Premium Banking offers you specialised banking services on maintaining high deposit balances and to meet specific financial requirement.

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Baroda Radiance icon

Radiance

  • For Maintaining total relationship value of minimum Rs. 30 lakh and above with us, we offer you delightful banking experience
  • Attractive offers on Banking Services
  • Facility of Relationship manager (in selected locations/branches during business hours)
Baroda Sparkle icon

Sparkle

  • Minimum Quarterly Average Balance of ₹ 20 Lakhs and above but below ₹ 30 Lakhs in savings account and/or current account of Individual customer only (Primary Customer ID ) in the preceding Quarter.
  • Attractive offers on Banking Services:
    1) Free unlimited Cheque book
    2) 75% concession on DD & locker charges
    3) 100% concession on NEFT, RTGS and Demat AMC
  • Facility of Relationship Manager (T&C)
  • Free Rupay Select Debit Card
Baroda Shine icon

Shine

  • Minimum Quarterly Average Balance of ₹ 10 Lakhs but below ₹ 20 Lakhs of in savings account and/or current account of Individual customer only (Primary Customer ID ) in the preceding Quarter.
  • Attractive offers on Banking Services:
    1) Free unlimited Cheque book
    2) 50% concession on DD & locker charges
    3) 50% concession on NEFT, RTGS and Demat AMC
  • Free Rupay Select debit card
Baroda Rise icon

Rise

  • Minimum Quarterly Average Balance of less than ₹ 10 Lakhs in savings account and/or current account of Individual customer only (Primary Customer ID ) BUT combined Quarterly Average Balance of Fixed deposit and savings account and/or current account of Individual customer only (Primary Customer ID) is more than ₹ 10 Lakhs in the preceding Quarter.
  • Attractive offers on Banking Services
    1) 25% concession on DD & locker Charges
    2) 25% concession on NEFT, RTGS and Demat AMC
  • Free Rupay Select debit card

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*Subject to T&C

Frequently Asked Questions

Frequently Asked Questions (FAQs)

  • What is Premium Banking Segment?

    To provide delightful experience to deposit customers who are maintaining significant deposits

  • What are the benefits of Premium Banking Segment?

    • To provide delightful experience to deposit customers who are maintaining significant deposits
    • The focused attention on these segment of customers
    • Facility of Relationship Manager (in selected locations/branches during business hours) (for Sparkle category) / Virtual Relationship manager (for shine category)
    • Attractive offers on banking services

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