Srikanth Ravuri Senior risk analyst
[email protected]
9059340135
Hyderabad
Profile
A highly proficient Subject Matter Expert with over 9 years of extensive experience in Anti-Money
Laundering (AML), Know Your Customer (End to End KYC), Transaction Monitoring, Sanctions & PEP
Screening. This individual possesses a comprehensive understanding of regulatory frameworks, risk
assessment techniques, and industry standards. They excel in developing and executing effective AML/KYC
strategies, performing risk evaluations, and scrutinizing transactions for any signs of suspicious behavior.
Their proven capability to work collaboratively with diverse teams enhances efforts to reduce financial
crime risks while ensuring adherence to regulatory requirements
Professional Experience
Sr Risk Analyst, Fin Market (Crowdnetic Technologies) 05/2024 – 02/2025 | Hyderabad
• Conduct thorough customer due diligence (CDD) on new and existing clients, including:
Identifying and verifying customer identities (e.g., through ID checks, address verification)
• Assessing customer risk profiles and determining appropriate risk mitigation measures.
• Collecting and analyzing relevant documentation Monitor and analyze customer transactions for
suspicious activity.
• Investigate and report any potential money laundering or terrorist financing activities.
• Maintain accurate and up-to-date customer records in compliance with regulatory requirements.
• Identify and assess KYC/AML risks and develop mitigation strategies.
• Conduct periodic reviews of customer relationships to ensure ongoing compliance.
• Monitor and analyze customer transactions for suspicious activity.
• Conducted in-depth research and analysis on high-risk transactions, accounts, and clients to identify
potential money laundering activities, fraud, and other financial crimes, ensuring compliance with stringent
AML policies and global regulatory standards.
• Leveraged advanced data analytics, transaction monitoring systems, and public resources to assess the
legitimacy of suspicious transactions and provide actionable insights for senior AML investigators.
• Collaborated closely with cross-functional teams, including Transaction Monitoring, Compliance, and Risk
Management, to support real-time investigations and enhance internal processes for detecting emerging
financial crime risks.
• Performed comprehensive background checks on clients and counterparties, utilizing external databases
and sanction lists to identify connections to high-risk individuals, entities, or jurisdictions.
• Created detailed reports and presented findings to senior management and regulatory authorities,
ensuring the timely filing of Suspicious Activity Reports (SARs) in compliance with global and local
regulatory requirements.
• Contributed to the development and optimization of dynamic AML research methodologies and tools,
including the implementation of machine learning models to improve the efficiency of transaction
monitoring systems.
• Stayed abreast of evolving AML regulations, financial crime trends, and best practices to ensure the
accuracy and effectiveness of research processes and risk mitigation strategies.
• Assist in the development and implementation of KYC/AML policies and procedures.
Senior Operations Analyst (Quality assurance, SME), 04/2019 – 04/2024 | Hyderabad
Synergy partners & Synergy Capital (US mortgage)
• As a Quality analyst, performing quality check for the processed loans & making corrections Final
package for the loan before sending to lendor.
• As a SME (Subject matter expert) solving process queries to team members while process loans &
updating the SOPs on real time basis.
• As a process trainer providing process traning for the Newly on boarded Team members.
• Having extensive knowledge on preparing closing disclosure, Initial closing disclosure, Note, DOT, Allonge,
Amortization schedule & Riders documents.
• Having a extensive knowledge on Conventional, USDA,VA, FHA, loans.
• Having a good knowledge on CTC (Clear to close), AUS, Title commitment documents
• Verifying the LTV, CLTV ratios.
Operations Analyst (KYC Operations), 02/2018 – 03/2019 | Hyderabad
JP Morgan Chase & CO (Payroll Randstad India)
• As an Operations analyst, I have been involved in a critical role in ensuring our organization's compliance
with anti-money laundering (AML) and know-your-customer (KYC) regulations. I provide expert guidance,
support, and oversight to various teams, including compliance, risk management, and operations, to
mitigate financial crime risks.
• Worked as part of global client management for corporate clients and carried out both Customer Due
Diligence and Enhanced Due Diligence.
• Ensuring compliance with all AML laws, regulations, guidelines, written procedures; OFAC, CIP, KYC,
transaction monitoring.
• Strong knowledge on Public Database and screening tools, Including Registries, Regulations, RDC, World
Check, Lexis Nexis.
• Prepared KYC Due Diligence profiles on a wide range of entity types.
