplifying the purchase process. By reducing the

number of steps required to complete a transaction, 1CC can notably lower cart abandonment

rates. Additionally, since customers' payment details are not directly shared with merchants, the

risk of data breaches is greatly reduced.

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3. Raast

Raast is an instant payment system designed to facilitate quick and easy fund transfers between

bank accounts. It aims to enhance financial inclusion by making digital payments more accessible

to a wider audience. By promoting cashless transactions, Raast supports the growth of the digital

economy and reduces reliance on physical cash. Its instant payment transfers drastically cut down

the time required for financial transactions compared to traditional banking methods.

Furthermore, Raast offers a secure platform that protects consumers from fraud and

unauthorized transactions, ensuring a safe and reliable financial experience.

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4. Direct Debit / Bank Account

Customers can make payments directly from their bank accounts using electronic fund transfers

(EFT). This option ensures immediate payment confirmation and is supported by major Pakistani

banks.

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5. Credit & Debit Card

Customers can use their Visa or MasterCard credit and debit cards to make secure

[Link] are processed instantly, providing a smooth and efficient payment

experience.

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6. Mobile Wallet

PayFast supports various mobile wallet solutions that allow customers to securely make

payments quickly using their [Link] method offers a fast and easy way for customers

to pay, enhancing the mobile shopping experience.

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7. Transaction Journey

1. Pay via 1 Click Checkout

● The customer selects their preferred payment method on PayFast Checkout.

● The customer inputs the required information for the chosen payment method.

● The customer decides whether they want PayFast to remember their payment

information for future transactions.

● The customer enters their phone number and email address.

● PayFast sends an OTP to the customer’s phone number to confirm the

information has been saved.

● The customer enters the OTP to confirm.

● The customer clicks the "Pay" button to proceed with the transaction.

● PayFast sends another OTP to the customer’s registered mobile number.

● The customer inputs the OTP to complete the transaction.

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For all subsequent transactions using PayFast

● The customer inputs their registered phone number or email.

● A code is automatically sent to the customer’s registered phone number or email.

● The customer inputs this code.

● A list of saved payment options becomes visible to the customer.

● The customer selects the payment option they would like to use.

● The customer clicks on the "Pay" button to proceed with the transaction.

This process allows the customer to checkout without having to re-enter their

information.

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2. Pay via Raast

● The customer will be prompted to input their registered mobile number or

International Bank Account Number ( IBAN).

● The customer will then click on the "Pay" button to proceed with the transaction.

● A “Review Detail” screen will be visible to the customer.

● Once the customer clicks on the “Continue” button, they will be asked to

authenticate the transaction from their linked internet banking app.

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3. Pay via Bank Account

● The customer will be prompted to choose their preferred partner bank from the

PayFast options where they hold an account.

● The customer will input either their Account Number or International Bank

Account Number (IBAN) and CNIC.

● The customer will then click on the "Pay" button to proceed with the transaction.

● PayFast will securely send customer’s account details and CNIC to the bank for

verification.

● An OTP will be sent by the bank to the customer on their registered phone

number.

● Once the OTP is verified, the transaction will be marked successful.

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4. Pay via Credit & Debit card

● The customer will be prompted to enter their card number.

● The customer will then input the card's expiry date and CVV.

● The customer will then click on the "Pay" button to proceed with the transaction.

● An OTP will be sent by the card issuer to the customer's registered phone

number.

● Once the OTP is verified, the transaction will be marked successful.

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5. Pay via Mobile Wallet

● The customer will be prompted to choose their preferred Mobile Wallet from the

PayFast options.

● The customer will then input their registered mobile number.

● The customer will then click on the "Pay" button to proceed with the transaction.

● An OTP will be sent by the wallet provider to the customer's registered phone

number.

● Once the OTP is verified, the transaction will be marked successful

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