Mobile Number in account will be Mandatory for the issuance of Personalized Cheque Book
Bank announces Financial Results for Quarter ended, 30th September 2025.
As an enhanced security measure, our official Corporate Website has migrated to a new domain : https://bankofbaroda.bank.in
With Bank Of Baroda personal loan, you get lowest interest rates, instant approval with minimal documentation. Checkout Bank of Baroda personal loan interest rates & eligibility. Apply now!
Apply for Bank of Baroda Home Loan online at the lowest interest rates. Checkout our home loan eligibility, interest rates, documentation. Get instant home loan approval. Apply now!
Car Loan: Apply for auto loan online by Bank of Baroda at an attractive interest rates & easy EMI option. Upto 90% financing on on-road price. Buy your dream car today!
Why should finance come in the way of future? Getting an education loan is an easy way to finance your dreams. A student loan can help you get into the university of your choice. Bank of Baroda is here to finance your dreams, education & career goals.
The easiest way to save for you, for your loved ones, and for your future. A savings account gives you the liberty to choose according to your needs and additionally give you benefits for all your transactions. With a gamut of savings account features on the table, Bank of Baroda is here to make your banking simple and easy!
Open Current Account online at Bank of Baroda to meet all your banking needs. Go to our website to learn more about the different types of current accounts we offer and apply now!
Bank of Baroda deposit plans offer convenient solutions to both working individuals as well as senior citizens. These deposits are categorised into deposits with a term period of less than 12 months, more than 12 months and recurring deposits.
An account for all. B3 Silver Account comes with maximum savings and zero Quarterly Average Balance (QAB). Also, make the most of coins and annual offers from Loyalty Rewardz to fulfill yearlong subscriptions and shopping.
Locate Us, Anytime, Anywhere
Bank of Baroda focuses on its employees, offering a career rather than just a job. Various initiatives are in place to groom employees throughout their life cycle. A comprehensive talent management system to groom future leaders of the bank.
Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. Choose the one best suited card for your needs.
Lowest interest rates & EMI
Loan Amount:
Tenure (months):
Interest Rate:
Equated Monthly Installment (EMI) will be
Note : The Bank may use the services of agents in sales/marketing etc. of its various products.
Baroda Home Suvidha Personal Loan helps one finance the miscellaneous costs related with the purchase of their home such as cost of insurances, registration costs, stamp duty, goods & service tax and club membership feet.
Personal Loan scheme for Home Loan borrowers for funding various misc. costs related with Home Purchase like Insurances, GST, Club Membership fee, etc.
Category - A
Category – B
The reimbursement is allowed only within 12 months from the date of payment of such cost and end use must be ensured in respect of all the above finance.
Category – A
Nil i.e. 100% finance can be availed by the applicants against category A expenses.
Category - B
25% margin on the eligible costs i.e. 75% finance can be availed by the applicants against category B expenses.
In case of fresh/takeover of linked home loans
Maximum repayment period to be allowed in the same line as applicable for home loan sanctioned/ proposed to the borrower.
In case of existing linked home loans
Maximum repayment period allowed will be the residual period of the existing home loan to the borrower.
Retail Product
Processing Charges effective from 01.04.2025
Baroda Home Loan (All variants)
For all channels:
Baroda Top Up Loan
0.35%, Min: Rs.5,000/- and Max: Rs.12,500/-
Baroda Yoddha Home Loan
NIL , Out of Pocket expenses : Rs.8,500/- per property
Baroda Home Loan to Govt. Employees:
NOTE: Above Charges are excl. of GST.
To check out the documents required for Baroda Home Loan,click here.
Note: The Bank may use the services of agents in sales/marketing etc of the product.
Frequently Asked Questions (FAQs)
To find out how much interest on home loan is applicable please visit Interest Rate page
Various documents pertaining to KYC, personal identification, property related documents, income proofs etc. are required for availing home loan. Please see the details here.
We grant a term up to a maximum of 30 years. The term for the loan will under no circumstances exceed the age of retirement or completion of 65 years of age, whichever is earlier.
CIBIL score is not to be calculated by Bank or Individual. Scoring is provided by the CIBIL. You can check your CIBIL Score with CIBIL / bob World.
You can switch your Home Loan to Bank of Baroda to get benefit of lower interest rate if interest rate with existing lender is higher. Rate of interest in Home Loan depends on the CIBIL score. Therefore, please adhere to the financial discipline and improve your CIBIL score.
Maximum moratorium shall be -36- months as under: -18- months moratorium period for Houses and Building under construction, up to 7th floor, thereafter -6- months additional moratorium per floor subject to maximum of -36- months. Or One month after completion of House / taking possession of House / Flat, whichever is earlier.
Home loan helps the borrower in saving tax. The EMI of housing loan has two components-
It is a rate of interest at which the bank lends funds to the borrower for buying / constructing a house / buying flat.
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