Mobile Number in account will be Mandatory for the issuance of Personalized Cheque Book
Bank announces Financial Results for Quarter ended, 30th September 2025.
As an enhanced security measure, our official Corporate Website has migrated to a new domain : https://bankofbaroda.bank.in
With Bank Of Baroda personal loan, you get lowest interest rates, instant approval with minimal documentation. Checkout Bank of Baroda personal loan interest rates & eligibility. Apply now!
Apply for Bank of Baroda Home Loan online at the lowest interest rates. Checkout our home loan eligibility, interest rates, documentation. Get instant home loan approval. Apply now!
Car Loan: Apply for auto loan online by Bank of Baroda at an attractive interest rates & easy EMI option. Upto 90% financing on on-road price. Buy your dream car today!
Why should finance come in the way of future? Getting an education loan is an easy way to finance your dreams. A student loan can help you get into the university of your choice. Bank of Baroda is here to finance your dreams, education & career goals.
The easiest way to save for you, for your loved ones, and for your future. A savings account gives you the liberty to choose according to your needs and additionally give you benefits for all your transactions. With a gamut of savings account features on the table, Bank of Baroda is here to make your banking simple and easy!
Open Current Account online at Bank of Baroda to meet all your banking needs. Go to our website to learn more about the different types of current accounts we offer and apply now!
Bank of Baroda deposit plans offer convenient solutions to both working individuals as well as senior citizens. These deposits are categorised into deposits with a term period of less than 12 months, more than 12 months and recurring deposits.
An account for all. B3 Silver Account comes with maximum savings and zero Quarterly Average Balance (QAB). Also, make the most of coins and annual offers from Loyalty Rewardz to fulfill yearlong subscriptions and shopping.
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Bank of Baroda focuses on its employees, offering a career rather than just a job. Various initiatives are in place to groom employees throughout their life cycle. A comprehensive talent management system to groom future leaders of the bank.
Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. Choose the one best suited card for your needs.
Own the evergreen, traditional ornament of prosperity.
Note : The Bank may use the services of agents in sales/marketing etc. of its various products.
Looking to expand the roots of your agriculture business and allied activities? Bank of Baroda invites farmers and individuals engaged in agricultural activities to apply for our Agriculture Gold Loan. With numerous benefits, the Bank of Baroda Agri Gold Loan is a financing solution designed to provide easy access to credit by leveraging your gold assets. With the Bank of Baroda Agriculture Gold Loan, borrowers can get quick and hassle-free access to funds at competitive gold loan interest rates to meet their short-term and long-term financial requirements. The loan product comes with flexible repayment options, making it an ideal choice for those who need funds for agricultural activities or related purposes.
Repayment schedule will be as per the income generation of the borrower. In the repayment clause, the interest/principal servicing be synchronized with the harvest of crop and cash flow, depending on the activity of the borrower.
For advances other than crop loan, the loan should be repaid in monthly/quarterly/half yearly instalments with maximum moratorium period of 12 months as per cash accrual. However, the period of loan should not exceed 12 months. .
* Subject to change of MCLR.
Processing charges.
Up to Rs 3.00 Lakhs – NIL
Above Rs 3.00 Lakhs up to Rs 50.00
Lakhs – Applicable charges + GST.
Security
Secured by min. 18 carat Gold Jewellery/Ornaments
Pre closure / Pre payment
NIL
Rs 50.00 lakh per customer.
12 months
Repayment schedule will be as per the income generation of the borrower. In the repayment clause, the interest/principal servicing be synchronized with the harvest of crop and cash flow, depending on the activity of the borrower. For advances other than crop loan, the loan should be repaid in monthly/quarterly/half yearly instalments with maximum moratorium period of 12 months as per cash accrual. However, the period of loan should not exceed 12 months.
Up to Rs 3.00 Lakhs– Nil
Above Rs 3.00 Lakhs up to Rs 50.00 Lakhs– Applicable charges + GST.
Security Secured by min. 18 carat Gold Jewellery/Ornaments.
Pre closure / Pre payment: NIL
* Subject to change of MCLR
The Bank may use the services of agents in sales/marketing and that of Business Correspondents (BCs), Corporate BCs and Business Facilitators (BFs) in sourcing& sales fitment of agri loans, collection of documents from customers etc.
Frequently Asked Questions (FAQs)
Agri gold loan – it fulfills several purposes of a farmer, including female members for their agriculture or allied requirements.
The interest starts at One year MCLR+0.10% and One Year MCLR* for Women, valid up to 31.03.2026.
*Liable to change as and when MCLR changes.
After a farmer pledges the gold ornaments, the bank issues an agri gold loan as per the eligibility. Bank of Baroda agriculture gold loans are given immediately after ascertaining the purpose of gold loan.
When a farmer applies for agriculture gold loan, they get – lower ROI, zero processing charges for up to Rs. 3 lakhs and repayment of loan based on their income earned.
As of now, there is no minimum amount stipulated for Bank of Baroda agri gold loan.
The fee for while applying for Agri gold loan is termed as processing charges. A fee is applicable on agriculture gold loan amount of above Rs. 3 lakhs and up to Rs 50.00 Lakhs. The maximum limit for Bank of Baroda Agri gold loan - Rs. 50lakhs.
Yes.
No. Bank of Baroda agri gold loan is issued in two acceptable ways to the farmers – a demand loan and cash credit.
You should have your bank account KYC complied, i.e., proof of residence, passport size photographs, proof of signature and proof of identity and proof of agriculture land record. If . If you need any assistance, please dial our toll-free numbers. (Embed the numbers here, please)
Yes, you can certainly prepay your agri gold loan before the tenure ends. There would be no charges applicable on foreclosing the dues.
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