Welcome
Sapphiro Credit Card
Eligibility Criteria
● The primary card holder’s age must be 23 years or above
and.
● the secondary card holder’s age should be 18 years or
above.
● The applicant must be an Indian resident.
● The chances of approving the card is high if the applicant
has a good credit score.
● Occupation-Salaried or Self-employed both are eligible.
● Minimum Income for Salaried Rs 80,000 per month.
● Minimum Income for Self-Employed Rs 83,333 per month.
Airport Lounge Access
Upgrade your travel experience with complimentary access to airport and railway lounges in India with your ICICI
Bank Sapphiro Visa Credit Card. Take a moment to relax in luxury and enjoy a gourmet meal, unwind in a comfortable
seating and make use of free Wi-Fi, widescreen TVs and beverage services.
Simply present your ICICI Bank Sapphiro Visa Credit Card and your boarding pass to enjoy the privileges listed
below:
● Get one complimentary access to select airport lounges in India each quarter. How, you ask? By spending a minimum of
₹5,000 or above on your card in one calendar quarter, you get to avail of this facility in the next calendar quarter. Over and
above the permitted number of complimentary access, each subsequent access will be charged as per rates laid out by
each lounge service provider.
● Get one complimentary access to select railway lounges in India each quarter.
● Experience unrestricted chargeable access for yourself and your accompanying guests. The access to airport lounges and
railway lounges will be applicable only for primary cardholders.
● The documents required :
1. Proof of Identity : PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s
ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card
issued by NREGA, Letters issued by the UIDAI government approved photo
ID proof.
2. Proof of Address : Aadhaar card, Driver’s License, Passport, Utility Bill not more
than 3 months old, Ration Card, Property Registration Document, Person of
Indian Origin Card, Job card issued by NREGA, Bank Account Statement or
any other government approved address proof.
3. Proof of Income : Latest one or 2 salary slip (not more than 3 months old),
Latest Form 16, Last 3 months’ bank statement.
4. 1 photograph .
Entertainment
Buy one movie/event ticket and get up to Rs 500 off on the second ticket, twice
every month, through [Link] using ICICI Bank Sapphiro Credit
Card.
Fees and charges
Fees / charges Amount
Joining Fee Rs. 6,500
Annual Fee Rs. 3,500
Finance Charges 3.40% per month / 40.80% p.a.
Late Payment Fee ● Nil for amount due less than Rs. 100
● Rs. 100 for amount between Rs. 100 and
Rs. 500
● Rs. 500 for total amount due greater than
Rs. 501 and upto Rs. 10,000.
● Rs. 750 for total amount due greater than
Rs 10,000.
Joining Privileges
Avail amazing welcome vouchers worth ₹ 9,000+ within 45 days of
payment of joining fees.
● Tata CliQ Voucher worth Rs. 3000
● EaseMyTrip Vouchers worth ₹ 4000 (Four vouchers worth ₹
1000 each)
● Uber Vouchers worth ₹ 1000 (Four vouchers worth ₹ 250 each)
● Zomato Pro 12 Month Membership voucher worth Rs. 800
● Croma Voucher worth ₹ 1000
● Culinary Treats
● The finest dining experiences now come with equally impressive savings Exclusive dining offers
through ICICI Bank Culinary Treats Programme. For details, visit [Link]/culinarytreats.
T&C apply.
● For more detail please visit [Link]
● You can also download the ICICI Bank Culinary Treats mobile app from Apple iStore or Google
Play.
POWERFUL REWARD PLAN
ICICI Bank Credit Card entitles you to earn PAYBACK Points on your
transactions. PAYBACK, India’s largest Reward Programme,has powered
ICICI Bank Rewards to bring you a suite of exciting rewards from your
everyday spending.
❖ You can redeem your PAYBACK
Points from many options - from movie
and travel vouchers to lifestyle
products, mobiles, appliances and
more.
❖ With your ICICI Bank Credit Card and
PAYBACK, shopping is truly
rewarding.
Rewards and Benefits:
❖ Get exclusive travel & shopping gift
vouchers worth more than Rs. 9,000 with
the Visa & Mastercard variants and get a
cashback of Rs. 750 on spending Rs
20,000 within 60 days of issuance with the
AmEx variant.
❖ Movie & Dining:Get Rs. 500 off on the
second movie or event ticket when you buy
one ticket from Book My Show.
Rewards and Benefits:
❖ Rewards Rate: On every Rs. 100 spent, get
6 PAYBACK Points on international
purchases.
❖ Reward Redemption:The PAYBACK Points
you earn can be redeemed against various
products and categories.
❖ Travel: Get complimentary Domestic &
International Airport Lounge Access.
Insurance Benefits:
❖ Air accident insurance worth Rs 3 crores,
Credit Shield Cover worth Rs 50,000 and other
travel-related Insurance Covers.
CATEGORY PAYBACK POINTS ON ICICI SAPPHIRO
MASTERCARD CREDIT CARD(PER RS.100)
DOMESTIC SPENDS 2
INTERNATIONAL SPENDS 4
UTILITIES AND INSURANCE 1
ON SPENDS OF RS. 4 LAKH/ YEAR 4,000
EACH TIME YOU CROSS RS. 1 LAKH SPEND 2,000
THEREAFTER IN AN YEAR
FUEL BENIFITS:
❖ Fuel surcharge waiver across all pumps: The
ICICI Bank Sapphiro Credit Card gives you a
waiver of 2.5% on the fuel surcharge every
time you refuel.
❖ This is valid across all pumps.