• Held hands on experience in Event Driven Review, Managed Exits, New Client Adoptions, Periodic Review
and Remediation.
• Conducted enhanced due diligence (EDD) reviews on high-risk customers, ensuring compliance with
AML/KYC regulations and identifying potential money laundering and terrorist financing risks. · Determining
risk rating on the basis of industry, Country, products and services and NOB and Determining Nature of
business and NACE code based on primary activties and SBI code.
• Enhanced Due Diligence was performed on entities via Lexis-Nexis, Google, World Check and Dun &
Bradstreet, RDC.
• Drill down of complex ownership structure using pubic and external sources. Performing plausibility
checks on IBO's and UBO's based on risk rating.
• Checking whether reviewing Entity, parent, Subsidiary or UBO having SRC connections. Revenues from
SRC countries and thresholds.
• If any heightened risks identified reaching out to specific Anti Financial Crime officer(AFC).
• Analyzed customer transactions and account activity for suspicious behavior and patterns, investigating
and reporting any potential violations of AML/KYC regulations.
CDD Analyst Global KYC Operations, HSBC 03/2017 – 11/2017 | Hyderabad
• Hands on Experience in End-to-End Review of Customer Profile in CRT as a part of CDD Review.
• Worked in CMAT project, where targeted profiles were performed HUB Write backs as per policies &
procedures Framed in LOBP & GLOBP.
• Had hands on experience of using Screening tools such as LexisNexis, RDC.
• Investigate on connected parties associated with customer account as part of AML check.
• Good exposure of handling complex profiles such as Large Corporates, Trust’s, Foundation, Embassy as
part of CDD Review.
• Active Member in providing suggestions on process improvement front.
• Working on all types of CDD review like periodic, trigger, initial.
• Achieving targets on productivitywithout compromising quality and at same time meeting SLA & TAT as
agreed by BAU.
• Possess sound knowledge on types of CDD review in different segments identified.
Associate Finance Analyst (US Mortgage)., 04/2015 – 08/2016 | Hyderabad
Wells Fargo India Solutions.
• Worked on Conventional, USDA,VA, FHA, loans.
• Validating the property docs (Title commitment,Appraisal, Insurance) according to stipulations.
• Validating Borrower ID proof, Income proof, & Credit report docs according to stipulations.
• Performing Income calcualtion of borrower (Employed, Self employed, Retirement & SSA benefits).
• Updating the status on the loan processing details and resolving the issues if faced any between our
team and Onshore team.
Achievements
• Setuped a back up data center in Hyderabad for Synergy partners & Synergy Capital.
• Convinced the synergy management for a centre in Hyderabad instead of a unit in Benguluru.
• Performed Admin role - setuped a office space, Desktops, Taken care of all type agreements & license
which are required for a office.
• Performed HR role - Posting the job alerts, screening the candidates resumes, scheduling the round of
Interviews, conducting BGV, Negotiating about pay package, Guiding the on boarded team members.
Projects
Vendor Management Due Diligence.
As a part of vendor management project, Monitored the vendor agreements, Invoices & created alerts for
renewal, subscripton & agreement end dates. Conducted Vendor due diligince for every vendor on periodic
basis.
Adverse Action Notice (AAN automation).
As a part of Risk team provided support to tech team in automation of Sending Adverse action notice to
borrowers which were sent manually . (AAN is a letter which will be sent to borrower who are not qualified
for loan mentioning a specific reason)
Applications (Tools) applied
• RDC • Lexis nexis • Onfido • Truvalidate • SAM • Unicourt • Doc magic • Encompass • Lending space.
Expertise
• KYC - End to End KYC for Individuals & Entities.
• Transaction Monitoring.
• Screening - Sanctions, PEP Screening.
• Periodic Reviews - Based on Client / Customer Risk Assessment.
• Client / Customer Onboarding.
• Exit Management.
• Quality Management.
• US Mortgage - Initial closing disclosure, Final Closing disclosure, Final Loan agreement,
Income calculation.
Education
• Masters of Business Administration, 09/2012 – 09/2014 | Hyderabad
Auroras PG college.
• Bachelor of Commerce, Aurora Degree College. 08/2009 – 06/2012 | Hyderabad
Languages
• English • Telugu • Hindi.
Declaration
• I hereby declare that the above-mentioned information is true and correct and I bear the responsibility for
the correctness of the above-mentioned particulars.
Srikanth Ravuri
